[00:00.000 --> 00:07.260]  This is the Liberty Beat, your source for Liberty news and activist updates, online
[00:07.260 --> 00:08.260]  at thelibertybeat.com.
[00:08.260 --> 00:13.900]  I'm Brian Hagan with your Liberty Beat for Friday, March 14th, 2014.
[00:13.900 --> 00:22.220]  Gold opened today at $1,376, silver opened at $21.50, and Bitcoin is trading at $632.
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[00:58.260 --> 01:02.120]  In the news, Facebook is one of the favorite tools of the NSA.
[01:02.120 --> 01:05.800]  That's the latest revelation from Edward Snowden, as published on journalist Clint Greenwald's
[01:05.800 --> 01:07.360]  website, Intercept.
[01:07.360 --> 01:12.300]  According to Snowden, the NSA uses what's known as a man on the side technique to disguise
[01:12.300 --> 01:14.800]  itself as a fake Facebook server.
[01:14.800 --> 01:19.440]  Codenamed Quantum Hand, the maneuver allows the agency to transmit data packets that trick
[01:19.440 --> 01:23.120]  the computer into thinking they're legitimately sent from Facebook.
[01:23.120 --> 01:26.960]  That allows the NSA full access into the targeted computer.
[01:26.960 --> 01:31.040]  The Washington Times reports that if confirmed, the program will put millions of Facebook
[01:31.040 --> 01:33.520]  users at risk.
[01:33.520 --> 01:37.440]  On Thursday, the Food and Drug Administration commissioner stated that the agency is still
[01:37.440 --> 01:40.960]  deciding whether to approve a genetically engineered fish.
[01:40.960 --> 01:46.240]  FDA commissioner, Margaret Hamburg, said they were reviewing over 30,000 comments on the
[01:46.240 --> 01:48.160]  Aqua Bounty Salmon.
[01:48.160 --> 01:52.960]  Speaking to the U.S. Senate's Health, Education, Labor, and Pensions Committee, Hamburg said
[01:52.960 --> 01:57.720]  they are moving forward in a deliberate, science-driven way.
[01:57.720 --> 02:02.000]  All it would take to bring down the entire United States power grid is the sabotage of
[02:02.000 --> 02:07.080]  nine of the more than 55,000 electric substations across the nation.
[02:07.080 --> 02:11.040]  That's the finding of a study by the Federal Energy Regulatory Commission, which shows
[02:11.040 --> 02:15.520]  that only a few substations provide the bulk of the nation's electricity.
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[02:49.560 --> 02:54.120]  This is the Liberty Beat for Friday, March 14th, 2014.
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[03:25.120 --> 03:26.120]  Yeah!
[03:26.120 --> 03:29.120]  Bad boys, bad boys, whatcha gonna do?
[03:29.120 --> 03:32.120]  Whatcha gonna do when they come for you?
[03:32.120 --> 03:35.120]  Bad boys, bad boys, whatcha gonna do?
[03:35.120 --> 03:38.120]  Whatcha gonna do when they come for you?
[03:38.120 --> 03:43.120]  When you were eight and you had bad traits You'd go to school and learn the golden rules
[03:43.120 --> 03:46.120]  So why are you acting like a bloody fool?
[03:46.120 --> 03:49.120]  If you get hot then you must get cool!
[03:49.120 --> 03:52.120]  Bad boys, bad boys, whatcha gonna do?
[03:52.120 --> 03:55.120]  Whatcha gonna do when they come for you?
[03:55.120 --> 04:23.120]  Okay, howdy, howdy, this is Randy Kelton, Joe Esquivel, Steve Skidmore, Rouge Law Radio,
[04:23.120 --> 04:46.120]  and I've been doing this with Washington Mutual, Deutsche Bank, and well with everybody actually,
[04:46.120 --> 04:54.120]  Chase and Wells Fargo are being investigated for the same types of activities, but Wachovia,
[04:54.120 --> 05:02.120]  Wachovia got caught pretty well red-handed, and as did Washington Mutual,
[05:02.120 --> 05:05.120]  or Washington Mutual just folded up and went away real fast.
[05:05.120 --> 05:11.120]  Wachovia didn't, and the feds came after them pretty big time,
[05:11.120 --> 05:16.120]  and Chris has been doing some research on Wachovia.
[05:16.120 --> 05:19.120]  Chris, welcome to the show.
[05:19.120 --> 05:21.120]  Thank you, Randy.
[05:21.120 --> 05:31.120]  Okay, well kind of give us a, just go over what you found out about Wachovia and World Bank,
[05:31.120 --> 05:37.120]  and what all shenanigans they were up to.
[05:37.120 --> 05:42.120]  Well, like you said, we were looking up some information based on the paperwork we were doing,
[05:42.120 --> 05:51.120]  and I came across World Savings and Wachovia bouncing my mortgage back and forth with Indy Mac,
[05:51.120 --> 05:57.120]  and just wanted to look up to see where they might have,
[05:57.120 --> 06:03.120]  and why they might have been bouncing this back between the three of them, Indy Mac not so much,
[06:03.120 --> 06:09.120]  but Wachovia and World Savings, I ran across some documentation that states
[06:09.120 --> 06:17.120]  that World Savings Bank sold all of its assets to Wachovia National Association,
[06:17.120 --> 06:25.120]  and actually before they did that, they became Wachovia Mortgage FSB,
[06:25.120 --> 06:31.120]  and moved their facility to Las Vegas, Nevada.
[06:31.120 --> 06:36.120]  Okay, hold on, let's back up a little bit.
[06:36.120 --> 06:43.120]  An overview of what this is about.
[06:43.120 --> 06:50.120]  This came about because of an action by the federal government against Wachovia.
[06:50.120 --> 06:56.120]  Will you explain that action, what they were caught doing, what they were accused of?
[06:56.120 --> 07:01.120]  Sure. I came across the actual United States District Court,
[07:01.120 --> 07:07.120]  Southern District of Florida, where the United States versus Wachovia Bank,
[07:07.120 --> 07:13.120]  and in pursuit of the federal rules of criminal procedure,
[07:13.120 --> 07:22.120]  the bank actually ordered for a dismissal on the case that they were laundering
[07:22.120 --> 07:28.120]  Colombian drug cartel money, and were caught red-handed.
[07:28.120 --> 07:38.120]  So they made an appeal to the court in order to get out of this federal pleading.
[07:38.120 --> 07:52.120]  And in that court case, Wachovia was under Wells Fargo jurisdiction at that point,
[07:52.120 --> 08:00.120]  so they indicted kind of Wells Fargo in with this, and it was all happening at the time.
[08:00.120 --> 08:03.120]  The bailout was happening.
[08:03.120 --> 08:09.120]  So in the investigation, they found out that Wells Fargo had been laundering money
[08:09.120 --> 08:17.120]  for years from 2004 to 2007, and actually a gentleman who was set up...
[08:17.120 --> 08:20.120]  Wait, wait, wait a minute, you said Wells Fargo.
[08:20.120 --> 08:28.120]  I'm sorry, yes, Wells Fargo, Wachovia was laundering money from 2004 to 2007.
[08:28.120 --> 08:32.120]  Oh, I was hoping that wasn't a slip.
[08:32.120 --> 08:35.120]  I was hoping we had a shot at Wells Fargo.
[08:35.120 --> 08:40.120]  Well, actually, in the court proceedings, they include Wells Fargo in this
[08:40.120 --> 08:44.120]  because Wells Fargo had taken them over.
[08:44.120 --> 08:49.120]  And Wells Fargo, in my information that I still receive,
[08:49.120 --> 09:00.120]  was the reason Wells Fargo was able to fluidly process a banking action during the bailout
[09:00.120 --> 09:08.120]  was because they were continually using the liquidation funds from this cartel process
[09:08.120 --> 09:13.120]  that Wachovia had created.
[09:13.120 --> 09:16.120]  Let me understand this.
[09:16.120 --> 09:23.120]  Wachovia turned over their assets to Wells Fargo.
[09:23.120 --> 09:25.120]  Correct.
[09:25.120 --> 09:28.120]  How did that work?
[09:28.120 --> 09:40.120]  Well, in the court case, what happened was it was kind of one of those weird processes.
[09:40.120 --> 09:45.120]  Wells Fargo was getting ready to take over Wachovia because they were failing
[09:45.120 --> 09:51.120]  because they had got caught red-handedly laundering money for the drug cartels.
[09:51.120 --> 10:03.120]  And in that process, this court case came about only after Wells Fargo had merged with Wachovia.
[10:03.120 --> 10:11.120]  And this court case that I was able to pull up here is actually just the order for dismissal
[10:11.120 --> 10:21.120]  for Wachovia trying to get out of punishment from the federal government based on their findings
[10:21.120 --> 10:25.120]  and their investigation.
[10:25.120 --> 10:34.120]  So as I read the document, they did get essentially out from under any criminal prosecution.
[10:34.120 --> 10:35.120]  Correct.
[10:35.120 --> 10:44.120]  They paid a fine of $160 million total to get out from under criminal charges.
[10:44.120 --> 10:48.120]  And how much had they laundered?
[10:48.120 --> 10:52.120]  Wasn't it on the order of a billion?
[10:52.120 --> 11:05.120]  Yes, it was almost $43 billion when they counted up all of the recording of electronic checks,
[11:05.120 --> 11:14.120]  parcelment that was bought, like planes, ships, things like that, in order to get the drugs across the border.
[11:14.120 --> 11:23.120]  I believe that was the original finding was there was a plane that was seized in Mexico.
[11:23.120 --> 11:33.120]  And when they investigated the receipt and the purchase of that plane, it came back to a Wachovia account.
[11:33.120 --> 11:46.120]  So they laundered $43 billion and their punishment was $150 million.
[11:46.120 --> 11:47.120]  Correct.
[11:47.120 --> 11:49.120]  That's about it.
[11:49.120 --> 12:09.120]  Yeah, they paid $110 million in the forfeiture amount and then they paid another $50 million in funds based on the TARP fine.
[12:09.120 --> 12:23.120]  So that's about three thousandths of a percent in order to get $150 million to $43 billion.
[12:23.120 --> 12:32.120]  Three thousandths of one percent was what they had to pay out in fines.
[12:32.120 --> 12:33.120]  Correct.
[12:33.120 --> 12:39.120]  That is a good business to be in.
[12:39.120 --> 12:51.120]  So let's go to how Wachovia and World Bank were part of this scam.
[12:51.120 --> 12:58.120]  The way I'm reading this, World Bank was just as much a part of the scam as Wachovia was.
[12:58.120 --> 13:00.120]  Correct.
[13:00.120 --> 13:08.120]  World Bank and Wachovia FSB were the setup companies in order to launder the money.
[13:08.120 --> 13:23.120]  And like I said earlier today when we spoke of the interesting part of Wachovia FSB being located in Las Vegas, Nevada,
[13:23.120 --> 13:32.120]  I couldn't think of a better place to sit and launder four trillions of dollars worth of drug cartel money.
[13:32.120 --> 13:39.120]  So what now can we have Wachovia Mortgage FSB?
[13:39.120 --> 13:42.120]  What was that?
[13:42.120 --> 13:50.120]  Wachovia Mortgage FSB is what World Savings Bank FSB became.
[13:50.120 --> 13:59.120]  Through the OTC, the Office of Thrift, the Office of Thrift.
[13:59.120 --> 14:02.120]  Comptroller of the Currency.
[14:02.120 --> 14:04.120]  OTS or OTC?
[14:04.120 --> 14:08.120]  OTS, I'm sorry, OTS.
[14:08.120 --> 14:12.120]  Office of Thrift Supervision if I remember that right.
[14:12.120 --> 14:14.120]  Correct me if I'm wrong, Joe.
[14:14.120 --> 14:16.120]  You're right.
[14:16.120 --> 14:18.120]  Thrift Supervision.
[14:18.120 --> 14:22.120]  They're the one that chartered that.
[14:22.120 --> 14:24.120]  Okay, write that down guys.
[14:24.120 --> 14:28.120]  I was right, first time.
[14:28.120 --> 14:38.120]  Okay, so the Office of Thrift Supervision authorized the sale of World, was it World Savings Bank?
[14:38.120 --> 14:40.120]  FSB, correct.
[14:40.120 --> 14:46.120]  FSB to Wachovia and it became Wachovia Mortgage FSB.
[14:46.120 --> 14:54.120]  Was, is there any evidence that World Savings FSB was engaged in this money laundering activity?
[14:54.120 --> 14:58.120]  The question becomes what was purchased?
[14:58.120 --> 15:00.120]  That's the question.
[15:00.120 --> 15:02.120]  No, that's not the question here.
[15:02.120 --> 15:08.120]  The question, we'll get to that question, but this is laundering money.
[15:08.120 --> 15:12.120]  This is not the question, we're not talking about a note here.
[15:12.120 --> 15:18.120]  What does that pertain? I'm looking for a foreclosure.
[15:18.120 --> 15:20.120]  What?
[15:20.120 --> 15:22.120]  Never mind.
[15:22.120 --> 15:24.120]  Go ahead.
[15:24.120 --> 15:36.120]  This is about a big scam and what brought this up was, is in the pleading I maintained that,
[15:36.120 --> 15:42.120]  Wachovia to secure a loan to purchase property.
[15:42.120 --> 15:58.120]  And Wachovia came to Chris and represented themselves as a licensed federally regulated bank with a Federal Reserve account.
[15:58.120 --> 16:14.120]  And gave the impression that they would go to their Federal Reserve account and factor out enough to purchase the warranty deed and trade it to Chris in return for a promise to pay and a security instrument.
[16:14.120 --> 16:18.120]  But in fact that wasn't what was happening at all.
[16:18.120 --> 16:22.120]  That Wachovia was just a broker.
[16:22.120 --> 16:28.120]  Wachovia never sold anything because Wachovia never owned anything.
[16:28.120 --> 16:38.120]  In fact, the real source of the money was a special purpose vehicle backed by these Colombian and Mexican drug cartels.
[16:38.120 --> 16:48.120]  So that they could put the money into circulation under the guise of being drawn from a Federal Reserve account and then when they got it back it was fully laundered.
[16:48.120 --> 16:56.120]  Hang on, Randy Kelton, Deborah Stevens, Deborah Stevens, Randy Kelton, Steve Skidmore, Joe Esquivel, Wheatwell Radio, I call it numbers.
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[19:34.120 --> 19:36.120]  Okay, we are back.
[19:36.120 --> 19:40.120]  Brandon Kelton, Steve Skidmore, Joe Esquivel, Rule of Law Radio.
[19:40.120 --> 19:45.120]  When we went out, we were talking about the argument that we made.
[19:45.120 --> 19:52.120]  Wachovia presented itself as a federally regulated bank.
[19:52.120 --> 20:03.120]  And Chris, in dealing with Wachovia, exercised a due diligence in that he only dealt with federally regulated
[20:03.120 --> 20:08.120]  licensed lending facilities.
[20:08.120 --> 20:16.120]  So he had a right to a reasonable expectation of good faith and fair dealing.
[20:16.120 --> 20:23.120]  When in fact, Wachovia was truly a pretender lender.
[20:23.120 --> 20:30.120]  Wachovia never sold the beneficial interest of the note because they never owned it.
[20:30.120 --> 20:35.120]  They only pretended to draw this money from their Federal Reserve account.
[20:35.120 --> 20:39.120]  And we get a lot of people saying that there is no money here.
[20:39.120 --> 20:46.120]  Well, they go to their Federal Reserve account with Chris's application and say,
[20:46.120 --> 20:49.120]  we have this indenture.
[20:49.120 --> 20:57.120]  We want you to create this amount of funds out of the thin air and give those funds to us, the bank.
[20:57.120 --> 21:02.120]  The Federal Reserve creates those funds out of the thin air, gives them to Wachovia.
[21:02.120 --> 21:11.120]  And then when the indebtedness is repaid, they repay the funds back to the Federal Reserve
[21:11.120 --> 21:16.120]  and those funds go back to the thin air from which they came.
[21:16.120 --> 21:25.120]  By this practice, they are able to maintain the velocity of money without increasing the volume of money.
[21:25.120 --> 21:32.120]  So overall, it doesn't increase the money out there and decrease the value of the dollar,
[21:32.120 --> 21:36.120]  but it also allows us to do these transactions.
[21:36.120 --> 21:40.120]  That's a pretty clever idea.
[21:40.120 --> 21:48.120]  However, they were not drawing these funds from the Federal Reserve account.
[21:48.120 --> 21:59.120]  They were using their position as a licensed lender to launder funds for these Mexican and Colombian drug cartels.
[21:59.120 --> 22:12.120]  Now, Chris, if at the time you had knowledge that you were actually entering into a contract
[22:12.120 --> 22:22.120]  with Mexican and Colombian drug cartels, would you have went ahead and signed the note?
[22:22.120 --> 22:24.120]  Of course not.
[22:24.120 --> 22:32.120]  So Wachovia gave voluntary disclosure to Chris.
[22:32.120 --> 22:39.120]  They told him who they were, what they would do, what they would charge him, all of these things.
[22:39.120 --> 22:49.120]  If you want to buy my car, and I say, that's my car, and you ask me what about it, it's my car.
[22:49.120 --> 22:51.120]  You want to buy it, buy it.
[22:51.120 --> 22:56.120]  I have given you no voluntary disclosure about the vehicle.
[22:56.120 --> 23:06.120]  Now, if I tell you it's a one owner and it's been gently driven, blah, blah, blah,
[23:06.120 --> 23:12.120]  that invokes in me a duty to give full disclosure.
[23:12.120 --> 23:16.120]  If I don't give any disclosure, no disclosure invokes no duty.
[23:16.120 --> 23:21.120]  But if I give you any, I have a duty to give you all.
[23:21.120 --> 23:30.120]  And clearly in this kind of case, the borrower had a right to know if he was entering into a contract
[23:30.120 --> 23:37.120]  with a group that he would find morally reprehensible.
[23:37.120 --> 23:42.120]  Wachovia gave disclosure to Chris.
[23:42.120 --> 23:52.120]  They withheld information that Chris did not have equal access to.
[23:52.120 --> 24:02.120]  Chris believed the representations by Wachovia, and based on the representations by Wachovia,
[24:02.120 --> 24:06.120]  Chris made a decision.
[24:06.120 --> 24:11.120]  Had Chris been in possession of the undisclosed information,
[24:11.120 --> 24:18.120]  he would have made a different decision than the one he made, and he was harmed thereby.
[24:18.120 --> 24:24.120]  Those are the elements of fraud by nondisclosure.
[24:24.120 --> 24:28.120]  So that was the argument that we brought.
[24:28.120 --> 24:38.120]  And I worked up the argument over, what's your name, Washington Mutual.
[24:38.120 --> 24:44.120]  It didn't have as much information on Washington Mutual, and then Wachovia came along after that.
[24:44.120 --> 24:49.120]  And Chris, after reading the argument, did the research.
[24:49.120 --> 25:02.120]  And if you've had a loan by Wachovia or World Savings, this is absolutely a powerful argument.
[25:02.120 --> 25:12.120]  It will be interesting to see how the courts deal with this particular argument.
[25:12.120 --> 25:17.120]  So, you ready to take them on, Chris?
[25:17.120 --> 25:20.120]  Yes, I am.
[25:20.120 --> 25:25.120]  Okay, and when we were on the break, you were discussing something.
[25:25.120 --> 25:30.120]  We were discussing about the mortgage and how on my mortgage,
[25:30.120 --> 25:43.120]  the reason we researched this was because on my mortgage, I can't find any information from the bank
[25:43.120 --> 25:50.120]  reported back prior to May of 2009 when Fannie Mae took over my note.
[25:50.120 --> 25:53.120]  Again, because Fannie Mae was the original lender.
[25:53.120 --> 26:05.120]  And for some reason, it's noted and documented that Fannie Mae became my party of interest in my loan on May 2009.
[26:05.120 --> 26:10.120]  And that just happens to be the date when the bailout occurred.
[26:10.120 --> 26:17.120]  And all of the toxic mortgage-backed securities were bought by the feds
[26:17.120 --> 26:26.120]  to create an illusion that would save the economy from going bankrupt because the banks had no money in that.
[26:26.120 --> 26:33.120]  So, as they took the mortgage-backed securities back, they dumped them all on Fannie Mae's lap
[26:33.120 --> 26:42.120]  and let Fannie Mae decide who gets what and how they're going to purportedly take these mortgages
[26:42.120 --> 26:46.120]  and either have them work or foreclose on them to get their money back.
[26:46.120 --> 26:49.120]  I got a quick question. I don't mean to interrupt.
[26:49.120 --> 26:52.120]  You said Fannie Mae was the original lender.
[26:52.120 --> 26:57.120]  Whose name was lender on your tangible promissory note?
[26:57.120 --> 27:00.120]  It was Wachovia Mortgage Corp.
[27:00.120 --> 27:06.120]  So then when you said Fannie Mae was the original lender, that wasn't correct?
[27:06.120 --> 27:11.120]  Well, that was based on the fact that my mortgage document was a Fannie Mae loan.
[27:11.120 --> 27:14.120]  No, but we can't assume anything.
[27:14.120 --> 27:19.120]  So my question is, do you know if you're a loan,
[27:19.120 --> 27:29.120]  if an asset of your mortgage loan instrument was sold to Fannie Mae or if you were in a World Savings Bank remake?
[27:29.120 --> 27:31.120]  Do you know? Have you had…
[27:31.120 --> 27:37.120]  I mean, I'm just trying to… I'm following everything you say and it's great information.
[27:37.120 --> 27:42.120]  I'm just trying to wrap my head around.
[27:42.120 --> 27:48.120]  Did the banks tell you that you were with… that Fannie Mae was an investor?
[27:48.120 --> 27:50.120]  Yes.
[27:50.120 --> 27:54.120]  Perfect. Okay. That's all I need to hear.
[27:54.120 --> 28:02.120]  My question was, before 2009, you can't get any information.
[28:02.120 --> 28:06.120]  Right. And that's what we're trying to wrap our head around is what actually happened
[28:06.120 --> 28:10.120]  as soon as Wachovia took the mortgage and we signed the paperwork.
[28:10.120 --> 28:14.120]  We have no documentation of anything that transpired.
[28:14.120 --> 28:17.120]  So that's why you call me.
[28:17.120 --> 28:38.120]  That would almost ensure that no entity attempting to foreclose on a World Savings or Wachovia mortgage would be able to track its standing.
[28:38.120 --> 28:42.120]  Because it appears so it goes into a black hole.
[28:42.120 --> 28:46.120]  Right. And the showing of World Savings…
[28:46.120 --> 28:51.120]  Can you explain that a little bit? I'm a little confused.
[28:51.120 --> 28:55.120]  Well, if Wachovia issued the mortgage…
[28:55.120 --> 28:56.120]  Okay.
[28:56.120 --> 29:00.120]  …and Wachovia was named on the security instrument…
[29:00.120 --> 29:02.120]  Okay.
[29:02.120 --> 29:17.120]  …how did the value in the security instrument, the note, and the mortgage get transferred to whoever it is that's trying to do the foreclosure sale?
[29:17.120 --> 29:23.120]  Well, one, you got to start with the basics. In order to acquire anything, you need to go to statutes.
[29:23.120 --> 29:36.120]  Well, we understand that part. What we're saying is that when Chris gets back to 2009 when Wachovia went out of business, nobody has any records.
[29:36.120 --> 29:45.120]  That Chris knows about. He doesn't have access. I mean, you know, it's like the access to the records I have, very few people have.
[29:45.120 --> 29:54.120]  If it's not filed in the county reporter's office, it doesn't make any difference where it's at. It's an unenforceable claim.
[29:54.120 --> 30:00.120]  Hang on, Randy Kelton, Steve Skidmore, RuPaul Radio…
[30:00.120 --> 30:04.120]  You've probably heard of WikiLeaks, the website that's released lots of government documents.
[30:04.120 --> 30:08.120]  But have you heard of the granddaddy of leaks, Cryptome.org?
[30:08.120 --> 30:13.120]  I'm Dr. Catherine Albrecht, and I'll be back with more about how Cryptome holds governments and corporations accountable.
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[30:46.120 --> 30:50.120]  for over 14 years to keep governments and big business in check.
[30:50.120 --> 30:58.120]  Back in 2003, the site's owner, John Young, came to my rescue when my spy chips co-author and I dug up explosive confidential documents.
[30:58.120 --> 31:06.120]  They told how businesses like Procter & Gamble planned to pacify consumers who would be outraged by RFID, a new tracking technology.
[31:06.120 --> 31:12.120]  The information was so scandalous, we were sure it would disappear the moment someone found out it was publicly accessible.
[31:12.120 --> 31:19.120]  We were also worried we might be accused of hacking. Cryptome came to our rescue, and the documents are still mirrored there today.
[31:19.120 --> 31:24.120]  I'm Dr. Catherine Albrecht. More news and information at CatherineAlbrecht.com.
[31:24.120 --> 31:39.120]  This is Building 7, a 47-story skyscraper that fell on the afternoon of September 11.
[31:39.120 --> 31:46.120]  The government says that fire brought it down. However, 1,500 architects and engineers concluded it was a controlled demolition.
[31:46.120 --> 31:52.120]  Over 6,000 of my fellow service members have given their lives, and thousands of my fellow first responders are dying.
[31:52.120 --> 31:57.120]  I'm not a conspiracy theorist. I'm a structural engineer. I'm a New York City correction officer. I'm an Air Force pilot.
[31:57.120 --> 32:01.120]  I'm a father who lost his son. We're Americans, and we deserve the truth.
[32:01.120 --> 32:05.120]  Go to RememberBuilding7.org today.
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[33:07.120 --> 33:18.120]  You're listening to the Logos Radio Network at LogosRadioNetwork.com.
[33:18.120 --> 33:21.120]  Yeah, I got a warrant.
[33:21.120 --> 33:24.120]  And I'm going to solve them.
[33:24.120 --> 33:26.120]  To the health government, them.
[33:26.120 --> 33:29.120]  Persecute them.
[33:29.120 --> 33:32.120]  Okay.
[33:32.120 --> 33:35.120]  All set.
[33:35.120 --> 33:40.120]  This is a race for establishment.
[33:40.120 --> 33:44.120]  This is a race for addiction.
[33:44.120 --> 33:48.120]  Well, I need a prosecutor to come and help me.
[33:48.120 --> 33:50.120]  Persecute them, wicked leader, you see.
[33:50.120 --> 33:52.120]  Them are murderers, liars.
[33:52.120 --> 33:53.120]  Them tell rules.
[33:53.120 --> 33:54.120]  Them are liars.
[33:54.120 --> 33:55.120]  They tell sick stories.
[33:55.120 --> 33:56.120]  Me not believe.
[33:56.120 --> 33:57.120]  Me say what them tell rules.
[33:57.120 --> 34:00.120]  3% of America vote for Bush.
[34:00.120 --> 34:02.120]  So how the hell he get the presidency?
[34:02.120 --> 34:03.120]  Okay.
[34:03.120 --> 34:04.120]  We are back.
[34:04.120 --> 34:07.120]  Randy Kelton, Steve Skidmore, Joe Esquivel, RuleOfLawRadio.
[34:07.120 --> 34:12.120]  And Joe had wanted to address part of this issue here.
[34:12.120 --> 34:13.120]  Joe?
[34:13.120 --> 34:15.120]  Yes.
[34:15.120 --> 34:22.120]  The question, I understand that once his mortgage loan instrument,
[34:22.120 --> 34:25.120]  it was in the name of Wachovia Bank.
[34:25.120 --> 34:31.120]  Now, while the assets have changed hands,
[34:31.120 --> 34:40.120]  the thing that everyone needs to have an understanding of is what was bought and sold.
[34:40.120 --> 34:46.120]  When Wachovia came into the picture,
[34:46.120 --> 34:49.120]  when Wells Fargo came into the picture, all right,
[34:49.120 --> 34:54.120]  it's very similar to JP Morgan Chase going into Washington Mutual
[34:54.120 --> 34:57.120]  or Bank of America going into Countrywide.
[34:57.120 --> 35:03.120]  So when one bank would take over another bank, all right,
[35:03.120 --> 35:11.120]  on your paperwork, it would say successor in interest to BAC home loans,
[35:11.120 --> 35:14.120]  formerly known as Countrywide home loans.
[35:14.120 --> 35:18.120]  What they are purchasing are the servicing rights,
[35:18.120 --> 35:22.120]  and what they are purchasing are the personal assets.
[35:22.120 --> 35:29.120]  Now, the personal assets are millions of documents that are in all of these warehouses, Randy.
[35:29.120 --> 35:41.120]  And these pieces of paper at one time were tangible promissory notes that evidenced debt.
[35:41.120 --> 35:48.120]  Now, that debt had been sold years ago.
[35:48.120 --> 35:50.120]  Hold on.
[35:50.120 --> 35:55.120]  The evidenced debt that was owed to the named party.
[35:55.120 --> 35:57.120]  Correct.
[35:57.120 --> 36:01.120]  That's what changed.
[36:01.120 --> 36:03.120]  That is exactly what changed.
[36:03.120 --> 36:12.120]  So what was purchased were millions of pieces of paper of personal property,
[36:12.120 --> 36:15.120]  just worthless pieces of paper.
[36:15.120 --> 36:22.120]  Yeah, they purported to evidence debt owed to the named party,
[36:22.120 --> 36:29.120]  but in fact that debt was no longer owed to the named party because that's the part that was owed.
[36:29.120 --> 36:30.120]  Correct.
[36:30.120 --> 36:36.120]  So now by simple possession with no legal rights
[36:36.120 --> 36:42.120]  and not legal possession with legal rights pertaining to real property,
[36:42.120 --> 36:46.120]  night and day, two completely different things,
[36:46.120 --> 36:52.120]  because now you have a piece of paper that no longer evidence the debt.
[36:52.120 --> 36:58.120]  Without that debt to evidence, which is your promise to pay,
[36:58.120 --> 37:05.120]  I, John Dole, promise to pay Bank of America for the next 360 months, $2,000 a month,
[37:05.120 --> 37:09.120]  with that debt being sold, all right,
[37:09.120 --> 37:15.120]  your mortgage or your deed of trust can no longer attach itself to the debt.
[37:15.120 --> 37:20.120]  So the value of your security instrument decreases.
[37:20.120 --> 37:24.120]  Everyone talks about bifurcation, bifurcation of the note,
[37:24.120 --> 37:28.120]  bifurcation of the security instrument.
[37:28.120 --> 37:33.120]  Very few people are talking about separation of the note
[37:33.120 --> 37:40.120]  and separation of the payment and tangible obligation, separation of the rights.
[37:40.120 --> 37:46.120]  That's Fannie Mae Freddie Mac uniform instrument Covenant 20
[37:46.120 --> 37:53.120]  that authorizes the lender to sell a portion of the note or the entire note.
[37:53.120 --> 37:56.120]  That's the portion of the note they're talking about.
[37:56.120 --> 37:59.120]  Together with the security instrument.
[37:59.120 --> 38:01.120]  That is the problem.
[38:01.120 --> 38:02.120]  Right.
[38:02.120 --> 38:06.120]  You can do one or the other not both at the same time
[38:06.120 --> 38:09.120]  and that's really where we run into the hiccup.
[38:09.120 --> 38:13.120]  But what I was considering here,
[38:13.120 --> 38:25.120]  if in fact these drug cartels were supplying the funds to finance these transactions,
[38:25.120 --> 38:32.120]  where did the beneficial interest of the note really go?
[38:32.120 --> 38:40.120]  If it went to a criminal enterprise, now we go to the doctrine of unclean hands.
[38:40.120 --> 38:46.120]  And the presumption is that it went to some supposedly legal and valid remake
[38:46.120 --> 38:51.120]  or passed through trust.
[38:51.120 --> 39:02.120]  But was that passed through trust legal if the funds were the product of a criminal enterprise?
[39:02.120 --> 39:06.120]  And how would that affect anybody standing to come back?
[39:06.120 --> 39:12.120]  Aside from the fact that they can't show who hold held what or who owns what,
[39:12.120 --> 39:18.120]  when there is criminal accusations in the mix, that tends to vitiate any standing.
[39:18.120 --> 39:23.120]  Give me comment on that, Joe.
[39:23.120 --> 39:25.120]  You're looking at it a different way.
[39:25.120 --> 39:30.120]  I mean, I don't see John Doe being able to go down this road.
[39:30.120 --> 39:37.120]  I can see certain people that would be able to articulate the argument.
[39:37.120 --> 39:39.120]  So I understand where you're going with it,
[39:39.120 --> 39:42.120]  but it's a long route that you're going to have to go to the banks
[39:42.120 --> 39:46.120]  and you're going to have to draw them a map and they're not going to want to listen to it.
[39:46.120 --> 39:49.120]  They're going to ask just plain and simple questions.
[39:49.120 --> 39:51.120]  What statutes were violated?
[39:51.120 --> 39:53.120]  What is the cause of action?
[39:53.120 --> 39:55.120]  What is the statute to back it up?
[39:55.120 --> 39:57.120]  And how did it harm you?
[39:57.120 --> 40:00.120]  That's good.
[40:00.120 --> 40:05.120]  In this case with Wachovia, the statutes they violated,
[40:05.120 --> 40:16.120]  where they failed to institute a policy to eliminate, what was it, Chris?
[40:16.120 --> 40:23.120]  How is it worded, the claim against them that they failed to institute a policy to prevent money laundering?
[40:23.120 --> 40:25.120]  It wasn't money laundering, it was something else.
[40:25.120 --> 40:28.120]  But Chris can't pull up criminal charges.
[40:28.120 --> 40:31.120]  Hold on, hold on, let me bring that.
[40:31.120 --> 40:34.120]  Of course he can.
[40:34.120 --> 40:37.120]  Okay, Chris.
[40:37.120 --> 40:42.120]  This goes unclean hands doctrine.
[40:42.120 --> 40:48.120]  If we can show that this was part of a criminal enterprise,
[40:48.120 --> 40:57.120]  but now we have a situation where no one can claim standing because they're engaged in a criminal enterprise,
[40:57.120 --> 41:06.120]  the unclean hands doctrine states essentially that no person may be allowed to profit from his own misdeeds.
[41:06.120 --> 41:09.120]  So this stops their standing.
[41:09.120 --> 41:16.120]  They're subject to collateral estoppel for making a claim.
[41:16.120 --> 41:26.120]  And in this particular case, Chris is talking about it, once you get past 2009, it goes into a black hole.
[41:26.120 --> 41:35.120]  Nobody can come forward with definitive documentation to establish their standing
[41:35.120 --> 41:42.120]  that doesn't involve the money laundering scheme.
[41:42.120 --> 41:44.120]  So they can't come to the table.
[41:44.120 --> 41:51.120]  We don't have to get into these other arguments, and it goes to never stipulate to anything.
[41:51.120 --> 41:54.120]  You're coming to the table claiming you have this standing,
[41:54.120 --> 42:03.120]  but your standing is based on dealing with a bank that was put out of business for engaging in a criminal enterprise.
[42:03.120 --> 42:07.120]  You can come to the courts with that claim.
[42:07.120 --> 42:10.120]  This is not a hard one to make.
[42:10.120 --> 42:13.120]  At least I don't think it is.
[42:13.120 --> 42:21.120]  That was the reason we looked at this as Wachovia was because based on my homeowner's insurance
[42:21.120 --> 42:28.120]  and when Wells Fargo actually took over my mortgage, reported on those paperwork,
[42:28.120 --> 42:35.120]  the entity that held my mortgage was actually Wachovia Mortgage FSB
[42:35.120 --> 42:41.120]  and not for whom was stated in any of the other paperwork, which was Wachovia Mortgage Corporation,
[42:41.120 --> 42:47.120]  a total separate entity, deserving of an assignment.
[42:47.120 --> 42:55.120]  If I was to make the assignment from Wachovia Mortgage Corporation and then make it to Wachovia Mortgage FSB,
[42:55.120 --> 43:03.120]  which is stated in my paperwork that one year it was this company, the next year it was this company,
[43:03.120 --> 43:10.120]  they were the company that was supposedly set up as a front to launder the money.
[43:10.120 --> 43:17.120]  So this is kind of dead bank because these were filings with an insurance company.
[43:17.120 --> 43:24.120]  If they subsequently come back and say, oh, these guys never actually held a beneficial interest,
[43:24.120 --> 43:30.120]  then the filings with the insurance company were fraudulent.
[43:30.120 --> 43:37.120]  So they're using your note in the furtherance of a criminal enterprise
[43:37.120 --> 43:40.120]  and they still come to the table with unclean hands.
[43:40.120 --> 43:49.120]  And that listing from the insurance company is prima facie evidence of the criminal act.
[43:49.120 --> 43:55.120]  So now you put them in position to show that they weren't engaged with this criminal enterprise.
[43:55.120 --> 44:08.120]  Hang on, Randy Kelton, Joe Escobel, we've got radio.
[44:25.120 --> 44:30.120]  Our Australian emu oil, lotion candles, olive oil, soaps and colloidal silver and gold.
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[45:01.120 --> 45:04.120]  Are you the plaintiff or defendant in a lawsuit?
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[46:02.120 --> 46:14.120]  Music
[46:14.120 --> 46:24.120]  Whoa, whoa, yeah
[46:24.120 --> 46:30.120]  Always I must be careful what I'm wishing for
[46:30.120 --> 46:35.120]  When I'm hungry, I like to know just what I'm fishing for
[46:35.120 --> 46:41.120]  I ain't asking for much, I ain't trying to be no glutton
[46:41.120 --> 46:47.120]  I'm just here making my living pushing buttons
[46:47.120 --> 46:53.120]  I give my message out to anyone who's out in distance
[46:53.120 --> 47:00.120]  Okay, we are back. Randy Kelton, Steve Sidmore, Joe Esquivel, Rule of Law Radio.
[47:00.120 --> 47:06.120]  And our phone lines are open. Give us a call. We'll start taking calls.
[47:06.120 --> 47:09.120]  We're about to the end of this discussion.
[47:09.120 --> 47:14.120]  There's one more thing to kind of put what Chris is doing in perspective.
[47:14.120 --> 47:24.120]  You know, we talk about on here filing bankruptcy and filing as a Chapter 7 and claiming the property as unsecured.
[47:24.120 --> 47:29.120]  Well, that's precisely what Chris did. Chris, will you explain what occurred?
[47:29.120 --> 47:41.120]  Yes, we filed Chapter 7 and filed under Section E or F, I believe whichever one was the filing the house as unsecured debt.
[47:41.120 --> 47:50.120]  And when we did that, we were doing so in hopes that the bank would come forward and say, no, this is not unsecured debt.
[47:50.120 --> 47:54.120]  We can show that we actually own the property based on the paperwork.
[47:54.120 --> 47:58.120]  And they did not do that. They didn't even contest it.
[47:58.120 --> 48:04.120]  So therefore, in Chapter 7, the debt was dissolved.
[48:04.120 --> 48:13.120]  And on the credit report, it shows the bank closed the account, zero money owed on this debt. It's gone.
[48:13.120 --> 48:23.120]  But what we run into is the problem where the mortgage still incurs what they say is the lien, which I'm not understanding.
[48:23.120 --> 48:28.120]  I figured if it was unsecured debt, that means there is no lien on the property.
[48:28.120 --> 48:34.120]  Well, a properly secured lien would survive a bankruptcy. That is correct.
[48:34.120 --> 48:42.120]  All right. So while the debt to the tangible promissory note has been discharged.
[48:42.120 --> 49:03.120]  Now, as you said, under proof of claim, BK Rule 3001, Subsection D as in dog states that any party coming forth with a claim of a secured interest in a security instrument or certificate must be evidenced by a properly perfected lien.
[49:03.120 --> 49:23.120]  And in Pennsylvania, that would mean that they would have had to have perfected that lien into public record. And it would also have had to be done in a timely fashion pursuant to Pennsylvania's equivalence to Uniform Commercial Code 9312 under E through H, I believe.
[49:23.120 --> 49:28.120]  So it is pretty interesting. Yes, the debt has been discharged.
[49:28.120 --> 49:34.120]  All right. So now with the debt being discharged, all right, there is no debt to evidence.
[49:34.120 --> 49:47.120]  The value of the security instrument decreases because there is nothing to attach itself to. By operation of law, it becomes a nullity.
[49:47.120 --> 50:02.120]  So now it's just a hearsay claim on the bank's part saying that there exists a lien when in actuality there is no properly placed lien that is enforceable.
[50:02.120 --> 50:05.120]  So you've got a little bit of a fight on your hands.
[50:05.120 --> 50:22.120]  But again, there's a ruling that came out in the Fifth Circuit Court in BK, and it was a pretty interesting rule that backs up, again, who is standing, who doesn't, what is discharged.
[50:22.120 --> 50:26.120]  So you've got quite a case going on for you, Chris.
[50:26.120 --> 50:30.120]  And that kind of made sense. I've been trying to wrap my head around this.
[50:30.120 --> 50:46.120]  If I file a lien in the public record and that when I filed that lien, the lien is presumed to be valid until it's been challenged.
[50:46.120 --> 50:58.120]  So if the lien resides in the record unchallenged and someone comes to enforce the lien and you come back and say, now, wait a minute, wait a minute, I paid that note off.
[50:58.120 --> 51:02.120]  And the court's going to say, well, the lien is in the record.
[51:02.120 --> 51:05.120]  The lien is unchallenged.
[51:05.120 --> 51:10.120]  So the holder has a right to enforce the lien.
[51:10.120 --> 51:15.120]  So that puts kind of in perspective what the courts are saying here.
[51:15.120 --> 51:29.120]  You know, the indebtedness has been written off, but the lien is still in the record and it is still presumably valid.
[51:29.120 --> 51:49.120]  So what we would have to do then is go back to the court and file a petition for quiet title to get the lien rendered challenged and rendered void so that the lien is no longer presumed to be valid.
[51:49.120 --> 51:59.120]  And just a filing of quiet title would challenge the lien and put both parties on notice that they have to come to prove up their position.
[51:59.120 --> 52:05.120]  And with no undivided debt, there's no way that the bank can prove up the validity of the lien.
[52:05.120 --> 52:07.120]  Did that make sense, Chris?
[52:07.120 --> 52:09.120]  Yeah, it makes perfect sense.
[52:09.120 --> 52:22.120]  And, you know, that was what I'm trying to wrap my head around all this time because it really, you know, what Joe said was, you know, an interesting part of this, that when you, you know, remove the debt, what is the lien based on?
[52:22.120 --> 52:26.120]  There is no more, I mean, there's a promise to pay, but there's no debt.
[52:26.120 --> 52:32.120]  And I would just imagine that the lien is sitting in the record and nobody's challenged it.
[52:32.120 --> 52:35.120]  The court has to presume that it's valid.
[52:35.120 --> 52:38.120]  And that made me how they're going there.
[52:38.120 --> 52:39.120]  Okay.
[52:39.120 --> 52:51.120]  Once we file a petition for quiet title and challenge the validity of the lien, now they have to come in and prove it out and that's what they're not going to be able to do.
[52:51.120 --> 53:10.120]  We actually took it upon, you know, to go in and take a notice of lender default we also filed in the county record based on the fact that the lender doesn't have the lien and did not support that in the bankruptcy court.
[53:10.120 --> 53:22.120]  We actually put in a notice of lender default based on the fact that in our QWR, the response that they gave us was inadequate.
[53:22.120 --> 53:39.120]  And we set up the QWR as every bank does as well, that if you don't reply with this proper information, you are accepting the fact that you are no longer have anything to do with this and you've given up your right to contest this.
[53:39.120 --> 53:41.120]  And this all goes to presumptions.
[53:41.120 --> 53:44.120]  So this is perfect.
[53:44.120 --> 53:51.120]  The bank files the deed of trust and the presumption is that it is valid.
[53:51.120 --> 53:56.120]  You file a notice of default and that changes the presumption.
[53:56.120 --> 54:07.120]  The notice of default may in and of itself be sufficient to interrupt their ability to enforce these treaties.
[54:07.120 --> 54:15.120]  If I'm correct in how they're able to come back to the court with the securing instrument.
[54:15.120 --> 54:29.120]  But research calls, I haven't found anything addressing the validity of a security instrument when the underlying debt has been extinguished.
[54:29.120 --> 54:32.120]  Joe, have you seen anything on that?
[54:32.120 --> 54:39.120]  Well, first and foremost, just let Chris know, I am a licensed private investigator, licensed through Texas DPS.
[54:39.120 --> 54:48.120]  And just so you know, Chris, any information that I'm given is my opinion and should not be construed as legal advice.
[54:48.120 --> 54:56.120]  Just to give you the heads up where I'm at, because I have been through situations very similar to yours.
[54:56.120 --> 55:00.120]  All right, so I understand what you're saying.
[55:00.120 --> 55:04.120]  And I understand what they're going to do.
[55:04.120 --> 55:14.120]  However, your situation is unique because you have firsthand knowledge of everything that you're talking about.
[55:14.120 --> 55:22.120]  So as far as the bank coming at you and the bank is going to claim that we have a valid mortgage.
[55:22.120 --> 55:39.120]  The only way or one of the ways that you would have to do is that you would have to go back and see was an interest of my mortgage loan instrument being claimed by any other party other than the original lender.
[55:39.120 --> 55:42.120]  And that's what I do.
[55:42.120 --> 55:55.120]  All right, where we would go back and see, okay, let's start from the date that it was executed and go back and see, okay, it started out with World Savings Bank or with Wachovia,
[55:55.120 --> 56:05.120]  and then would go back into and see was an interest of this mortgage loan instrument sold, and if so, to whom?
[56:05.120 --> 56:21.120]  So did it go to a GSE? Did it go to a Remick? And then going into statutory requirements of law, going into all of the parties, going to all of their documents,
[56:21.120 --> 56:28.120]  then you can do an analysis and say, this is what was to happen, this is what did happen, this is what did not happen.
[56:28.120 --> 56:33.120]  And you would have information to back up what you are saying.
[56:33.120 --> 56:43.120]  Well, in this case, in this case, the security, the note and the beneficial interest in the note has been extinguished.
[56:43.120 --> 56:46.120]  It's no longer in front of the court.
[56:46.120 --> 56:49.120]  So now we're only looking at the security instrument.
[56:49.120 --> 57:08.120]  And if you do an evaluation of the documents in the public record, then every state will have a statute that will essentially reflect Texas Property Code 13.001,
[57:08.120 --> 57:22.120]  which says it doesn't matter what claim you have, if you have not properly filed that claim in the public record, it is void as to the holder.
[57:22.120 --> 57:24.120]  For one, that's one issue.
[57:24.120 --> 57:38.120]  The other is the bank is coming to the table saying we have this security instrument and this person here breached a covenant of this security instrument.
[57:38.120 --> 57:49.120]  But if you come back and say, prior to my breaching a covenant of this security instrument, you breached a covenant of this security instrument.
[57:49.120 --> 57:54.120]  And in this security instrument, I granted it.
[57:54.120 --> 58:06.120]  And in granting the security instrument, I granted you certain privileges that you could exercise based on compliance with all of these covenants.
[58:06.120 --> 58:09.120]  But you didn't comply with all these covenants.
[58:09.120 --> 58:14.120]  You cannot now come and claim the privileges contained herein.
[58:14.120 --> 58:20.120]  And to get breaches of the covenants of the deed of trust and surrender is a piece of cake.
[58:20.120 --> 58:24.120]  This is Randy Kelton, Steve Skidmore, Joe Escobel.
[58:24.120 --> 58:25.120]  We were by radio.
[58:25.120 --> 58:29.120]  Our call in number 512-646-1984.
[58:29.120 --> 58:30.120]  The call lines are open.
[58:30.120 --> 58:36.120]  I was supposed to say that at the last segment, and I was brain dead in that segment.
[58:36.120 --> 58:39.120]  We'll start taking calls in the next segment.
[58:39.120 --> 58:40.120]  So give us a call.
[58:40.120 --> 58:41.120]  Get in line.
[58:41.120 --> 58:42.120]  Roger, I see you there.
[58:42.120 --> 58:45.120]  We'll pick you up when we get back on the other side.
[58:45.120 --> 58:48.120]  Again, the call in number 512-646-1984.
[58:48.120 --> 58:50.120]  We'll be right with you.
[58:50.120 --> 58:54.120]  Would you like to make more definite progress in your walk with God?
[58:54.120 --> 59:01.120]  Bibles for America is offering a free study Bible and a set of free Christian books that can really help.
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[59:13.120 --> 59:18.120]  The free books are a three-volume set called Basic Elements of the Christian Life.
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[59:34.120 --> 59:41.120]  call Bibles for America toll-free at 888-551-0102.
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[59:45.120 --> 59:50.120]  Or visit us online at bfa.org.
[59:50.120 --> 01:00:01.120]  Live, free speech radio, logosradionetwork.com.
[01:00:01.120 --> 01:00:11.120]  To cover losses from Obamacare, insurance companies are now expected to receive a $5.5 billion bailout of sorts.
[01:00:11.120 --> 01:00:15.120]  I'm Ben Swann with your Truth In Media moment, brought to you in part by benswann.com.
[01:00:15.120 --> 01:00:21.120]  Well, this is a story that's hard to believe, and yet insurance companies like Wellpoint and Humana expect you to receive
[01:00:21.120 --> 01:00:28.120]  over $5 billion next year to offset the lack of young people enrolling in the Affordable Care Act.
[01:00:28.120 --> 01:00:34.120]  The money is designated to help insurers who find the cost of the law higher than expected,
[01:00:34.120 --> 01:00:42.120]  based on the percentage of older, sicker people who enrolled compared to the younger enrolled who were expected to help cover that cost.
[01:00:42.120 --> 01:00:49.120]  Well, under the Patient Protection and Affordable Care Act, insurers who record a profit of 3% or more on their Obamacare business
[01:00:49.120 --> 01:00:54.120]  would put some of the gains into a government-controlled fund.
[01:00:54.120 --> 01:00:59.120]  So why is this fund necessary? I'll tell you more after this.
[01:00:59.120 --> 01:01:03.120]  The destruction of constitutional liberties and endless foreign wars.
[01:01:03.120 --> 01:01:08.120]  The voice of the people silenced, while lawmakers simply enrich themselves and the political class.
[01:01:08.120 --> 01:01:14.120]  I'm Ben Swann. Is it about left versus right? No, the real fight is liberty versus tyranny.
[01:01:14.120 --> 01:01:17.120]  At benswann.com, we are breaking the left-right paradigm.
[01:01:17.120 --> 01:01:20.120]  We know that the American two-party system is broken,
[01:01:20.120 --> 01:01:26.120]  and that to restore American liberty means to restore your right as an individual.
[01:01:26.120 --> 01:01:29.120]  At benswann.com, we cover stories the national media won't touch,
[01:01:29.120 --> 01:01:36.120]  from the National Defense Authorization Act to nullification, militarization of police, and crony capitalism.
[01:01:36.120 --> 01:01:39.120]  We are the face of new media.
[01:01:39.120 --> 01:01:44.120]  benswann.com, where humanity is greater than politics.
[01:01:44.120 --> 01:01:49.120]  The biggest problem that the Affordable Care Act, also known as Obamacare, has always faced,
[01:01:49.120 --> 01:01:52.120]  and there are many, was this reality.
[01:01:52.120 --> 01:01:56.120]  That in order to sign lots of older, sicker people into the health care exchanges,
[01:01:56.120 --> 01:02:02.120]  large numbers of young, healthy people would need to sign up for insurance that they might not want or need.
[01:02:02.120 --> 01:02:05.120]  The latter hasn't happened, and as a result,
[01:02:05.120 --> 01:02:11.120]  large insurance companies that were put in the position of having the public required to purchase their products
[01:02:11.120 --> 01:02:13.120]  are now saying they won't make enough money.
[01:02:13.120 --> 01:02:17.120]  Dan Mendelson, the president of Avalair Health, a Washington consulting firm,
[01:02:17.120 --> 01:02:20.120]  said in a telephone interview with Bloomberg News,
[01:02:20.120 --> 01:02:24.120]  quote, if you want to insure the uninsured and you want to set up a competitive marketplace
[01:02:24.120 --> 01:02:26.120]  and drive health system improvement,
[01:02:26.120 --> 01:02:32.120]  you're not going to do that without offloading some of the risk for insurance providers, end quote.
[01:02:32.120 --> 01:02:36.120]  And that's exactly the problem with this merger of government mandates and private business,
[01:02:36.120 --> 01:02:43.120]  businesses that exist for profit and yet are being secured, upheld, and ultimately bailed out by government.
[01:02:43.120 --> 01:02:51.120]  By government that in reality should have no connection to requiring people to purchase a product from a private company.
[01:02:51.120 --> 01:03:14.120]  For stories that affect your liberty, you can find me online at benswan.com, where humanity is greater than politics.
[01:03:21.120 --> 01:03:41.120]  Okay, we are back.
[01:03:41.120 --> 01:03:51.120]  And Joe wanted to pick it up.
[01:03:51.120 --> 01:03:58.120]  Off the break, Chris, you had mentioned that someone would possibly come forth and do another assignment.
[01:03:58.120 --> 01:04:08.120]  So my question to you was, and many other people out there is, what is the purpose of an assignment?
[01:04:08.120 --> 01:04:22.120]  Everyone has their own guess. The purpose of an assignment is to memorialize the sale of the tangible promissory note and also the acquiring of rights.
[01:04:22.120 --> 01:04:30.120]  Now, the question should be asked, is that document eligible to be recorded?
[01:04:30.120 --> 01:04:42.120]  Because if one has not acquired rights pursuant to statutory requirements of law, then negotiation has not taken place.
[01:04:42.120 --> 01:04:49.120]  And as we all know, there's only one statute that pertains to the acquiring of rights.
[01:04:49.120 --> 01:05:05.120]  So for someone to make a document that purports to transfer a beneficial interest in a deed of trust or a beneficial interest in a security deed or beneficial interest in a mortgage,
[01:05:05.120 --> 01:05:18.120]  yes, you may transfer the beneficial interest, but that beneficial interest does not contain conditions over which there are for enforcement.
[01:05:18.120 --> 01:05:26.120]  Because if no rights have been acquired, then no rights have been conveyed.
[01:05:26.120 --> 01:05:39.120]  And many people have a misunderstanding where they say, well, Joe and the fine print says together with the note, in all principle, in all interest.
[01:05:39.120 --> 01:05:44.120]  But you don't sign a tangible instrument. You don't sign a negotiable instrument.
[01:05:44.120 --> 01:05:50.120]  Let me read you something from a statute in Texas, and I suspect most states are going to have something similar.
[01:05:50.120 --> 01:05:59.120]  This is 51901, Texas government code fraudulent document or instrument.
[01:05:59.120 --> 01:06:11.120]  And this goes to section C. For the purposes of this section, a document or instrument is presumed to be fraudulent if
[01:06:11.120 --> 01:06:23.120]  the document or instrument purports to create a lien or assert a claim against real or personal property or an interest in real property,
[01:06:23.120 --> 01:06:42.120]  I'm sorry, real or personal property, but is not created by implied or expressed consent or agreement of the debtor or the owner of the real or personal property or an interest in the real or personal property
[01:06:42.120 --> 01:06:54.120]  if required under the laws of the state or by implied or expressed consent or agreement of an agent, fiduciary or other representative of that person.
[01:06:54.120 --> 01:07:02.120]  So whoever files something in the record that makes a claim against real property,
[01:07:02.120 --> 01:07:12.120]  there must be something in the record showing that they have standing to make that filing.
[01:07:12.120 --> 01:07:24.120]  That's where the problem comes in. When you got a Washington Mutual note, and then you got JP Morgan Chase filing an assignment of substitute trustee.
[01:07:24.120 --> 01:07:38.120]  Okay, guys, how do we get from Washington Mutual to JP Morgan Chase? JP Morgan Chase is going to say, well, I acquired all the assets of Washington Mutual.
[01:07:38.120 --> 01:07:42.120]  Well, we have case law that said that don't make any difference.
[01:07:42.120 --> 01:08:04.120]  The ruling, the primary case in Texas was Chase Bank National Association did a foreclosure, but the servicer and the holder of the claim as registered in the county records was Chase Bank Mortgage Company.
[01:08:04.120 --> 01:08:08.120]  Chase Bank Mortgage something, I forget what the other word was.
[01:08:08.120 --> 01:08:18.120]  And the court said that, yes, Chase Bank Mortgage Company is a wholly owned subsidiary of Chase Bank NA.
[01:08:18.120 --> 01:08:27.120]  But Chase Bank Mortgage Company is not Chase Bank NA.
[01:08:27.120 --> 01:08:41.120]  So in order for Chase Bank NA to foreclose, Chase Bank Mortgage Company would have had to have filed in the record an assignment from them to Chase Bank NA.
[01:08:41.120 --> 01:08:49.120]  And this goes to what Joe talks about is uninterrupted chain of title.
[01:08:49.120 --> 01:09:02.120]  The chain of endorsements must match chain of title. So before you do an assignment, a negotiation transfer and delivery of the tangible negotiable instrument must be made as well.
[01:09:02.120 --> 01:09:09.120]  So you would have to be named as payee on the payee line for the tangible promissory note.
[01:09:09.120 --> 01:09:18.120]  And you must also be sole party with sole claim to the payment and tangible obligation.
[01:09:18.120 --> 01:09:27.120]  Once that would be done, then in parallel at the same time, an assignment would be done from party A to party B.
[01:09:27.120 --> 01:09:38.120]  Party A releasing its interest and assigning its interest from party A to party B, then filing into public record, indexed and recorded, and then sent back.
[01:09:38.120 --> 01:09:45.120]  Showing in public record, who is the proper party? What events have transpired?
[01:09:45.120 --> 01:09:59.120]  Right. Okay. I have, we have a caller, Renee in California, and she wants to ask a question similar to, she's in a situation similar to Chris.
[01:09:59.120 --> 01:10:05.120]  So do you have something else, Joe? Am I interrupting? Go for it. Take the question.
[01:10:05.120 --> 01:10:13.120]  Okay. Hello, Renee. Hi. Hi, gentlemen. I'm Joe. It's Renee Powers in California.
[01:10:13.120 --> 01:10:21.120]  Hey, how are you? Hey, I'm doing good. I'm listening to the show. Always love hearing your expertise and what's going on.
[01:10:21.120 --> 01:10:28.120]  Wait a minute. You said, hello, gentlemen. Yes. You didn't include me.
[01:10:28.120 --> 01:10:38.120]  You rogue man, you. Oh, gosh. And Steve, I think Skidmore is out there too. Hi, Steve.
[01:10:38.120 --> 01:10:47.120]  Steve is out doing what Nurse Ratchet told him to do. He'll be back shortly.
[01:10:47.120 --> 01:10:57.120]  Well, my question is this. I have a very similar situation, but as you know, I've been about a year and a half pulling all of this information together.
[01:10:57.120 --> 01:11:20.120]  In 2009, on my credit report, I was a countrywide B of A, Bank of New York, Mellon, blah, blah, blah debacle. In 2009, after my bankruptcy, my credit report also shows on January 31st, paid as agreed, satisfied, and it shows my last payment, November of 2008.
[01:11:20.120 --> 01:11:29.120]  I also was one of those that was told don't make a payment, you know, to get modified. But what happened was my question is, in 2009, that happened.
[01:11:29.120 --> 01:11:40.120]  So when you're telling me that that was just part of it, that they could still come after the lien, the assignments were not done.
[01:11:40.120 --> 01:11:56.120]  I had faulty modifications. I had a forged grant deed. Then I go into the assignments, but the assignments weren't done until 2010. Everything else, substitution of trustees.
[01:11:56.120 --> 01:12:10.120]  Hold on, hold on, hold on. Have you filed anything into the record? That would put those documents into question. Now hold on just a second.
[01:12:10.120 --> 01:12:24.120]  The reason I'm saying that is, is when something is filed in the record, it is presumed to be regular and valid unless it is challenged. So have you done anything to challenge it?
[01:12:24.120 --> 01:12:34.120]  That's what I actually missed getting to the court today. But what I was going to do was when I was going to file it, the clerk at the court was not going to let me do it.
[01:12:34.120 --> 01:12:42.120]  And so I, Joe, you probably hear this all the time. So I came home and I just started researching documents that they accept.
[01:12:42.120 --> 01:13:06.120]  And there's a document called Affidavit and Ratification. And I have created that. And basically what I'm stating is I'm attaching my audit from the custodian of records and my affidavit and ratification basically stating what you've been saying is that these documents are all faulty.
[01:13:06.120 --> 01:13:20.120]  The assignments not only were proven faulty, but I was awarded a notary claim against John Sechrist for one. And the other one, eight people shared from-
[01:13:20.120 --> 01:13:22.120]  Wait a minute. Who is John Sechrist?
[01:13:22.120 --> 01:13:27.120]  He was the notary on the assignment that was done in 2010 that I was awarded.
[01:13:27.120 --> 01:13:29.120]  Did you send him a request?
[01:13:29.120 --> 01:13:37.120]  Him a request. I did it through the bond company and he wouldn't respond. He didn't-
[01:13:37.120 --> 01:13:40.120]  Okay. So you requested evidence of the authentication.
[01:13:40.120 --> 01:13:42.120]  Yes. And since-
[01:13:42.120 --> 01:13:43.120]  Wonderful.
[01:13:43.120 --> 01:13:48.120]  Not only did he not respond, I won the notary claim. And also the other one-
[01:13:48.120 --> 01:13:55.120]  Okay. Hold on. What document did that acknowledgement attach to?
[01:13:55.120 --> 01:14:02.120]  The assignment of mortgage that was done in 2010 to Bank of New York Mellon from MERS.
[01:14:02.120 --> 01:14:15.120]  Did you file in the record a notice that that assignment was void in a no-forsen effect?
[01:14:15.120 --> 01:14:23.120]  That's what I have prepared now to do. I've got it all together. And so I will be recording that on Monday.
[01:14:23.120 --> 01:14:30.120]  I'm recording it with all of my- because I literally go straight back out of the issue to the grant deed.
[01:14:30.120 --> 01:14:35.120]  My grant deed was forged after it was notarized. The escrow company forged it.
[01:14:35.120 --> 01:14:40.120]  Well, wait. Hold on. Does the grant deed grant the property to you?
[01:14:40.120 --> 01:14:46.120]  The real one, yes. It granted it to me. And then what happened was-
[01:14:46.120 --> 01:14:50.120]  Does it- wait, wait. Does it have a vendor's name?
[01:14:50.120 --> 01:14:54.120]  A vendor's name?
[01:14:54.120 --> 01:14:57.120]  Yes. Is it just a straight out grant to you?
[01:14:57.120 --> 01:14:59.120]  Yes.
[01:14:59.120 --> 01:15:10.120]  Then leave it alone. Don't question that one. That's the one that gives you full ownership of the property. Don't mess with that one.
[01:15:10.120 --> 01:15:17.120]  No, no, no. I'm accepting the one that they gave to me, but I'm rejecting the forged one.
[01:15:17.120 --> 01:15:20.120]  They- the one that was-
[01:15:20.120 --> 01:15:30.120]  Why the forged one? Is that- is the one filed with the counter recorder different from the one they gave to you?
[01:15:30.120 --> 01:15:34.120]  They never handed it to me. They gave me the forged one.
[01:15:34.120 --> 01:15:38.120]  How did you get the one that you accept?
[01:15:38.120 --> 01:15:46.120]  The one that I accept was created through the documents for escrow. And I have the closing instructions and the deposits and everything.
[01:15:46.120 --> 01:15:51.120]  Is that document filed in the counter recorder?
[01:15:51.120 --> 01:15:52.120]  No.
[01:15:52.120 --> 01:15:54.120]  Violet.
[01:15:54.120 --> 01:16:00.120]  They didn't give it to me. They literally pretended that one didn't exist. They did a fast one.
[01:16:00.120 --> 01:16:02.120]  Do you have it?
[01:16:02.120 --> 01:16:09.120]  No. I have the documents that show it was executed, but I did not get it. So what I'm-
[01:16:09.120 --> 01:16:18.120]  Is- something is missing here. How do you even know this thing exists?
[01:16:18.120 --> 01:16:26.120]  Because I have the documents where they were told to execute it. And the day that it was executed, I was the owner-
[01:16:26.120 --> 01:16:29.120]  Okay, okay. Hold on. What do you mean by executed?
[01:16:29.120 --> 01:16:42.120]  The day that the seller gave me 100% ownership in the grant deed and had it notarized, it was only me in the world of my home.
[01:16:42.120 --> 01:16:46.120]  Okay, wonderful. Hang on. We will pick this up on the other side.
[01:16:46.120 --> 01:16:54.120]  Randy Kelton, Steve Kiddmore, Joe Esquivel. We have our radio. Our calling number, 512-666-1984.
[01:16:54.120 --> 01:17:00.120]  Roger, John, we see you there. We will get to everybody. We'll be right back.
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[01:18:51.120 --> 01:19:00.120]  We're open Monday through Friday 10 to 6, Saturdays 10 to 2. Visit us at capitalcoinandbullion.com or call 512-646-6440.
[01:19:21.120 --> 01:19:45.120]  Okay, we are back. We have a producer here who just does not take compliments well.
[01:19:45.120 --> 01:19:55.120]  Nate is our producer. He has bailed us out. We've lost producers and he's spent extra time and I really appreciate Nate.
[01:19:55.120 --> 01:20:03.120]  This show has been on for a number of years and Nate has always been a fixture.
[01:20:03.120 --> 01:20:17.120]  Without Nate, this show and all of our shows would have been a real struggle to keep on the air. He has been absolutely a godsend and that's the last nice thing I'm going to say about him.
[01:20:17.120 --> 01:20:25.120]  Okay, let's go back to Renee in California. I don't want Nate to get too much of a big hit.
[01:20:25.120 --> 01:20:35.120]  He's doing a great job. Well, basically, I want you to know that I did file a title claim against the Title Assurance Policy and they recognize too that this is a faulty claim.
[01:20:35.120 --> 01:20:39.120]  Okay, hold on, hold on. I'm getting a lot of background noise.
[01:20:39.120 --> 01:20:42.120]  Yes, somebody's clicking around.
[01:20:42.120 --> 01:20:44.120]  Okay, that's not you? Okay, go ahead.
[01:20:44.120 --> 01:20:56.120]  No, so anyhow, so I actually have filed claims against Select Portfolio Servicing who ended up being a transferred servicer that didn't take it legally against them.
[01:20:56.120 --> 01:21:12.120]  I've filed against their bond in California and Utah. I've also filed another notary claim against Lucy Mansourian with Recon Trust for a misconduct in notary and that's open right now.
[01:21:12.120 --> 01:21:21.120]  I'm involved. I'm actually one of the California 18 who presented all the cases to Kamala Harris a year ago that she did nothing with.
[01:21:21.120 --> 01:21:32.120]  So we've got a lot of motion, but my main question I believe you answered very, very well for me and I'm so happy is that this document I'm filing on Monday,
[01:21:32.120 --> 01:21:43.120]  I have detailed every document that is not only faulty but has been paid out with insurance already for misconduct.
[01:21:43.120 --> 01:21:47.120]  So, you know, and I don't have an assignment that was done.
[01:21:47.120 --> 01:22:02.120]  So and Quality Loan Servicing in San Diego is the trustee that Select Portfolio Servicing said they hired as the attorney in an email and they've put documents into multiple county records against my home.
[01:22:02.120 --> 01:22:03.120]  So they don't even-
[01:22:03.120 --> 01:22:09.120]  Wait a minute. Does this law firm have a- I forgot the name of the document.
[01:22:09.120 --> 01:22:16.120]  They have to file something in the record showing that they are counseled for one of the parties.
[01:22:16.120 --> 01:22:19.120]  Notice of appearance.
[01:22:19.120 --> 01:22:28.120]  Quality Loan Servicing Company in San Diego, California is a straw company for McCarthy and Holfus who are the attorneys.
[01:22:28.120 --> 01:22:40.120]  And the girl from the Ombudsman, the head of the Ombudsman, Carla, is the one who when I asked her how these people came into being because there's nothing required in my county for them,
[01:22:40.120 --> 01:22:47.120]  she said, oh, we hired them. They're the attorneys we hired. And I said, I'm in a non-judicial state. Why are you hiring attorneys?
[01:22:47.120 --> 01:22:55.120]  So there's a lot of moving parts, but I am literally going to now feel much more comfortable on Monday.
[01:22:55.120 --> 01:23:09.120]  Joe actually has helped me in the last couple of years and I've taken his advice and finally I'm now at the point where what you said was file and deny all of these documents and show why they have committed misconduct and why they are not valid.
[01:23:09.120 --> 01:23:28.120]  So that on Monday I am going to file those documents, my affidavit of ratification and also I'm sending a cease and desist letter with all of the UCC codes and that, thank you, Joe, that have been put out there and shown to be necessary.
[01:23:28.120 --> 01:23:36.120]  Hold on, Renee. Can you move the mic a little bit away from your face?
[01:23:36.120 --> 01:23:47.120]  I'm getting some noise in there. The oft times a microphone will pick up noise that you can't hear, but we're getting a lot of background noise.
[01:23:47.120 --> 01:23:52.120]  I'm on a landline so I hope it's not, I know it can't be me, but I just.
[01:23:52.120 --> 01:23:58.120]  No, just move the mic down by your chin a little bit.
[01:23:58.120 --> 01:24:00.120]  Are you talking to me?
[01:24:00.120 --> 01:24:03.120]  Oh, much better. Yes, yes, yes.
[01:24:03.120 --> 01:24:06.120]  It's not me, I'm not moving.
[01:24:06.120 --> 01:24:08.120]  Anyhow, you know.
[01:24:08.120 --> 01:24:12.120]  When you speak I'm getting something that sounds like a clicking and a sliding.
[01:24:12.120 --> 01:24:13.120]  Oh, that's interesting.
[01:24:13.120 --> 01:24:17.120]  So try moving the mic a little bit away from your face.
[01:24:17.120 --> 01:24:21.120]  Okay, I've got my landline so there's, I can't.
[01:24:21.120 --> 01:24:23.120]  Oh, that's much better. Okay, that's much better.
[01:24:23.120 --> 01:24:27.120]  If you're too close to the mic, sometimes we'll get some ugly noises.
[01:24:27.120 --> 01:24:28.120]  Okay, go ahead.
[01:24:28.120 --> 01:24:33.120]  I'm holding it, now you laugh.
[01:24:33.120 --> 01:24:34.120]  That's much better, that's much better.
[01:24:34.120 --> 01:24:42.120]  Okay, so, you know, we've been making real strides with the California 18 and getting a lot of proof of what we need to do.
[01:24:42.120 --> 01:24:52.120]  And I even started contacting Zillow and Redfin as the owner of my house and putting notes in, letting them know and sending them notes,
[01:24:52.120 --> 01:24:59.120]  letting them know about all of the values being wrong and the documents being faulty.
[01:24:59.120 --> 01:25:04.120]  So I've been putting my word out there in everything I can and taking everyone's lead.
[01:25:04.120 --> 01:25:12.120]  So, but if it wasn't for people like Joe out there who have been fighting this fight and helping us get the information,
[01:25:12.120 --> 01:25:18.120]  I just want to say thank you because filing that document is going to make me feel real good on Monday.
[01:25:18.120 --> 01:25:24.120]  I'm sending it to all the banks involved, I'm sending it to the FTC, I'm CC-ing the DOJ,
[01:25:24.120 --> 01:25:33.120]  because I have open complaints now also for identity theft and fraud with the IRS against also select portfolio servicing
[01:25:33.120 --> 01:25:41.120]  for creating another obligation with a different identity.
[01:25:41.120 --> 01:25:43.120]  Okay, okay, okay, hold on.
[01:25:43.120 --> 01:25:45.120]  You have all these claims.
[01:25:45.120 --> 01:25:52.120]  Have you filed any kind of action against them like in the form of an original action or a counterclaim?
[01:25:52.120 --> 01:25:56.120]  Not yet because I was going to file all that into county records first.
[01:25:56.120 --> 01:26:02.120]  And if that, if my, I'm going to send all those documents to them and if I don't get any action,
[01:26:02.120 --> 01:26:06.120]  then I'm going to file a quiet title action.
[01:26:06.120 --> 01:26:11.120]  I'm telling you, do they have an action ongoing against you?
[01:26:11.120 --> 01:26:14.120]  They, a notice of default.
[01:26:14.120 --> 01:26:16.120]  Oh, okay.
[01:26:16.120 --> 01:26:25.120]  Then the quiet title action, do you also have a petition for restraining order?
[01:26:25.120 --> 01:26:26.120]  Not yet.
[01:26:26.120 --> 01:26:30.120]  I have to, when I do file it, I was going to file the documents into county records first,
[01:26:30.120 --> 01:26:34.120]  denying all of these documents with all of my proof.
[01:26:34.120 --> 01:26:41.120]  And I'll, you know, with all the claims I have open with the FBI, the marshals,
[01:26:41.120 --> 01:26:46.120]  I talked to them last week and they just told me to stick with the FBI because that was federal.
[01:26:46.120 --> 01:26:50.120]  The things that they saw in my documents were all federal crimes.
[01:26:50.120 --> 01:26:56.120]  So they told me, literally told me, don't even worry about going to your local police because this is federal.
[01:26:56.120 --> 01:26:58.120]  Just stick with federal.
[01:26:58.120 --> 01:27:01.120]  Horse manure is no such thing.
[01:27:01.120 --> 01:27:03.120]  Okay, so should I go to...
[01:27:03.120 --> 01:27:08.120]  The FBI is a political arm for the president.
[01:27:08.120 --> 01:27:11.120]  They could care less.
[01:27:11.120 --> 01:27:15.120]  Whoever has the most money, the FBI will take care of.
[01:27:15.120 --> 01:27:16.120]  Gotcha.
[01:27:16.120 --> 01:27:22.120]  If you have reason to believe these guys have committed crimes, file with a local grand jury.
[01:27:22.120 --> 01:27:29.120]  And if you listen to our show, we talk about how to run the routine on them.
[01:27:29.120 --> 01:27:40.120]  And this goes to you will never win your case simply because you have the law and the facts on your side.
[01:27:40.120 --> 01:27:43.120]  To think so is naive.
[01:27:43.120 --> 01:27:45.120]  It is not that way now.
[01:27:45.120 --> 01:27:48.120]  It never has been that way.
[01:27:48.120 --> 01:27:57.120]  You will only win your case if you have the politics on your side and all politics is local.
[01:27:57.120 --> 01:28:09.120]  And what we talk about here in terms of filing criminal accusations is this is how you create lots and lots of local politics.
[01:28:09.120 --> 01:28:16.120]  You go to the prosecuting attorney and give him criminal accusations against these people.
[01:28:16.120 --> 01:28:30.120]  And when you do that, always keep in mind, never ask a public official to do anything you actually want him to do.
[01:28:30.120 --> 01:28:34.120]  This is not about laws, it's about politics.
[01:28:34.120 --> 01:28:43.120]  The reason you never ask him to do anything you actually want him to do is because you never ask him to do anything that they are not required to do.
[01:28:43.120 --> 01:28:48.120]  When you file criminal charges with the district attorney and he refuses to prosecute,
[01:28:48.120 --> 01:28:55.120]  then you file against the district attorney for shielding from prosecution.
[01:28:55.120 --> 01:29:07.120]  And that's going to make him an unhappy camper because he knows his next opponent in the next election will drag out these criminal complaints and wave them in front of everybody.
[01:29:07.120 --> 01:29:13.120]  And he will say, oh, those criminal complaints, well, they're all frivolous.
[01:29:13.120 --> 01:29:19.120]  But his problem is, is he knows that the truth doesn't mean squat.
[01:29:19.120 --> 01:29:23.120]  Perception is everything.
[01:29:23.120 --> 01:29:27.120]  They will hurt him no matter what.
[01:29:27.120 --> 01:29:29.120]  Politics.
[01:29:29.120 --> 01:29:32.120]  I'll go down and file that on Monday, too, then.
[01:29:32.120 --> 01:29:35.120]  Question.
[01:29:35.120 --> 01:29:36.120]  Okay, hang on, hang on.
[01:29:36.120 --> 01:29:38.120]  We're about to go to break.
[01:29:38.120 --> 01:29:40.120]  We'll pick this up on the other side.
[01:29:40.120 --> 01:29:45.120]  This is Randy Kelton, Joe Esquivel, Steve Skidmore, Rooveraw Radio.
[01:29:45.120 --> 01:29:50.120]  We're calling number 512-646-1984.
[01:29:50.120 --> 01:29:51.120]  Give us a call.
[01:29:51.120 --> 01:29:52.120]  Get in line.
[01:29:52.120 --> 01:29:54.120]  It kind of builds up toward the end.
[01:29:54.120 --> 01:30:00.120]  So if you have a question or comment, give us a call.
[01:30:00.120 --> 01:30:03.120]  We'll be right back.
[01:30:03.120 --> 01:30:06.120]  Burmese play-thons are not known for being good Samaritans.
[01:30:06.120 --> 01:30:07.120]  Quite the opposite.
[01:30:07.120 --> 01:30:12.120]  But scientists have discovered something about these snakes that could potentially save human lives.
[01:30:12.120 --> 01:30:16.120]  I'm Dr. Katherine Albrecht, and in a moment I'll tell you what it is.
[01:30:16.120 --> 01:30:18.120]  Privacy is under attack.
[01:30:18.120 --> 01:30:22.120]  When you give up data about yourself, you'll never get it back again.
[01:30:22.120 --> 01:30:27.120]  And once your privacy is gone, you'll find your freedoms will start to vanish, too.
[01:30:27.120 --> 01:30:32.120]  So protect your rights, say no to surveillance, and keep your information to yourself.
[01:30:32.120 --> 01:30:33.120]  Privacy.
[01:30:33.120 --> 01:30:35.120]  It's worth hanging on to.
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[01:30:46.120 --> 01:30:49.120]  You don't want to tangle with a hungry Burmese play-thon.
[01:30:49.120 --> 01:30:54.120]  These snakes can kill full-grown deer, and I've seen photos of them swallowing alligators whole.
[01:30:54.120 --> 01:30:55.120]  Yikes.
[01:30:55.120 --> 01:30:58.120]  But when pythons have a big meal, some cool stuff happens.
[01:30:58.120 --> 01:31:00.120]  Their metabolism shoots up 40-fold.
[01:31:00.120 --> 01:31:03.120]  Their hearts grow by 40 percent.
[01:31:03.120 --> 01:31:09.120]  And their triglycerides, the main components of natural fats and oils, rise 50-fold in just one day.
[01:31:09.120 --> 01:31:13.120]  Researchers say these fatty acids strengthen pythons' hearts.
[01:31:13.120 --> 01:31:17.120]  One day this could lead to chemical therapies to reverse heart disease in humans,
[01:31:17.120 --> 01:31:21.120]  making even a couch potato's heart as fit as a pro athlete's.
[01:31:21.120 --> 01:31:24.120]  Pythons saving people? Who'd have thunk it?
[01:31:24.120 --> 01:31:31.120]  I'm Dr. Catherine Albrecht. More news and information at CatherineAlbrecht.com.
[01:31:31.120 --> 01:31:32.120]  I lost my son.
[01:31:32.120 --> 01:31:33.120]  My nephew.
[01:31:33.120 --> 01:31:34.120]  My uncle.
[01:31:34.120 --> 01:31:35.120]  My son.
[01:31:35.120 --> 01:31:36.120]  On September 11, 2001.
[01:31:36.120 --> 01:31:39.120]  Most people don't know that a third tower fell on September 11.
[01:31:39.120 --> 01:31:44.120]  World Trade Center 7, a 47-story skyscraper, was not hit by a plane.
[01:31:44.120 --> 01:31:48.120]  So the official explanation is that fire brought down Building 7.
[01:31:48.120 --> 01:31:52.120]  Over 1,200 architects and engineers have looked into the evidence.
[01:31:52.120 --> 01:31:54.120]  And believe there is more to the story.
[01:31:54.120 --> 01:31:55.120]  Bring justice to my son.
[01:31:55.120 --> 01:31:56.120]  My uncle.
[01:31:56.120 --> 01:31:57.120]  My nephew.
[01:31:57.120 --> 01:31:58.120]  My son.
[01:31:58.120 --> 01:31:59.120]  Go to buildingwhat.org.
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[01:33:02.120 --> 01:33:05.120]  Looking for some truth?
[01:33:05.120 --> 01:33:06.120]  You found it.
[01:33:06.120 --> 01:33:12.120]  Logosradionetwork.com
[01:33:37.120 --> 01:33:43.120]  The wicked come with temptation
[01:33:43.120 --> 01:33:48.120]  They're trying to buy the whole place
[01:33:48.120 --> 01:33:54.120]  They wanna poison the nation
[01:33:54.120 --> 01:33:59.120]  Because they're falling from grace
[01:33:59.120 --> 01:34:05.120]  I will not drink from that cup
[01:34:05.120 --> 01:34:10.120]  I just can't act out of way
[01:34:10.120 --> 01:34:15.120]  They got this problem they're dreaming of
[01:34:15.120 --> 01:34:20.120]  And I won't be the slave come with me
[01:34:20.120 --> 01:34:21.120]  Cause I'm so wicked
[01:34:21.120 --> 01:34:23.120]  You can't come and you can't take my hand
[01:34:23.120 --> 01:34:26.120]  Because you saved me self from the Almighty One
[01:34:26.120 --> 01:34:29.120]  You know that no one can save my hand
[01:34:29.120 --> 01:34:32.120]  You love me without me heart and feet, make me crazy
[01:34:32.120 --> 01:34:35.120]  You love me without me loving body
[01:34:35.120 --> 01:34:38.120]  Cause I'm the man in the world so come and rule me
[01:34:38.120 --> 01:35:06.120]  Okay, we are back.
[01:35:06.120 --> 01:35:11.120]  I do have the DA in Riverside County already contacted.
[01:35:11.120 --> 01:35:13.120]  Okay, hold on, hold on.
[01:35:13.120 --> 01:35:16.120]  Police reports.
[01:35:16.120 --> 01:35:26.120]  There is nothing in law that directs a criminal accusation to a policing agency.
[01:35:26.120 --> 01:35:30.120]  So where should I just go?
[01:35:30.120 --> 01:35:31.120]  Pardon me?
[01:35:31.120 --> 01:35:33.120]  Where should I go then?
[01:35:33.120 --> 01:35:40.120]  Everything in law directs a complaint to some magistrate.
[01:35:40.120 --> 01:35:45.120]  All judges are magistrates, all mayors are magistrates.
[01:35:45.120 --> 01:35:53.120]  When a police officer files a criminal complaint, he does not do so in his capacity as a police officer.
[01:35:53.120 --> 01:35:59.120]  He does so in his capacity as a private citizen, as an individual.
[01:35:59.120 --> 01:36:04.120]  He does so with the exact same authority that you have to file a complaint.
[01:36:04.120 --> 01:36:11.120]  And when he files the complaint, he files it with some magistrate.
[01:36:11.120 --> 01:36:18.120]  So I suggest that you avoid the police at all costs because they are more political than everybody else.
[01:36:18.120 --> 01:36:24.120]  They are terrified of everybody.
[01:36:24.120 --> 01:36:32.120]  File it with some magistrate, you make a complaint, you can go online and do a search for criminal complaints in California
[01:36:32.120 --> 01:36:38.120]  and find some that you can find online and use that format.
[01:36:38.120 --> 01:36:45.120]  And almost always a criminal complaint will start that I have reason to believe
[01:36:45.120 --> 01:36:50.120]  and do believe that so-and-so committed this violation.
[01:36:50.120 --> 01:36:52.120]  Let's see, let me see how it says.
[01:36:52.120 --> 01:36:56.120]  All criminal complaints normally run in the name of the state.
[01:36:56.120 --> 01:37:02.120]  So when I build a criminal complaint, the heading is in the name of the state of Texas.
[01:37:02.120 --> 01:37:07.120]  Yeah, in the name of the state of Texas and against the peace and dignity.
[01:37:07.120 --> 01:37:15.120]  I have reason to believe and do believe that certain person committed this act against the peace and dignity of the state of Texas.
[01:37:15.120 --> 01:37:25.120]  Most states have a format that looks like a motion heading.
[01:37:25.120 --> 01:37:28.120]  So just look up on the Internet, you'll find one.
[01:37:28.120 --> 01:37:36.120]  Do it in whatever form they have and take it to like a mini support or better.
[01:37:36.120 --> 01:37:41.120]  Do you have JPs in California, Justices of the Peace?
[01:37:41.120 --> 01:37:43.120]  Yes.
[01:37:43.120 --> 01:37:50.120]  Okay, go to the Justice of the Peace and while you find a time when he's holding hearings,
[01:37:50.120 --> 01:37:56.120]  go up to the bar, call the bailiff over and tell the bailiff your name
[01:37:56.120 --> 01:38:02.120]  and tell him that to instruct the judge that you have business with the court.
[01:38:02.120 --> 01:38:05.120]  And he will always say, may I tell him the nature of the business?
[01:38:05.120 --> 01:38:06.120]  Yes, you may.
[01:38:06.120 --> 01:38:10.120]  Hand him a sealed document.
[01:38:10.120 --> 01:38:13.120]  And then go sit down.
[01:38:13.120 --> 01:38:19.120]  You give that to the judge and in that document there will be a verified criminal affidavit.
[01:38:19.120 --> 01:38:25.120]  You fill out a criminal affidavit, take it to a notary and have the notary verify your signature.
[01:38:25.120 --> 01:38:30.120]  That will invoke the duty of the magistrate.
[01:38:30.120 --> 01:38:34.120]  And most likely the magistrate will give you sage advice
[01:38:34.120 --> 01:38:39.120]  and tell you how you need to take this to the policing department.
[01:38:39.120 --> 01:38:46.120]  And you thank him very much and he can make up a complaint against the magistrate
[01:38:46.120 --> 01:38:53.120]  for failing to perform a duty he is required to perform by failing to hold an examining trial
[01:38:53.120 --> 01:38:58.120]  based on your criminal accusations and you give that to the prosecuting attorney.
[01:38:58.120 --> 01:39:01.120]  Now the last thing, you see that's a district attorney,
[01:39:01.120 --> 01:39:08.120]  the last thing he's going to want to do is prosecute a local JP because they're all buddies.
[01:39:08.120 --> 01:39:14.120]  And when he fails to give your complaints against the justice of the peace to the grand jury,
[01:39:14.120 --> 01:39:19.120]  then you go back with criminal charges against the district attorney
[01:39:19.120 --> 01:39:26.120]  accusing the district attorney of shielding this justice of the peace from prosecution
[01:39:26.120 --> 01:39:38.120]  because the justice of the peace concealed the accused from prosecution, shielded from prosecution.
[01:39:38.120 --> 01:39:47.120]  It kind of stacks up and they tend to get it.
[01:39:47.120 --> 01:39:53.120]  I filed a whole, I dumped a whole 53 criminal complaints on a county judge once.
[01:39:53.120 --> 01:39:58.120]  The first one was against a justice of the peace for not presenting,
[01:39:58.120 --> 01:40:03.120]  for not accepting criminal complaints against the district attorney.
[01:40:03.120 --> 01:40:07.120]  And the judge looked at him and he said, Mr. Kelton,
[01:40:07.120 --> 01:40:12.120]  am I to understand that if I don't act on these in a way you deem appropriate
[01:40:12.120 --> 01:40:16.120]  that you're prepared to file criminal charges against me?
[01:40:16.120 --> 01:40:20.120]  And I thought, I can see contempt to court coming,
[01:40:20.120 --> 01:40:23.120]  but if you're in for a penny, you're in for a pound.
[01:40:23.120 --> 01:40:28.120]  So I said with all due respect, Your Honor, in a heartbeat.
[01:40:28.120 --> 01:40:30.120]  He got it.
[01:40:30.120 --> 01:40:32.120]  And this is what you want them to do.
[01:40:32.120 --> 01:40:37.120]  You want them to think that you're setting them up.
[01:40:37.120 --> 01:40:42.120]  Now you see what I mean when I say never ask a public official to do anything
[01:40:42.120 --> 01:40:45.120]  you actually want them to do.
[01:40:45.120 --> 01:40:48.120]  Because you're holding out that little carrot in one hand
[01:40:48.120 --> 01:40:53.120]  you got this big judicial club you're fixing to whack them with.
[01:40:53.120 --> 01:40:54.120]  Okay.
[01:40:54.120 --> 01:40:57.120]  Well, I'm going to, I am going to do this.
[01:40:57.120 --> 01:40:59.120]  I may need a little further.
[01:40:59.120 --> 01:41:03.120]  So I'll go back to your, do you have a website I can go to?
[01:41:03.120 --> 01:41:04.120]  Absolutely.
[01:41:04.120 --> 01:41:07.120]  Go to ruleoflawradio.com.
[01:41:07.120 --> 01:41:09.120]  You'll find me on there.
[01:41:09.120 --> 01:41:17.120]  You can also email me at randy at ruleoflawradio.com.
[01:41:17.120 --> 01:41:18.120]  Got it.
[01:41:18.120 --> 01:41:21.120]  Because I'm going to do this on Monday.
[01:41:21.120 --> 01:41:27.120]  There is one drawback to this that you have to feel like I need to warn you about.
[01:41:27.120 --> 01:41:36.120]  Once you start doing this, it can become way too much fun.
[01:41:36.120 --> 01:41:38.120]  You will find.
[01:41:38.120 --> 01:41:41.120]  I could spend every day in court and go after them.
[01:41:41.120 --> 01:41:44.120]  I've got so many entities right now and I'm not afraid of it.
[01:41:44.120 --> 01:41:48.120]  I'm ready actually to go file something against Kamala Harris.
[01:41:48.120 --> 01:41:49.120]  Okay.
[01:41:49.120 --> 01:41:57.120]  There's a few things you need to understand is they are all public servants.
[01:41:57.120 --> 01:41:59.120]  They're the servants.
[01:41:59.120 --> 01:42:02.120]  You are the master.
[01:42:02.120 --> 01:42:06.120]  And as the master you should always remember that.
[01:42:06.120 --> 01:42:12.120]  What they are best at is confrontation.
[01:42:12.120 --> 01:42:17.120]  They will do everything they can to get you in a confrontation with them.
[01:42:17.120 --> 01:42:25.120]  So if you go down there asking them to do something you really don't want them to do,
[01:42:25.120 --> 01:42:28.120]  when they don't do what you're asking them to do,
[01:42:28.120 --> 01:42:36.120]  they expect you to get upset and agitated and tell them how the cow ate the cabbage
[01:42:36.120 --> 01:42:39.120]  and all that kind of stuff.
[01:42:39.120 --> 01:42:44.120]  When you don't, then they're sitting there thinking,
[01:42:44.120 --> 01:42:51.120]  what does this scoundrel have up his sleeve that I don't know about?
[01:42:51.120 --> 01:42:55.120]  I had a lawyer in Randall County.
[01:42:55.120 --> 01:43:02.120]  I gave him a whole bunch of complaints that started this way and just walked up the line.
[01:43:02.120 --> 01:43:05.120]  I gave them all to the prosecuting attorney.
[01:43:05.120 --> 01:43:09.120]  And she called me and told me that I really needed to file these at the sheriff's department.
[01:43:09.120 --> 01:43:12.120]  And I said, no, ma'am, I'm filing these.
[01:43:12.120 --> 01:43:13.120]  I'm giving these to the grand jury.
[01:43:13.120 --> 01:43:18.120]  The only thing you get to do is decide if you're going to interfere with me in the process or not.
[01:43:18.120 --> 01:43:21.120]  A week later she called and said, I sent these to the sheriff's department.
[01:43:21.120 --> 01:43:22.120]  He sent them back to me.
[01:43:22.120 --> 01:43:27.120]  He said he couldn't do anything with them because there were complaints against him in there.
[01:43:27.120 --> 01:43:28.120]  I said, yes, as a matter of fact, there were.
[01:43:28.120 --> 01:43:33.120]  She said, Mr. Kelton, I get the impression you planned this this way.
[01:43:33.120 --> 01:43:37.120]  Well, Miss Wyatt, you're very astute.
[01:43:37.120 --> 01:43:41.120]  I hope you don't think this is my first rodeo.
[01:43:41.120 --> 01:43:45.120]  And she said, oh, Mr. Kelton, somehow I don't.
[01:43:45.120 --> 01:43:52.120]  After that, she assumed everything I did was to set her up so I could stick it to her.
[01:43:52.120 --> 01:43:54.120]  And she was right.
[01:43:54.120 --> 01:43:56.120]  Hang on, Randy Kelton.
[01:43:56.120 --> 01:43:57.120]  Thank you, Randy.
[01:43:57.120 --> 01:44:00.120]  Steve Stigmore, we'll be right back.
[01:44:00.120 --> 01:44:04.120]  You feel tired when talking about important topics like money and politics?
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[01:44:08.120 --> 01:44:13.120]  If so, you may be diagnosed with the deadliest disease known today, stupidity.
[01:44:13.120 --> 01:44:15.120]  Hi, my name is Steve Holt.
[01:44:15.120 --> 01:44:19.120]  And like millions of other Americans, I was diagnosed with stupidity at an early age.
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[01:44:25.120 --> 01:44:30.120]  Unfortunately, that puts most Americans at risk of catching stupidity, but there is hope.
[01:44:30.120 --> 01:44:36.120]  The staff at Brave New Books have helped me and thousands of other Foxaholics suffering from sports zombieism recover.
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[01:44:43.120 --> 01:44:50.120]  So if you or anybody you know suffers from stupidity, then you need to call 512-480-2503
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[01:45:01.120 --> 01:45:04.120]  Are you the plaintiff or defendant in a lawsuit?
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[01:46:01.120 --> 01:46:28.120]  Thank you.
[01:46:28.120 --> 01:46:44.120]  Okay, we are back.
[01:46:44.120 --> 01:46:45.120]  Randy Kelton.
[01:46:45.120 --> 01:46:46.120]  It's Steve Skidmore.
[01:46:46.120 --> 01:46:47.120]  Doris Cronell.
[01:46:47.120 --> 01:46:48.120]  We have our radio.
[01:46:48.120 --> 01:46:51.120]  And we're going to Roger in Texas.
[01:46:51.120 --> 01:46:52.120]  Hello, Roger.
[01:46:52.120 --> 01:46:55.120]  What do you have for us today?
[01:46:55.120 --> 01:46:58.120]  Hey, how are you guys doing?
[01:46:58.120 --> 01:46:59.120]  Doing good.
[01:46:59.120 --> 01:47:00.120]  Great.
[01:47:00.120 --> 01:47:04.120]  Joe, I spoke with you this week.
[01:47:04.120 --> 01:47:05.120]  All right.
[01:47:05.120 --> 01:47:10.120]  And you were in the office by yourself, and it was late in the afternoon.
[01:47:10.120 --> 01:47:13.120]  I thought you were going to have someone call me, but I never heard from him.
[01:47:13.120 --> 01:47:16.120]  Well, we've been calling you, but you haven't been answering the phone.
[01:47:16.120 --> 01:47:17.120]  Really?
[01:47:17.120 --> 01:47:22.120]  Yeah, I called you like four times, at least.
[01:47:22.120 --> 01:47:23.120]  Really?
[01:47:23.120 --> 01:47:24.120]  Yes.
[01:47:24.120 --> 01:47:31.120]  Okay, Joe, the real question is, what did you call him after the third time?
[01:47:31.120 --> 01:47:37.120]  Well, I was late to dinner, but obviously, is the number that you're calling from now up at the bridge
[01:47:37.120 --> 01:47:41.120]  the number that I can call you back on Monday to follow up?
[01:47:41.120 --> 01:47:42.120]  Okay.
[01:47:42.120 --> 01:47:45.120]  I'll Skype you.
[01:47:45.120 --> 01:47:46.120]  Okay.
[01:47:46.120 --> 01:47:47.120]  Okay.
[01:47:47.120 --> 01:47:48.120]  Maybe that's it.
[01:47:48.120 --> 01:47:50.120]  Maybe you Skyped me the wrong number.
[01:47:50.120 --> 01:47:51.120]  Probably did.
[01:47:51.120 --> 01:48:01.120]  Well, you know what I might have, because I'm not sure if I gave you my home number or my sale, but I'll get to you.
[01:48:01.120 --> 01:48:02.120]  All right.
[01:48:02.120 --> 01:48:04.120]  So ask your question.
[01:48:04.120 --> 01:48:05.120]  Okay.
[01:48:05.120 --> 01:48:07.120]  Let me talk with you guys for a minute.
[01:48:07.120 --> 01:48:20.120]  In 2005, we took out a mortgage or a loan and executed the deed of trust to a place here in Texas called BSM Financial.
[01:48:20.120 --> 01:48:31.120]  And they foreclosed on the house here last October in 2013.
[01:48:31.120 --> 01:48:32.120]  Okay.
[01:48:32.120 --> 01:48:33.120]  Hold on.
[01:48:33.120 --> 01:48:34.120]  Hold on.
[01:48:34.120 --> 01:48:35.120]  You used a pronoun.
[01:48:35.120 --> 01:48:36.120]  Okay.
[01:48:36.120 --> 01:48:37.120]  Who foreclosed?
[01:48:37.120 --> 01:48:38.120]  Okay.
[01:48:38.120 --> 01:48:39.120]  Okay.
[01:48:39.120 --> 01:48:46.120]  Bank of New York Mellon was supposedly the holder of the note.
[01:48:46.120 --> 01:48:53.120]  The trustee for a principal that is not named.
[01:48:53.120 --> 01:48:55.120]  Not in the deed of trust, no.
[01:48:55.120 --> 01:48:57.120]  They're not named in the deed of trust.
[01:48:57.120 --> 01:48:58.120]  Right.
[01:48:58.120 --> 01:49:01.120]  Are they named in public record?
[01:49:01.120 --> 01:49:13.120]  In 2011, the BSM assigned the mortgage and the note to Bank of New York Mellon, and it is recorded in the...
[01:49:13.120 --> 01:49:22.120]  Do you have a copy of the note as it exists at the time of the assignment showing an endorsement from party A to party B, party B to party C?
[01:49:22.120 --> 01:49:23.120]  No.
[01:49:23.120 --> 01:49:27.120]  Along with parallel assignments filed into public record?
[01:49:27.120 --> 01:49:30.120]  No.
[01:49:30.120 --> 01:49:35.120]  Was MERS included in the security instrument?
[01:49:35.120 --> 01:49:37.120]  Yes.
[01:49:37.120 --> 01:49:47.120]  Was BSM still in existence when MERS purported to do an assignment to Bank of New York Mellon?
[01:49:47.120 --> 01:49:49.120]  Yes.
[01:49:49.120 --> 01:49:50.120]  Okay.
[01:49:50.120 --> 01:49:54.120]  That's one of the first things we look for is we try to catch MERS.
[01:49:54.120 --> 01:50:06.120]  If you look at an assignment, if it says that MERS is acting as the mortgagee and doing a transfer to this company and it doesn't name the original,
[01:50:06.120 --> 01:50:11.120]  that's generally a clue that the original is out of business.
[01:50:11.120 --> 01:50:12.120]  Not always.
[01:50:12.120 --> 01:50:16.120]  So the first thing we look to see is if the original lender is still in business.
[01:50:16.120 --> 01:50:17.120]  Okay.
[01:50:17.120 --> 01:50:25.120]  If they're not in business and somebody does a transfer for them, we say, can't do a transfer for a dead guy.
[01:50:25.120 --> 01:50:26.120]  Right.
[01:50:26.120 --> 01:50:27.120]  Okay.
[01:50:27.120 --> 01:50:29.120]  But they are in business.
[01:50:29.120 --> 01:50:32.120]  This is an 04 note?
[01:50:32.120 --> 01:50:34.120]  The 05 note.
[01:50:34.120 --> 01:50:36.120]  Right.
[01:50:36.120 --> 01:50:38.120]  So yeah, the 05 note.
[01:50:38.120 --> 01:50:46.120]  Again, a partial interest of your mortgage loan instrument was sold to a remake.
[01:50:46.120 --> 01:50:48.120]  And it was sold by the closing date.
[01:50:48.120 --> 01:50:57.120]  But again, you need to ascertain what actually took place, what did happen and what did not happen.
[01:50:57.120 --> 01:50:58.120]  Okay.
[01:50:58.120 --> 01:50:59.120]  All right.
[01:50:59.120 --> 01:51:10.120]  And then once a determination has been made, then you can go forth and, you know, have the proper information to arm yourself with.
[01:51:10.120 --> 01:51:16.120]  But until you have all that information, you know, that's pulled off the SEC, that's pulled in a public record,
[01:51:16.120 --> 01:51:23.120]  that's pulled out of your statutory's equivalence to the Uniform Commercial Code, you know,
[01:51:23.120 --> 01:51:31.120]  until you have all the information, a claim cannot be made, you know, until you get all the correct information.
[01:51:31.120 --> 01:51:39.120]  Let me give you a little tool that will help organize how to think about this.
[01:51:39.120 --> 01:51:48.120]  What do you actually know as opposed to what you think you know?
[01:51:48.120 --> 01:52:04.120]  You have in here, you referenced an assignment that purported to be Merge doing an assignment for BSM to Bank of New York Mellon.
[01:52:04.120 --> 01:52:05.120]  Right.
[01:52:05.120 --> 01:52:13.120]  But all you really know is some person signed this document and made these claims.
[01:52:13.120 --> 01:52:15.120]  You don't know if those claims are actually true.
[01:52:15.120 --> 01:52:20.120]  You don't know this person signed it and said it was true.
[01:52:20.120 --> 01:52:27.120]  Be careful of what you accept without proper foundation.
[01:52:27.120 --> 01:52:31.120]  This takes a serious mental discipline.
[01:52:31.120 --> 01:52:41.120]  You have to keep asking yourself, what do I actually know as opposed to what I think I know?
[01:52:41.120 --> 01:52:47.120]  This will lead you to unexpected and very interesting places.
[01:52:47.120 --> 01:52:52.120]  And it will lead you to exactly where Joe was going to.
[01:52:52.120 --> 01:53:01.120]  Before you, you know, a lot of people, you know, they get in a mortgage situation and they want to go in there and do something.
[01:53:01.120 --> 01:53:11.120]  It takes a mental discipline to stop and say, hold on, what do I actually know?
[01:53:11.120 --> 01:53:15.120]  What claims do I actually have?
[01:53:15.120 --> 01:53:20.120]  It takes a considerable amount of work and a considerable amount of research.
[01:53:20.120 --> 01:53:26.120]  The very first thing you have to do is go down to the county clerk and get everything that's filed in the record.
[01:53:26.120 --> 01:53:35.120]  And then call Joe Westwood.
[01:53:35.120 --> 01:53:48.120]  You need to look at what was filed, look at what was filed in relation to 51.901 Section C.
[01:53:48.120 --> 01:54:00.120]  That defines what is a fraudulent filing and it tells you who can file and what it takes for this filing to be valid.
[01:54:00.120 --> 01:54:04.120]  Look at every filing and test it against that.
[01:54:04.120 --> 01:54:13.120]  Does this person have something in the record that authorizes them to take the action that they took?
[01:54:13.120 --> 01:54:18.120]  And once you walk down through all of these documents, now you've got a framework.
[01:54:18.120 --> 01:54:38.120]  Now what you want to see is even if all of these documents look accurate, even if BSM, if Merz purported to act for BSM to transfer to Bank of New York Mellon,
[01:54:38.120 --> 01:54:49.120]  what did BSM actually hold at the time they purported to make this assignment?
[01:54:49.120 --> 01:54:54.120]  And that's where you go to Joe and he'll tell you what they actually held.
[01:54:54.120 --> 01:55:02.120]  And they can only transfer what they actually held and in this way you get your case laid out.
[01:55:02.120 --> 01:55:10.120]  But once you have all the case laid out, treat this like a game of chess.
[01:55:10.120 --> 01:55:13.120]  Don't tell them everything.
[01:55:13.120 --> 01:55:28.120]  Ask them questions to get them to give you answers that you know they're pretty well going to give you based on their documentation and you can show their answers are untrue.
[01:55:28.120 --> 01:55:33.120]  Don't tell them beforehand. Get them to make the statements.
[01:55:33.120 --> 01:55:41.120]  So once they've made the statements and stated their position, they can't withdraw that.
[01:55:41.120 --> 01:55:50.120]  So now you go in and show, well, you said that you held this and I got evidence to show that's a bunch of crapola.
[01:55:50.120 --> 01:55:55.120]  They can't go back and retract what they filed with the courts.
[01:55:55.120 --> 01:56:03.120]  So what I'm going to is always look for the opportunity to bushwhack.
[01:56:03.120 --> 01:56:07.120]  This is not civil behavior. This is legal behavior.
[01:56:07.120 --> 01:56:15.120]  Okay, that's all the tools I have time for today, but that should give me something to work with.
[01:56:15.120 --> 01:56:17.120]  Okay, here's what they did.
[01:56:17.120 --> 01:56:25.120]  Okay, I did what they call a securitization deal where they go into one of the screens.
[01:56:25.120 --> 01:56:27.120]  I can't remember what it is.
[01:56:27.120 --> 01:56:32.120]  Joe, I know you know what I'm talking about.
[01:56:32.120 --> 01:56:33.120]  I'm listening.
[01:56:33.120 --> 01:56:34.120]  So what are you trying to say?
[01:56:34.120 --> 01:56:36.120]  Just blurt it out.
[01:56:36.120 --> 01:56:43.120]  Okay, it's a screen that shows that the loan is held by the remit.
[01:56:43.120 --> 01:56:47.120]  No, it's all right. Okay, so what you're saying is a screenshot, all right?
[01:56:47.120 --> 01:57:04.120]  So whether it's an ABS screenshot or a Bloomberg screenshot, again, what you need to understand, again, a screenshot is showing that the remake holds an asset,
[01:57:04.120 --> 01:57:08.120]  which is an interest of your mortgage loan instrument.
[01:57:08.120 --> 01:57:09.120]  All right.
[01:57:09.120 --> 01:57:18.120]  Now, the asset was probably in there prior to the closing date or within 90 days of the closing date.
[01:57:18.120 --> 01:57:20.120]  Right, I understand that.
[01:57:20.120 --> 01:57:31.120]  Now, an interest of your mortgage loan instrument is just as I am describing, an interest of, right, a partial interest.
[01:57:31.120 --> 01:57:34.120]  Right, covenant 20.
[01:57:34.120 --> 01:57:43.120]  Right, okay. Now, that defines what their intent was.
[01:57:43.120 --> 01:57:51.120]  So that is why an analysis would show the closing date, it would show everything that was relevant again.
[01:57:51.120 --> 01:57:57.120]  So I understand what was to happen, what did happen, what did not happen.
[01:57:57.120 --> 01:58:04.120]  So the closing date was November the 5th of 2005.
[01:58:04.120 --> 01:58:05.120]  Okay.
[01:58:05.120 --> 01:58:09.120]  And the closing date was November 29, 2005.
[01:58:09.120 --> 01:58:11.120]  Okay.
[01:58:11.120 --> 01:58:18.120]  And then they make this assignment, and I understand that what they were transferring was a transferable record to that.
[01:58:18.120 --> 01:58:19.120]  Correct.
[01:58:19.120 --> 01:58:21.120]  Remit, I understand that.
[01:58:21.120 --> 01:58:33.120]  And, you know, they said that they assigned the note, and I was just listening to you guys, that violates the Texas Property Code 3.203D or something like that.
[01:58:33.120 --> 01:58:40.120]  Something, you know, I know which one it violates, but, you know, I want to know, you know, what grounds do I have?
[01:58:40.120 --> 01:58:41.120]  I hear the music in the background.
[01:58:41.120 --> 01:58:43.120]  Can we talk afterwards?
[01:58:43.120 --> 01:58:45.120]  Hang on, we'll be right back.
[01:58:45.120 --> 01:58:50.120]  Randy Kelton, Steve Skidmore, Joe Escobel, Rubel Radio, we'll be right back.
[01:58:50.120 --> 01:58:58.120]  The Bible remains the most popular book in the world, yet countless readers are frustrated because they struggle to understand it.
[01:58:58.120 --> 01:59:06.120]  Some new translations try to help by simplifying the text, but in the process can compromise the profound meaning of the Scripture.
[01:59:06.120 --> 01:59:09.120]  Enter the recovery version.
[01:59:09.120 --> 01:59:18.120]  First, this new translation is extremely faithful and accurate, but the real story is the more than 9,000 explanatory footnotes.
[01:59:18.120 --> 01:59:28.120]  Difficult and profound passages are opened up in a marvelous way, providing an entrance into the riches of the Word beyond which you've ever experienced before.
[01:59:28.120 --> 01:59:33.120]  Bibles for America would like to give you a free recovery version simply for the asking.
[01:59:33.120 --> 01:59:47.120]  This comprehensive yet compact study Bible is yours just by calling us toll free at 1-888-551-0102 or by ordering online at freestudybible.com.
[01:59:47.120 --> 01:59:50.120]  That's freestudybible.com.
[01:59:50.120 --> 02:00:19.120]  You are listening to the Logos Radio Network, logosradionetwork.com.