[00:00.000 --> 00:10.000] China has nearly unlimited access to our telecommunications networks, and that puts us at risk for sabotage. [00:10.000 --> 00:15.000] I'm Dr. Cameron Albrecht. Back with more on China's covert spy program next. [00:15.000 --> 00:21.000] Privacy is under attack. When you give up data about yourself, you'll never get it back again. [00:21.000 --> 00:26.000] And once your privacy is gone, you'll find your freedoms will start to vanish too. [00:26.000 --> 00:31.000] So protect your rights. Say no to surveillance and keep your information to yourself. [00:31.000 --> 00:37.000] Privacy, it's worth hanging on to. This message is brought to you by StartPage.com, [00:37.000 --> 00:44.000] the private search engine alternative to Google, Yahoo, and Bing. Start over with StartPage. [00:44.000 --> 00:49.000] When the media covers foreign threats, it generally spotlights the Middle East. [00:49.000 --> 00:54.000] But experts say China poses a bigger threat, not only because of massive military buildup, [00:54.000 --> 00:59.000] but because Beijing now has access to 80% of the world's communications. [00:59.000 --> 01:06.000] Chinese companies like Huawei Technologies and ZTE service 45 of the world's 50 largest telecoms. [01:06.000 --> 01:12.000] That means China can conduct industrial espionage, and it could allow the People's Liberation Army [01:12.000 --> 01:17.000] to disable our communications and defense systems for an attack. [01:17.000 --> 01:23.000] China has said its military wants cyber superiority. I say it's time to stop letting them tap our phones. [01:23.000 --> 01:28.000] I'm Dr. Catherine Albrecht for StartPage.com, the world's most private search engine. [01:36.000 --> 01:42.000] When a cat gets stuck in a tree, you get out the ladder. But what do you do if the critter is a drunken moose? [01:42.000 --> 01:47.000] I'm Dr. Catherine Albrecht. Back to tell you how one man handled that bizarre dilemma. Next. [01:47.000 --> 01:53.000] Privacy is under attack. When you give up data about yourself, you'll never get it back again. [01:53.000 --> 01:58.000] And once your privacy is gone, you'll find your freedoms will start to vanish too. [01:58.000 --> 02:03.000] So protect your rights. Say no to surveillance and keep your information to yourself. [02:03.000 --> 02:06.000] Privacy. It's worth hanging onto. [02:06.000 --> 02:13.000] This message is brought to you by StartPage.com, the private search engine alternative to Google, Yahoo, and Bing. [02:13.000 --> 02:17.000] Start over with StartPage. [02:17.000 --> 02:20.000] Here's a tale of a sweet, an apple tree, and a moose. [02:20.000 --> 02:26.000] It begins with Per Johansson of Sorrow, Sweden, who heard a roar one night from his neighbor's yard. [02:26.000 --> 02:34.000] With his neighbor on vacation, Johansson crept next door, where he spied a full-grown moose, dangling from the branches of an apple tree, [02:34.000 --> 02:37.000] apparently tipsy on fermented apples. [02:37.000 --> 02:43.000] But what do you do when you see bullwinkle drunk as a skunk in your neighbor's tree? Johansson got a buzzsaw. [02:43.000 --> 02:48.000] Not to harm the critter, but just to cut enough branches till the moose came crashing down. [02:48.000 --> 02:52.000] We still don't know how he got up there. I'll leave that to your imagination. [02:52.000 --> 03:09.000] I'm Dr. Catherine Albrecht for StartPage.com, the world's most private search engine. [03:09.000 --> 03:25.000] Bad boys, what you want, what you go, what you gonna do, when every sun don't come for you? Tell me, what you gonna do, what you gonna do? [03:25.000 --> 03:39.000] Bad boys, what you gonna do, what you gonna do, when they come for you? Tell me, what you gonna do, what you gonna do, when they come for you? [03:39.000 --> 04:01.000] When you were eight and you had bad dreams, you go to school and learn to go with them rules, so why are you acting like a bloody fool? It's to get high and you must just cool. Bad boys, bad boys, what you gonna do, what you gonna do, when they come for you? Bad boys, bad boys, what you gonna do, what you gonna do, when they come for you? [04:01.000 --> 04:21.000] You're choking on that one! You're choking on this one! You're choking on your mother, you're choking your father, you're choking on your mother, you're choking on your sisters, you're choking on that one! Hey, bad boys, bad boys, what you gonna do, what you gonna do, when they come for you? Bad boys, bad boys, what you gonna do, what you gonna do? [04:21.000 --> 04:24.000] Good evening folks, this is the rule of law radio, [04:24.000 --> 04:26.000] Thursday night two hour show. [04:26.000 --> 04:29.000] This is Eddie Craig, Randy Kelton, Debra Stephens. [04:29.000 --> 04:34.000] It is September 20th, 2012, and tonight's show, [04:34.000 --> 04:36.000] Randy has some material he wants to present [04:36.000 --> 04:39.000] over some research he's been doing. Randy? [04:39.000 --> 04:41.000] Howdy, howdy. [04:41.000 --> 04:43.000] Again, I have been doing a lot of research. [04:43.000 --> 04:49.000] I went back and re-read the deed of trust a couple of times. [04:49.000 --> 04:53.000] Right now, most of my research is in foreclosure [04:53.000 --> 04:57.000] and not in due process. [04:57.000 --> 05:03.000] Actually, I did have a friend up here who was out of Waco, [05:03.000 --> 05:06.000] but I got a letter from the Wise County Jail. [05:06.000 --> 05:09.000] He's in the Wise County Jail. [05:09.000 --> 05:14.000] And I spent about an hour and a half with the [05:14.000 --> 05:19.000] Prosecutor County Attorney today. [05:19.000 --> 05:23.000] He was doing everything he could to keep me from [05:23.000 --> 05:27.000] picking up the traffic issue in Wise County. [05:27.000 --> 05:31.000] Traffic convinced me that this was probably the only county [05:31.000 --> 05:34.000] where I had a friendly voice. [05:34.000 --> 05:40.000] So I wanted to go screw with people in other counties. [05:40.000 --> 05:45.000] And his advice was well-founded. [05:45.000 --> 05:52.000] But anyway, I've been doing a lot of research on the deed of trust. [05:52.000 --> 05:57.000] And just from going through the document itself, [05:57.000 --> 06:03.000] it surprises me at how many things the lenders are violating [06:03.000 --> 06:07.000] as a matter of course. [06:07.000 --> 06:09.000] And nobody's bringing them up. [06:09.000 --> 06:11.000] The lawyers aren't bringing them up. [06:11.000 --> 06:14.000] I'm not seeing them on the webs. [06:14.000 --> 06:21.000] People on the web, they bought this MERS Kool-Aid. [06:21.000 --> 06:26.000] And everybody's arguing about MERS this and MERS that. [06:26.000 --> 06:31.000] MERS doesn't have this capacity or that capacity. [06:31.000 --> 06:35.000] And they're talking about the verification of the note [06:35.000 --> 06:40.000] and all of this securitizing of the note. [06:40.000 --> 06:46.000] I am surprised at how much these people apparently don't know. [06:46.000 --> 06:52.000] And it doesn't seem like anybody's actually read the deed of trust. [06:52.000 --> 06:57.000] We were having trouble with the banks throwing out our claims [06:57.000 --> 07:03.000] on Hope of Theta Respa, the Federal Consumer Protection Laws. [07:03.000 --> 07:09.000] The feds created these consumer protection laws. [07:09.000 --> 07:16.000] And since these were not constitutional but were statutory, [07:16.000 --> 07:20.000] since the legislature created them, [07:20.000 --> 07:24.000] the legislature had the right to limit their application [07:24.000 --> 07:29.000] and most specifically set a statute of limitations [07:29.000 --> 07:33.000] on when you could make a claim under that. [07:33.000 --> 07:37.000] And they passed the statute and made it look as though [07:37.000 --> 07:43.000] it was a very strong consumer protection law. [07:43.000 --> 07:47.000] And then they set a statute of limitations on exercising [07:47.000 --> 07:50.000] it to one year, two year, and three year. [07:50.000 --> 07:55.000] And when you're talking a 30 year mortgage, [07:55.000 --> 08:00.000] and these folks are doing things that the consumer has no knowledge [08:00.000 --> 08:02.000] that what they're doing is wrong. [08:02.000 --> 08:05.000] It takes a long time to figure out what all went on. [08:05.000 --> 08:13.000] So in effect, the consumer protection laws are very little value [08:13.000 --> 08:17.000] except when you read the deed of trust. [08:17.000 --> 08:20.000] And I don't know how many times I've read it [08:20.000 --> 08:23.000] and it seems like every time I read it, I catch something else. [08:23.000 --> 08:33.000] In Covenant 15, Covenant 15 of both deeds of trust and mortgages [08:33.000 --> 08:39.000] require the lender to provide all notices prescribed by law [08:39.000 --> 08:45.000] in writing by certified mail. [08:45.000 --> 08:49.000] Now I have, if you have a mortgage, [08:49.000 --> 08:54.000] how many of the notices that you receive [08:54.000 --> 08:58.000] did you receive by certified mail? [08:58.000 --> 09:03.000] I've never talked to anybody who received any by certified mail. [09:03.000 --> 09:06.000] So instead of going after Hopatidha Respa [09:06.000 --> 09:13.000] and primarily the limitations on the enforcement of Hopatidha Respa [09:13.000 --> 09:17.000] where the notices, that's what the limitations were put on. [09:17.000 --> 09:20.000] Well, the deed of trust doesn't put that limitation on. [09:20.000 --> 09:23.000] If they didn't send it to you by certified mail, [09:23.000 --> 09:27.000] then there is no limitation on it. [09:27.000 --> 09:36.000] Limitation is no greater than the limits of the contract itself. [09:36.000 --> 09:43.000] And the primary reason I'm looking at the deed of trust, [09:43.000 --> 09:47.000] the deed of trust, if we make our argument right, [09:47.000 --> 09:52.000] should be the easiest place for us to confound the lender. [09:52.000 --> 09:54.000] There are two things it does. [09:54.000 --> 10:01.000] The deed of trust grants two privileges to the lender. [10:01.000 --> 10:07.000] The first privilege it grants to the lender is in the form of a mortgage. [10:07.000 --> 10:14.000] In this respect, all mortgages will be essentially the same as the deed of trust. [10:14.000 --> 10:18.000] And what the mortgage portion of the deed of trust does [10:18.000 --> 10:24.000] is give the lender a claim against the property. [10:24.000 --> 10:29.000] Now that's important because the lender needs to be able to ensure [10:29.000 --> 10:35.000] that if he's giving such a large loan against the property, [10:35.000 --> 10:41.000] he needs the property as collateral against default from the loan. [10:41.000 --> 10:46.000] In order to get the property as collateral, he has to have the mortgage. [10:46.000 --> 10:52.000] And this allows him to ensure that you don't sell the property to someone else, [10:52.000 --> 10:57.000] that you don't destroy the property, that you don't let it fall into disarray, [10:57.000 --> 11:00.000] and that you don't take everything out of it and sell it, [11:00.000 --> 11:06.000] and let them go ahead and foreclose on it and then you've stripped value out of the property. [11:06.000 --> 11:10.000] There's a lot of things that's in there for, but that's what the mortgage does. [11:10.000 --> 11:19.000] It gives him a claim against the property so that he can thereby restrict what you do with the property. [11:19.000 --> 11:25.000] Now the restrictions only go to maintaining it, insurance on it. [11:25.000 --> 11:31.000] They only go to protecting the collateral in case he has to default. [11:31.000 --> 11:39.000] The second privilege the deed of trust grants is a confessed judgment. [11:39.000 --> 11:46.000] With a mortgage, he would have to go to the court and get a judgment. [11:46.000 --> 11:54.000] Without a mortgage, he would have to sue the individual, secure a claim against the individual, [11:54.000 --> 11:59.000] and then go to the court and ask for a judgment against the property. [11:59.000 --> 12:04.000] With a mortgage, he can do an in-room suit and sue against the property directly. [12:04.000 --> 12:09.000] So he automatically gets the claim against the property. [12:09.000 --> 12:14.000] With a deed of trust, he has a confessed judgment. [12:14.000 --> 12:18.000] So he doesn't even have to go to the court to get the judgment. [12:18.000 --> 12:22.000] You have already agreed to all of it. [12:22.000 --> 12:26.000] So that's a privilege. [12:26.000 --> 12:36.000] They're both privileges that you granted to the lender in return for consideration on note. [12:36.000 --> 12:40.000] But you granted those with conditions. [12:40.000 --> 12:45.000] And we'll get into some interesting conditions in a bit when we get to the murders issue. [12:45.000 --> 12:49.000] But here we're just talking about the deed of trust, even if you don't have murders in it. [12:49.000 --> 12:53.000] Paragraph 15 goes to all of the notices. [12:53.000 --> 13:00.000] If they haven't sent you all of the notices by certified mail, that's a breach of the covenant of the contract. [13:00.000 --> 13:10.000] Now, if you've ever looked at a notice of default or a notice of intention to sell, [13:10.000 --> 13:18.000] they will both claim breaches of covenants of the deed of trust. [13:18.000 --> 13:28.000] So if you breach covenant of the deed of trust, they can exercise the confessed judgment in the deed of trust. [13:28.000 --> 13:37.000] And the position we're taking, if the lender breaches covenants of the deed of trust, [13:37.000 --> 13:41.000] the lender repudiates the contract. [13:41.000 --> 13:49.000] And in so doing, his repudiation of the contract affects voluntary rescission. [13:49.000 --> 13:52.000] So he voids the contract. [13:52.000 --> 13:58.000] Now, the only thing the contract in the deed of trust does is grant him a privilege. [13:58.000 --> 14:08.000] It doesn't, in any of that way, affect his right to collection of the monies claimed in the note. [14:08.000 --> 14:13.000] It just makes it easier for him to do it. He gets it's convenient. [14:13.000 --> 14:19.000] So what we're saying is he doesn't have the right to this convenience [14:19.000 --> 14:25.000] because he breached covenants of the agreement that granted him the convenience. [14:25.000 --> 14:27.000] Now, that one doesn't sound like too much. [14:27.000 --> 14:31.000] Now, perhaps it's not, but it's enough. [14:31.000 --> 14:33.000] But there's more. [14:33.000 --> 14:39.000] Paragraph 19, generally a covenant 19 is generally where this one's at. [14:39.000 --> 14:42.000] Sometimes it moves around. [14:42.000 --> 14:57.000] If the note is paid off, then the lender is required to return the security instrument to the borrower. [14:57.000 --> 15:05.000] So when a lender enforces the deed of trust and forecloses on a property, [15:05.000 --> 15:14.000] until he returns the original deed of trust and note, the note portion of this is in the Uniform Commercial Code, [15:14.000 --> 15:21.000] until he returns those documents to you, the sale is not complete [15:21.000 --> 15:28.000] because the trustee was authorized to do the sale [15:28.000 --> 15:38.000] or the lender was authorized to make a claim against the property based on these conditions. [15:38.000 --> 15:44.000] Even in a mortgage where they're authorized to sell under the mortgage, [15:44.000 --> 15:49.000] it has the same condition. Once they're paid off, they have to return the original note. [15:49.000 --> 15:58.000] And those folks who've been around a little longer than I do have probably remember mortgage parties, mortgage burning parties. [15:58.000 --> 16:05.000] They pay off the mortgage, the mortgage would be returned to them, and then they would go burn it. [16:05.000 --> 16:10.000] And that's to make sure nobody else gets it and tries to express it. [16:10.000 --> 16:17.000] So until that is returned, the sale is not complete. [16:17.000 --> 16:21.000] That's paragraph 20, or covenant 20. [16:21.000 --> 16:30.000] That's the one that authorizes the lender to sell a portion of the note of the entire note. [16:30.000 --> 16:37.000] Now, that's where when you weed the Uniform Commercial Code and the deed of trust, [16:37.000 --> 16:43.000] they seem to be somewhat convoluted and contradictory. We'll get to that when we come back. [16:43.000 --> 16:47.000] This is Randy Kelton, Deborah Stevenson, Eddie Craig, and we'll go on radio. [16:47.000 --> 17:16.000] Our call at number 512-646-1984. We'll be right back. [17:17.000 --> 17:40.000] We'll be right back. [17:48.000 --> 17:55.000] Sign up as a preferred customer for wholesale prices or become a distributor and support LogosRadioNetwork.com. [17:55.000 --> 17:57.000] So what do you say, Elvis? [17:57.000 --> 18:00.000] I'm going to learn more. [18:00.000 --> 18:05.000] Are you being harassed by debt collectors with phone calls, letters, or even losses? [18:05.000 --> 18:09.000] Stop debt collectors now with the Michael Mearris Proven Method. [18:09.000 --> 18:14.000] Michael Mearris has won six cases in federal court against debt collectors and now you can win too. [18:14.000 --> 18:20.000] You'll get step-by-step instructions in plain English on how to win in court using federal civil rights statutes. [18:20.000 --> 18:26.000] What to do when contacted by phone, mail, or court summons? How to answer letters and phone calls? [18:26.000 --> 18:29.000] How to get debt collectors out of your credit reports? [18:29.000 --> 18:33.000] How to turn the financial tables on them and make them pay you to go away? [18:33.000 --> 18:38.000] The Michael Mearris Proven Method is the solution for how to stop debt collectors. [18:38.000 --> 18:41.000] Personal consultation is available as well. [18:41.000 --> 18:49.000] For more information, please visit ruleoflawradio.com and click on the blue Michael Mearris banner or email MichaelMearris at yahoo.com. [18:49.000 --> 19:11.000] That's ruleoflawradio.com or email m-i-c-h-a-e-l-m-i-r-r-a-s at yahoo.com to learn how to stop debt collectors next. [19:11.000 --> 19:21.000] The Michael Mearris Proven Method is the solution for how to turn the financial tables on them and make them pay you to go away. [19:21.000 --> 19:31.000] The Michael Mearris Proven Method is the solution for how to stop debt collectors next. [19:31.000 --> 19:48.000] The Michael Mearris Proven Method is the solution for how to turn the financial tables on them and make them pay you to go away. [19:48.000 --> 20:12.000] The Michael Mearris Proven Method is the solution for how to turn the financial tables on them and make them pay you to go away. [20:12.000 --> 20:20.000] The Michael Mearris Proven Method is the solution for how to turn the financial tables on them and make them pay you to go away. [20:20.000 --> 20:40.000] The Michael Mearris Proven Method is the solution for how to turn the financial tables on them and make them pay you to go away. [20:40.000 --> 20:44.000] Frankly, it's worse than you think. [20:44.000 --> 20:52.000] I have been examining county records and what I'm finding is an absolute horrible mess. [20:52.000 --> 21:04.000] But in order to get the judges to agree with us, we have to be able to frame this in a way that will make sense to the courts. [21:04.000 --> 21:11.000] People have been coming in and making these arguments about how Mearris claims to be a beneficiary. [21:11.000 --> 21:18.000] It's not really a beneficiary, but they also claim to hold the legal title, but they don't really hold legal title. [21:18.000 --> 21:22.000] And the judge sits there and his eyes glaze over. [21:22.000 --> 21:36.000] And they talk about Mearris business model. I really think that the banks waved Mearris at us like a red flag in front of a bull. [21:36.000 --> 21:40.000] And they said, they said, oh, look at Mearris. [21:40.000 --> 21:46.000] Look how vulnerable they are coming beat up on Mearris. [21:46.000 --> 21:53.000] And that's because that sent us all to a central location. [21:53.000 --> 22:00.000] Now the banks have one entity handling all their notes for them. [22:00.000 --> 22:03.000] And now they sent us Chase and Mearris. [22:03.000 --> 22:07.000] Now they have one entity handling all their suits for them. [22:07.000 --> 22:09.000] Nice and convenient. [22:09.000 --> 22:19.000] But as far as I'm concerned, Mearris is not an important part of the mortgage process other than its relationship to the deed of trust. [22:19.000 --> 22:21.000] And I'll get to that in a minute. [22:21.000 --> 22:30.000] We were talking about paragraph 20 about selling the note and the deed of trust. [22:30.000 --> 22:35.000] Well, in looking at the uniform commercial code. [22:35.000 --> 22:41.000] In one part of the code, it calls the note a negotiable instrument. [22:41.000 --> 22:50.000] However, when you read the definition of negotiable instrument in the uniform commercial code. [22:50.000 --> 23:02.000] It states that a promise to pay a specific individual is not a negotiable instrument. [23:02.000 --> 23:18.000] Only an instrument endorsed in blank or written essentially in blank is like a bear bond or pay to the bearer or a check written to cash is a negotiable instrument. [23:18.000 --> 23:25.000] But a check written to a specific individual is not a negotiable instrument. [23:25.000 --> 23:27.000] But they're calling it a negotiable instrument. [23:27.000 --> 23:28.000] That's something I'm still working on. [23:28.000 --> 23:30.000] I haven't briefed out. [23:30.000 --> 23:35.000] There may be exceptions having to do with the real estate mortgages. [23:35.000 --> 23:42.000] I haven't found that yet, but there are a lot of questions, a lot of complex issues here. [23:42.000 --> 23:49.000] And while the complex issues make it difficult for us to figure it out. [23:49.000 --> 23:56.000] I think in the end, it's a tremendous advantage for us. [23:56.000 --> 24:02.000] We think of lawyers as being so knowledgeable and learned counsel. [24:02.000 --> 24:04.000] Well, maybe they are. [24:04.000 --> 24:25.000] But if the lawyer is going to pay 40, 50 grand a year in malpractice insurance, and then he's going to pay secretaries and paralegals, he does not have the time to do the kind of sophisticated research that I've been doing lately. [24:25.000 --> 24:30.000] And their problem is the internet. [24:30.000 --> 24:35.000] One person can do the internet and then make it available to hundreds. [24:35.000 --> 24:42.000] And the courts are complaining now because some 20% of all cases now are pro se. [24:42.000 --> 24:58.000] And it's driving them nuts because you have this guy that's losing his house, he don't have a job, so he's spending all day in the legal library, research and stuff he can throw at the courts. [24:58.000 --> 25:02.000] And these lawyers, they never do that kind of thing. [25:02.000 --> 25:07.000] Lawyers only file what they've always filed. [25:07.000 --> 25:19.000] When I go to a lawyer with a sophisticated argument that they haven't addressed before, these lawyers do not want to touch it. [25:19.000 --> 25:27.000] They don't want to come in there and make an argument and have the other side come back and say, look, this has already been well adjudicated. [25:27.000 --> 25:29.000] This argument is frivolous. [25:29.000 --> 25:31.000] And here's the reason why. [25:31.000 --> 25:35.000] And they're afraid there's going to be something out there they've missed. [25:35.000 --> 25:42.000] And if you go down the legal library and look around at all the books in there, you can understand why they have that fear. [25:42.000 --> 25:49.000] Their fear is much greater than ours because they can have their bar card pulled. [25:49.000 --> 25:52.000] They are supposed to be learning counsel. [25:52.000 --> 26:01.000] Their problem is, is they don't have enough time to be as learned as they want to be or they need to be. [26:01.000 --> 26:06.000] And so most of the time they're shuck and jive in counsel. [26:06.000 --> 26:08.000] They're faking it. [26:08.000 --> 26:13.000] And they only do the same things over and over. [26:13.000 --> 26:16.000] Part of the reason they hate process. [26:16.000 --> 26:25.000] The process comes in, brings up an argument they haven't seen before, and they don't seem to be able to address it. [26:25.000 --> 26:40.000] So in the, from the perspective of the pro se from hell, and I got my training from Eddie on finding issues they haven't addressed, I'm finding a bunch of them. [26:40.000 --> 26:52.000] Now paragraph 20 is pretty straightforward in that they are authorized to sell the note and sell and transfer. [26:52.000 --> 27:03.000] Reading up on that in UCC, you from commercial code says that the owner of a note can transfer the note. [27:03.000 --> 27:07.000] But I made sure I get this right. [27:07.000 --> 27:15.000] But if someone is not the original owner of the note, they can negotiate the note. [27:15.000 --> 27:24.000] And probably next week I'll have a more sophisticated analysis of what the difference in those two are. [27:24.000 --> 27:25.000] I'll address those later. [27:25.000 --> 27:30.000] Probably shouldn't even brought that up yet because I haven't researched it out enough. [27:30.000 --> 27:44.000] But paragraph 20, they're authorized to sell a portion of the note or the entire note, brackets, together with this security instrument. [27:44.000 --> 27:55.000] And of late, when we get a assignment, the assignments used to just say they transferred the deed of trust. [27:55.000 --> 28:01.000] Now they're saying that transferring, they're transferring the note and the deed of trust. [28:01.000 --> 28:13.000] Well, I have case law that says that's horse manure, but just stating that you're transferring the note and the deed of trust is insufficient. [28:13.000 --> 28:18.000] There has to be physical evidence of the actual transfer. [28:18.000 --> 28:21.000] So that's another breach of the deed of trust. [28:21.000 --> 28:42.000] If we find that the servicer doesn't have the same name as the original lender or the servicer claims that he's working, it doesn't have the same name as his principal. [28:42.000 --> 28:46.000] The servicer claims to be holding the deed of trust. [28:46.000 --> 28:53.000] So if he's a servicer for principal, then the principal has to be holding the note. [28:53.000 --> 29:01.000] The servicer would have to claim that the principal is holding the note and the deed of trust and prove that. [29:01.000 --> 29:03.000] In fact, they're not. [29:03.000 --> 29:17.000] And why these guys are doing it this way? I have no idea. If they transferred the note into a pastor trust, then the trustee becomes the holder. [29:17.000 --> 29:26.000] Everybody's saying that they negotiate these notes into a pastor trust and then they sell pieces of them all over the place. [29:26.000 --> 29:30.000] Well, now those people have power to enforce the note and that's why they don't. [29:30.000 --> 29:33.000] That's why it's a pastor trust. [29:33.000 --> 29:41.000] The trustee has power to collect on the note because none of those guys hold the whole note. [29:41.000 --> 29:43.000] Only the trustee does. [29:43.000 --> 29:44.000] This is Randy Kelton. [29:44.000 --> 29:45.000] This is Steve J. Craig. [29:45.000 --> 29:47.000] We have our radio. Larry, I see you there. [29:47.000 --> 29:49.000] I've got one more segment. [29:49.000 --> 29:53.000] I've got a couple of really interesting things and then we will go to calls. [29:53.000 --> 30:00.000] Okay, I'll call it number 512646 in 1984. We'll be right back. [30:00.000 --> 30:06.000] A Noble Lie, Oklahoma City, 1995 will change forever the way you look at the true nature of terrorism. [30:06.000 --> 30:10.000] Based on the damage pattern to the building, but the government seems impossible. [30:10.000 --> 30:14.000] The grand jury did not want to hear anything I had to say. [30:14.000 --> 30:17.000] The decision was made not to pursue any more of those individuals. [30:17.000 --> 30:22.000] Some of these columns were ripped up, shredded, tossed around. [30:22.000 --> 30:26.000] The people that did the things they did and have dug on well what they were doing. [30:26.000 --> 30:55.000] Expose the cover up now at anobleye.com. [30:56.000 --> 31:06.000] It is so enlightening to listen to 90.1 FM, but finding things on the Internet isn't so easy. [31:06.000 --> 31:09.000] And neither is finding like-minded people to share it with. [31:09.000 --> 31:12.000] Oh, well, I guess you haven't heard of Brave New Books then. [31:12.000 --> 31:13.000] Brave New Books? [31:13.000 --> 31:20.000] Yes, Brave New Books has all the books and DVDs you're looking for by authors like Alex Jones, Ron Paul, and G. Edward Griffin. [31:20.000 --> 31:24.000] They even stock inner food, Burkey products, and Calvin Soaps. [31:24.000 --> 31:27.000] There's no way a place like that exists. [31:27.000 --> 31:32.000] Go check it out for yourself. It's downtown at 1904 Guadalupe Street, just south of UT. [31:32.000 --> 31:36.000] Oh, by UT? There's never anywhere to park down there. [31:36.000 --> 31:43.000] Actually, they now offer a free hour of parking for paying customers at the 500 MLK parking facility just behind the bookstore. [31:43.000 --> 31:47.000] It does exist, but when are they open? [31:47.000 --> 31:52.000] Monday through Saturday, 11 a.m. to 9 p.m. and 1 to 6 p.m. on Sundays. [31:52.000 --> 31:59.000] So give them a call at 512-480-2503, or check out their events page at bravenewbookstore.com. [32:23.000 --> 32:26.000] I don't like this band. [32:30.000 --> 32:32.000] Okay, we are back. [32:32.000 --> 32:36.000] Randy Kelton, Debbie Stephen, J.D. Great, and Rue Valradio. [32:36.000 --> 32:39.000] And Larry, I see you there. [32:39.000 --> 32:46.000] I probably got one more segment I could do another two hours on this, but I'll go over this real quickly. [32:46.000 --> 32:52.000] We have paragraph 20, then we have paragraph 24. [32:52.000 --> 33:06.000] In the deed of trust, the lender is named, the borrower is named, the MERS, if MERS is in the contract, and the trustee. [33:06.000 --> 33:12.000] In paragraph 24 on who can appoint a substitute trustee, [33:12.000 --> 33:24.000] it very clearly states that a lender may appoint a substitute trustee or someone with power of attorney for the lender. [33:24.000 --> 33:36.000] Now, this goes to the statement that 80 is always making about what is not included is excluded. [33:36.000 --> 33:42.000] We've probably all heard the term, the exception proves the rule. [33:42.000 --> 33:48.000] And when I heard that term, I thought it sounded pretty ignorant, because I didn't understand its context, [33:48.000 --> 33:58.000] and what would have made it make more sense if it said the exclusion implies the rule. [33:58.000 --> 34:05.000] In this case, there are four entities mentioned in a deed of trust that has MERS in it. [34:05.000 --> 34:08.000] The borrower of lender MERS trustee. [34:08.000 --> 34:18.000] In paragraph 24, it authorizes the lender to appoint a substitute trustee, not MERS. [34:18.000 --> 34:21.000] MERS is mentioned in the contract. [34:21.000 --> 34:29.000] Therefore, if the framework of the contract intended that MERS have this power, they would have been included. [34:29.000 --> 34:35.000] That's that Latin saying, Eddie. [34:35.000 --> 34:39.000] Inclusio unis, estus clusio alteris? [34:39.000 --> 34:42.000] Oh, telus. It's got an R in it. [34:42.000 --> 34:45.000] The inclusion of one thing is the exclusion of all others? [34:45.000 --> 34:49.000] That's exactly where this goes to. [34:49.000 --> 34:55.000] So, if you have MERS doing an assignment, then the assignment is bogus, [34:55.000 --> 34:59.000] for an even better reason. [34:59.000 --> 35:04.000] Anybody who's fighting these issues, you are going to like this one. [35:04.000 --> 35:09.000] As an engineer, every time we design something, it never works. [35:09.000 --> 35:11.000] At least the first time. [35:11.000 --> 35:19.000] Because almost invariably, there will be some factor we overlooked. [35:19.000 --> 35:26.000] Some minor little condition that was too simple. [35:26.000 --> 35:28.000] We didn't focus on it. [35:28.000 --> 35:32.000] So, when we do all the sophisticated stuff and put the piece together and it doesn't work, [35:32.000 --> 35:35.000] then we try to deconstruct. [35:35.000 --> 35:39.000] We try to go back to the basics. [35:39.000 --> 35:44.000] That's not as easy as it sounds like, because where do you go back to? [35:44.000 --> 35:48.000] We could go all the way back to the birth canal. [35:48.000 --> 35:50.000] Or to yesterday. [35:50.000 --> 35:56.000] So, somewhere in between here, we skipped over an important piece. [35:56.000 --> 36:06.000] And in this case, we go back to what constitutes a contract. [36:06.000 --> 36:09.000] We have this deed of trust. [36:09.000 --> 36:16.000] And for 200 years, the deed of trust appointed a trustee. [36:16.000 --> 36:24.000] And it granted certain concessions from the borrower to the lender. [36:24.000 --> 36:29.000] And for 200 years, the borrower never signed the contract. [36:29.000 --> 36:31.000] Didn't need to. [36:31.000 --> 36:38.000] Because there was nothing in there where the lender never signed the contract. [36:38.000 --> 36:41.000] Because the lender wasn't conceding anything. [36:41.000 --> 36:47.000] He wasn't granting anything. Everything was being granted by the borrower. [36:47.000 --> 36:51.000] And then he put MERS in the mix. [36:51.000 --> 36:56.000] And MERS is listed as the beneficiary. [36:56.000 --> 37:03.000] Well, if it is the deed of trust that makes MERS the beneficiary, [37:03.000 --> 37:11.000] then by necessity, the deed of trust would have to transfer the beneficial interest. [37:11.000 --> 37:20.000] Beneficial interest in a mortgage loan is the right to payment on the note. [37:20.000 --> 37:29.000] The deed of trust would have to transfer that right from the lender to MERS. [37:29.000 --> 37:37.000] And then it goes on to state that MERS holds legal title. [37:37.000 --> 37:44.000] Now, if this were, in fact, a trust document, which I assure you it is no such thing if MERS is involved, [37:44.000 --> 37:51.000] because in a paragraph entitled Transfer of Property Rights, [37:51.000 --> 37:57.000] the property rights for legal title is transferred to the trustee. [37:57.000 --> 38:01.000] But if MERS is included in the contract, the very next paragraph. [38:01.000 --> 38:07.000] Now, if you look at your contract, most of them will have a footer on it that says, [38:07.000 --> 38:17.000] Fannie Mae, Freddie Mac, Uniform Instrument, 3041, if it's Texas, 3005, if it's California, [38:17.000 --> 38:23.000] and each state has its own, but they're almost all identical. [38:23.000 --> 38:27.000] And if they have MERS in it, they're still almost identical. [38:27.000 --> 38:33.000] But the ones with MERS in it are not identical to the ones without MERS in it. [38:33.000 --> 38:37.000] And where the difference is coming in is in this transfer section. [38:37.000 --> 38:42.000] Some of the transfer sections actually transfer the property to the deed of trust. [38:42.000 --> 38:45.000] Others transfer it to MERS. [38:45.000 --> 38:54.000] Even those that transfer the property to the trustee in the Transfer Property Rights paragraph, [38:54.000 --> 38:56.000] the very next paragraph. [38:56.000 --> 39:03.000] In the Uniform Instrument, that paragraph covers any additions to the property, [39:03.000 --> 39:09.000] any repair to the property, anything that would add to the value of the property [39:09.000 --> 39:15.000] becomes a part of the collateral included in this deed of trust. [39:15.000 --> 39:16.000] And that's reasonable. [39:16.000 --> 39:21.000] If you add a garage onto the property, if you add a second floor on the property, [39:21.000 --> 39:25.000] the borrower, the lender is not going to want to foreclose on the first floor. [39:25.000 --> 39:28.000] He's going to want both, and that's reasonable. [39:28.000 --> 39:36.000] But in the one with MERS in it, they add a section in there that calls MERS to beneficiary [39:36.000 --> 39:43.000] and states that it is understood that MERS only holds legal title. [39:43.000 --> 39:46.000] Now, wait a minute. [39:46.000 --> 39:50.000] If they would have beneficiary, they would hold equitable title. [39:50.000 --> 39:57.000] And in a normal trust, you transfer equitable title, I'm sorry, in a normal deed of trust, [39:57.000 --> 40:08.000] the lender by the nature of the transaction holds beneficial interest and is the beneficiary. [40:08.000 --> 40:10.000] He holds equitable title. [40:10.000 --> 40:21.000] And in a trust, the legal title, which is granted to the borrower by the lender in a warranty deed, [40:21.000 --> 40:26.000] that legal title is transferred by the borrower to the trustee. [40:26.000 --> 40:33.000] And now these are saying that MERS holds legal title. [40:33.000 --> 40:44.000] So in order for these provisions to be binding, the lender would have signed the contract. [40:44.000 --> 40:48.000] But the lender did not sign the contract. [40:48.000 --> 40:56.000] In a mortgage, the property would be transferred to the lender. [40:56.000 --> 41:01.000] The lender would hold both equitable and legal title. [41:01.000 --> 41:08.000] In a deed of trust, lender holds equitable title, trustee holds legal title. [41:08.000 --> 41:15.000] In this case, they're taking a deed of trust and turning it back into a mortgage [41:15.000 --> 41:19.000] because they're moving legal title from the trustee to the beneficiary, [41:19.000 --> 41:27.000] who's also the owner of the trust, MERS, who's actually holding them both. [41:27.000 --> 41:34.000] And this becomes a grant in Texas that is absolutely forbidden by statute for a lender [41:34.000 --> 41:39.000] to acquire the property against which the loan is made to be transferred to the lender. [41:39.000 --> 41:42.000] Forbidden by statute, so we can't have a mortgage this year. [41:42.000 --> 41:48.000] They would be forbidden, but that's what this document comes out to be. [41:48.000 --> 41:56.000] That's what it would be if the lender actually signed it. [41:56.000 --> 42:05.000] But since the lender didn't sign it, that section appointing MERS is null and void. [42:05.000 --> 42:15.000] That's probably the biggest claim that we have, and by far the simplest claim [42:15.000 --> 42:21.000] for a local judge to look at and be able to wrap his head around. [42:21.000 --> 42:33.000] In Texas, I think it's 5.072, verbal contracts are forbidden in real property matters. [42:33.000 --> 42:37.000] All contracts must be in writing. [42:37.000 --> 42:41.000] They must be signed by all interested parties. [42:41.000 --> 42:44.000] Now, they may be able to do this kind of thing in other states, [42:44.000 --> 42:47.000] but they certainly cannot do it in Texas, [42:47.000 --> 42:54.000] and I suspect it's going to be the same in other states once I get to that portion of the research. [42:54.000 --> 42:58.000] Well, I've got a whole lot more, but that's all I have time for today. [42:58.000 --> 43:03.000] So that's my story, and I'm sticking to it. [43:03.000 --> 43:05.000] When we come back, we're about to go to break. [43:05.000 --> 43:06.000] I want to go to you, Larry. [43:06.000 --> 43:13.000] I'm sorry to hold you up this long, but I was just having way too much fun to quit. [43:13.000 --> 43:22.000] So probably tomorrow I'll talk some more about some of the other issues with the deed of trust [43:22.000 --> 43:30.000] and how we can take these issues to a lower court and use these issues to get things like assignments [43:30.000 --> 43:34.000] and appointments of substitute trustee tossed. [43:34.000 --> 43:37.000] That way, we undermine the whole foreclosure. [43:37.000 --> 43:40.000] This is Randy Kelton, Dennis Stevens, Eddie Craig. [43:40.000 --> 43:45.000] The Wheel of Our Radio are calling number 512-646-1984. [43:45.000 --> 43:49.000] We're going to go to the phones next, so call in if you have a question or a comment, [43:49.000 --> 43:52.000] and we'll be right back on the other side. [44:20.000 --> 44:23.000] D&T Catherine Mallet also overheard one agent say to another, [44:23.000 --> 44:27.000] close, is that why we got the page to not come in today, end quote. [44:27.000 --> 44:31.000] Drew Shaw, as interviewed on KS4RTV, was also told by ATF agents [44:31.000 --> 44:34.000] that they had been paid to not come into work. [44:34.000 --> 44:38.000] The ATF initially denied these claims, and now variously claim [44:38.000 --> 44:41.000] that one of their agents was in a free falling elevator, which has been disproven, [44:41.000 --> 44:46.000] or that they'd been in an all night stick out, or that they'd been in a golf tournament. [44:46.000 --> 44:50.000] As they try to sort out their lives, all we want to know is, did the ATF receive a warning, [44:50.000 --> 44:55.000] and if so, why did they not pass it on to others in the mobiles? [44:55.000 --> 45:17.000] For more information, go to okcfoundandtruth.com. [45:26.000 --> 45:28.000] And now you can too. [45:28.000 --> 45:34.000] Jurisdictionary was created by a licensed attorney with 22 years of case winning experience. [45:34.000 --> 45:39.000] Even if you're not in a lawsuit, you can learn what everyone should understand [45:39.000 --> 45:43.000] about the principles and practices that control our American courts. [45:43.000 --> 45:48.000] You'll receive our audio classroom, video seminar, tutorials, [45:48.000 --> 45:52.000] forms for civil cases, prosay tactics, and much more. [45:52.000 --> 45:56.000] Please visit ruleoflawradio.com and click on the banner. [45:56.000 --> 46:01.000] Or call toll-free 866-LAW-EZ. [46:01.000 --> 46:18.000] Music [46:18.000 --> 46:20.000] Okay, we are back. [46:20.000 --> 46:24.000] Randy Kelton, Debra Stevens, Eddie Craig, rule of law radio. [46:24.000 --> 46:26.000] And we're gonna go to the phones. [46:26.000 --> 46:33.000] We're gonna go to Larry in Texas. [46:33.000 --> 46:35.000] I think there you go, Larry. [46:35.000 --> 46:37.000] What do you have for us today? [46:37.000 --> 46:39.000] Oh, I have a question about the... [46:39.000 --> 46:42.000] I recently paid off a mortgage on my home, [46:42.000 --> 46:45.000] and since that's the first time I've ever did anything like this, [46:45.000 --> 46:49.000] I was wondering if I got enough paperwork from the bank, [46:49.000 --> 46:52.000] you know, tell me that I actually own the place now. [46:52.000 --> 47:00.000] Did you get the original note and the original deed of trust back? [47:00.000 --> 47:03.000] No, I have not seen that. [47:03.000 --> 47:09.000] Then you don't know if you own the house or not. [47:09.000 --> 47:12.000] So have you... [47:12.000 --> 47:15.000] Okay, I talked to someone about this earlier, [47:15.000 --> 47:19.000] and if Gary Lofty is listening, [47:19.000 --> 47:23.000] why don't you give us a call, he's been having this same issue. [47:23.000 --> 47:26.000] He paid off the property in San Antonio [47:26.000 --> 47:29.000] and tried to get the paperwork from the bank, [47:29.000 --> 47:32.000] and they couldn't come up with it. [47:32.000 --> 47:34.000] Now, here's a problem they have. [47:34.000 --> 47:36.000] They are required to come up with it. [47:36.000 --> 47:41.000] Otherwise, there's a reason to believe that they didn't hold it. [47:41.000 --> 47:49.000] And in order to be able to get a good claim against them, [47:49.000 --> 47:52.000] you really need to be harmed. [47:52.000 --> 47:55.000] And thus far, you haven't been harmed. [47:55.000 --> 47:57.000] And the court's going to say, [47:57.000 --> 48:03.000] well, you're afraid that somebody else will come back and try to collect on the note. [48:03.000 --> 48:06.000] Well, you can prove that you paid this off. [48:06.000 --> 48:07.000] Well, maybe. [48:07.000 --> 48:08.000] Maybe it's a quarter by that. [48:08.000 --> 48:10.000] Maybe somebody will come along [48:10.000 --> 48:12.000] with some really good forged documents [48:12.000 --> 48:14.000] and to take them house away from me. [48:14.000 --> 48:17.000] I had a right to get this back. [48:17.000 --> 48:20.000] That was the condition of payment. [48:20.000 --> 48:26.000] And I had a guy who's offered me twice the value of the property [48:26.000 --> 48:28.000] because he really needed it. [48:28.000 --> 48:30.000] And I wanted to sell it to him, [48:30.000 --> 48:35.000] but when he found that there had been a deed of trust and a note, [48:35.000 --> 48:38.000] and I didn't have the original return to me, [48:38.000 --> 48:44.000] he was afraid that there was a potential claim against the property [48:44.000 --> 48:48.000] and he couldn't afford to risk the investment. [48:48.000 --> 48:53.000] In that case, you have lost the benefit of the bargain. [48:53.000 --> 48:56.000] And in O'Connor's causes of action, [48:56.000 --> 48:59.000] that's one of them. [48:59.000 --> 49:05.000] You would have a right to claim the benefit of the bargain. [49:05.000 --> 49:11.000] I'm not suggesting you do anything improper, [49:11.000 --> 49:14.000] but if somebody were to make that offer to you [49:14.000 --> 49:17.000] and then not to purchase because you had clouded title, [49:17.000 --> 49:22.000] you would certainly be harmed. [49:22.000 --> 49:26.000] Have you considered suing them? [49:26.000 --> 49:31.000] I hadn't really given it their thought until just now. [49:31.000 --> 49:36.000] Most people think that filing suit is a lot harder than it is. [49:36.000 --> 49:38.000] It's not. [49:38.000 --> 49:40.000] It's pretty simple as a matter of fact, [49:40.000 --> 49:45.000] especially with the advent of the Internet. [49:45.000 --> 49:48.000] I do a lot of research. [49:48.000 --> 49:55.000] And the first place I go for research is just a browser search. [49:55.000 --> 49:59.000] I was doing some research today [49:59.000 --> 50:10.000] and I needed the property code that forbid verbal contracts. [50:10.000 --> 50:14.000] So I put in Texas property code, verbal contract, [50:14.000 --> 50:17.000] bam, got hit right on it. [50:17.000 --> 50:20.000] That was faster than going to the statutes, [50:20.000 --> 50:22.000] even if I knew where it was, [50:22.000 --> 50:25.000] that would be faster than going and digging it out. [50:25.000 --> 50:27.000] Quick search, bam, I hit it. [50:27.000 --> 50:31.000] And if you do a search on this issue, [50:31.000 --> 50:37.000] on paid off note, did not receive deed of trust, [50:37.000 --> 50:43.000] run that search and you'll probably get a whole stack of people [50:43.000 --> 50:47.000] who've done the same thing you're looking to do. [50:47.000 --> 50:51.000] You'll get lawyers who've been in the same issue. [50:51.000 --> 50:54.000] And they will tell you just about all you need to know. [50:54.000 --> 50:58.000] In order to be a good pro se litigant, [50:58.000 --> 51:02.000] there's one skill that you have to develop. [51:02.000 --> 51:08.000] And you don't have to be a real whiz bang paralegal [51:08.000 --> 51:12.000] or know all the law related to the subject. [51:12.000 --> 51:17.000] What you have to become is a good plagiarist. [51:17.000 --> 51:21.000] Go find the guys who have done all this work [51:21.000 --> 51:25.000] and laid it all down in nice, well written legal documents [51:25.000 --> 51:30.000] and plagiarized a crap old out of it. [51:30.000 --> 51:35.000] And law that's absolutely, not only acceptable, [51:35.000 --> 51:38.000] but it's good practice. [51:38.000 --> 51:43.000] Because you don't want to write everything yourself. [51:43.000 --> 51:46.000] You don't want your pleading before the court [51:46.000 --> 51:51.000] to be any more original than it has to be. [51:51.000 --> 51:55.000] Because the judge reads these things all day every day [51:55.000 --> 51:59.000] and it really gets tiresome after a while. [51:59.000 --> 52:03.000] So what the judge really likes, [52:03.000 --> 52:06.000] if he's reading a probate issue, [52:06.000 --> 52:14.000] he wants to see the same case law on each element of the issue [52:14.000 --> 52:18.000] that all the other lawyers use. [52:18.000 --> 52:23.000] And where you find that is, is in litigation guidance. [52:23.000 --> 52:25.000] There are probably, for any one issue, [52:25.000 --> 52:28.000] there's probably 50 different cases you could use [52:28.000 --> 52:31.000] to address the same issue. [52:31.000 --> 52:36.000] And each one would probably address the issue just as effectively. [52:36.000 --> 52:39.000] But that'll make you nuts. [52:39.000 --> 52:41.000] It'll make you judge nuts, readin' all that stuff. [52:41.000 --> 52:45.000] So try to give them the same thing that everybody else gives them [52:45.000 --> 52:48.000] and the easiest way to do that is to plagiarize it. [52:48.000 --> 52:52.000] It looks like Larry dropped off. [52:52.000 --> 52:54.000] And we have Gary from Texas. [52:54.000 --> 52:57.000] And Gary from Texas is an A3O number. [52:57.000 --> 53:00.000] I wonder who that could be. [53:00.000 --> 53:04.000] Hello, Mr. Gary. [53:04.000 --> 53:09.000] Did I get you unmuted? [53:09.000 --> 53:16.000] It looks like my caller board is having some drops. [53:16.000 --> 53:20.000] Ah, there we go, you're back. [53:20.000 --> 53:23.000] Okay, now I got you, Gary. [53:23.000 --> 53:25.000] Hey, I'm on. [53:25.000 --> 53:27.000] You are on. [53:27.000 --> 53:31.000] How is that issue with you going? [53:31.000 --> 53:37.000] Well, actually, there's nothing been resolved. [53:37.000 --> 53:41.000] Just to kind of bring everybody up to speed, [53:41.000 --> 53:47.000] I paid a promissory note, [53:47.000 --> 53:51.000] which was secured by Dita Trust on a piece of property. [53:51.000 --> 53:54.000] I did it off about a year ago. [53:54.000 --> 53:57.000] And after about three months, [53:57.000 --> 54:06.000] I received a copy of a release of Lean [54:06.000 --> 54:11.000] that had been filed in county records. [54:11.000 --> 54:18.000] But I did not receive the original promissory note [54:18.000 --> 54:22.000] with our actual wedding signatures on it. [54:22.000 --> 54:25.000] And nor did I receive the original Dita Trust [54:25.000 --> 54:28.000] with the original wedding signatures. [54:28.000 --> 54:34.000] So I wrote the lender and asked them, [54:34.000 --> 54:37.000] yeah, I sent in the copy of the release of Lean [54:37.000 --> 54:41.000] and I said that I had not received the rest of the paperwork [54:41.000 --> 54:45.000] and I wanted to know when they were planning on mailing it to me. [54:45.000 --> 54:49.000] And it took them about six or seven weeks to answer [54:49.000 --> 54:52.000] and they finally actually put in writing [54:52.000 --> 54:57.000] that they don't return the original paperwork. [54:57.000 --> 55:00.000] And of course, when I got that letter, Randy, [55:00.000 --> 55:04.000] they contacted you and asked you if you had any insight on it. [55:04.000 --> 55:07.000] And I've written them, I think, once or twice [55:07.000 --> 55:11.000] and requested again to receive the original paperwork. [55:11.000 --> 55:20.000] And there actually hasn't been any response to those requests. [55:20.000 --> 55:24.000] So one thing I'm thinking based upon what you have read [55:24.000 --> 55:26.000] and talked about this evening, [55:26.000 --> 55:30.000] is I think I'm going to start building a case against them [55:30.000 --> 55:33.000] or adding to the case that I've already got. [55:33.000 --> 55:37.000] And one of the things that I think I'm going to do based on what you said earlier [55:37.000 --> 55:44.000] is I'm going to write them and ask them to send me copies of all notices [55:44.000 --> 55:49.000] mailed by the original lender and all subsequent lenders. [55:49.000 --> 55:53.000] And I'm going to ask them to send me a copy of all notices [55:53.000 --> 55:58.000] from the original holder of the Deed of Trust [55:58.000 --> 56:02.000] and all subsequent holders of the Deed of Trust. [56:02.000 --> 56:06.000] And if they have been certified, [56:06.000 --> 56:11.000] then that will appear on those copies of the notices. [56:11.000 --> 56:16.000] And if it hasn't, then I think that's some pretty good ammunition [56:16.000 --> 56:21.000] and documentation that they've violated the Deed of Trust. [56:21.000 --> 56:27.000] Well, also that you don't know if they had authority to collect on the note. [56:27.000 --> 56:34.000] Was this the same entity that you got the loan with? [56:34.000 --> 56:36.000] No, it's not. [56:36.000 --> 56:38.000] You have no idea. [56:38.000 --> 56:41.000] 10 years, 20 years from now, somebody could come back [56:41.000 --> 56:43.000] and make a claim against your property. [56:43.000 --> 56:44.000] That's right. [56:44.000 --> 56:49.000] To my knowledge, the note was so one. [56:49.000 --> 56:52.000] I've had, let me restate this. [56:52.000 --> 56:58.000] To my knowledge, I have had two servicers on that note, the original [56:58.000 --> 57:05.000] and the second, which is, I'll just tell you, it's Wells Fargo. [57:05.000 --> 57:12.000] And Wells Fargo bought a little bank in Floresville called Bank of the Southwest. [57:12.000 --> 57:22.000] Well, here's the problem they have is if Wells Fargo was in fact the proper servicer, [57:22.000 --> 57:27.000] Wells Fargo would also have to be the custodian of the record. [57:27.000 --> 57:29.000] Exactly right. [57:29.000 --> 57:34.000] And as custodian of the record, they are required to have those documents. [57:34.000 --> 57:35.000] Yes, sir. [57:35.000 --> 57:43.000] And I have actually written to get the name and the contact information for the custodian [57:43.000 --> 57:44.000] of the record. [57:44.000 --> 57:48.000] And I'm waiting on that information right now. [57:48.000 --> 57:56.000] You might look in the Texas Code of Criminal Procedure for Pre-Litigation Discovery. [57:56.000 --> 58:00.000] It's in your request under Pre-Litigation Discovery. [58:00.000 --> 58:01.000] Okay, hang on. [58:01.000 --> 58:02.000] This is Randy Kelton. [58:02.000 --> 58:05.000] This is Eddie Craig, Google Radio. [58:05.000 --> 58:06.000] We're going to our top of the hour break. [58:06.000 --> 58:08.000] I see you've got Larry back. [58:08.000 --> 58:11.000] Larry, we will get back to you on the other side. [58:11.000 --> 58:16.000] This is Gary and you should have an interesting conversation. [58:16.000 --> 58:21.000] Okay, if you want to give us a call, we've got one hour left. [58:21.000 --> 58:27.000] I will call the number, 512-646-1984. [58:27.000 --> 58:50.000] And you'll be right back on the other side. [58:50.000 --> 58:53.000] The Bible remains the most popular book in the world. [58:53.000 --> 58:58.000] Yet countless readers are frustrated because they struggle to understand it. [58:58.000 --> 59:03.000] Some new translations try to help by simplifying the text, but in the process can compromise [59:03.000 --> 59:06.000] the profound meaning of the Scripture. [59:06.000 --> 59:09.000] Enter the recovery version. [59:09.000 --> 59:13.000] First, this new translation is extremely faithful and accurate. [59:13.000 --> 59:17.000] But the real story is the more than 9,000 explanatory footnotes. [59:17.000 --> 59:22.000] Difficult and profound passages are opened up in a marvelous way, [59:22.000 --> 59:27.000] providing an entrance into the riches of the Word beyond which you've ever experienced before. [59:27.000 --> 59:32.000] Bibles for America would like to give you a free recovery version simply for the asking. [59:32.000 --> 59:43.000] This comprehensive yet compact study Bible is yours just by calling us toll free at 1-888-551-0102 [59:43.000 --> 59:47.000] or by ordering online at freestudybible.com. [59:47.000 --> 59:52.000] That's freestudybible.com. [59:52.000 --> 01:00:02.000] You're listening to the Logos Radio Network at LogosRadioNetwork.com. [01:00:02.000 --> 01:00:06.000] Imagine a website that recorded everything it's users read while signed in [01:00:06.000 --> 01:00:09.000] and then published that data for the whole world to see. [01:00:09.000 --> 01:00:15.000] I'm Dr. Catherine Albrecht and I'll tell you about a Q&A forum that's a privacy nightmare next. [01:00:15.000 --> 01:00:18.000] Privacy is under attack. [01:00:18.000 --> 01:00:21.000] When you give up data about yourself, you'll never get it back again. [01:00:21.000 --> 01:00:26.000] And once your privacy is gone, you'll find your freedoms will start to vanish too. [01:00:26.000 --> 01:00:28.000] So protect your rights. [01:00:28.000 --> 01:00:32.000] Say no to surveillance and keep your information to yourself. [01:00:32.000 --> 01:00:34.000] Privacy, it's worth hanging on to. [01:00:34.000 --> 01:00:37.000] This message is brought to you by StartPage.com, [01:00:37.000 --> 01:00:41.000] the private search engine alternative to Google, Yahoo and Bing. [01:00:41.000 --> 01:00:45.000] Start over with StartPage. [01:00:45.000 --> 01:00:48.000] What's the hottest new website you've probably never heard of? [01:00:48.000 --> 01:00:51.000] Okay, well that's a loaded question so here's the answer. [01:00:51.000 --> 01:00:57.000] It's Quora, a high-tech question forum that's the rage of Silicon Valley insiders. [01:00:57.000 --> 01:01:01.000] Named as a potential multi-billion dollar startup by the New York Times. [01:01:01.000 --> 01:01:04.000] It's visited by nearly a quarter million people a month. [01:01:04.000 --> 01:01:07.000] But for all that, Quora has some serious flaws. [01:01:07.000 --> 01:01:10.000] For one, it requires you to register with your real name. [01:01:10.000 --> 01:01:15.000] Then it records everything you read and it lists those topics in your profile. [01:01:15.000 --> 01:01:19.000] Finally, Quora shares your reading history with the world without any warning. [01:01:19.000 --> 01:01:23.000] In my book, that's privacy invasion without question. [01:01:23.000 --> 01:01:28.000] I'm Dr. Catherine Albrecht for StartPage.com, the world's most private search engine. [01:01:33.000 --> 01:01:36.000] YouTube is making users post their actual names, [01:01:36.000 --> 01:01:40.000] claiming the transparency leads to better online behavior. But does it? [01:01:40.000 --> 01:02:07.000] I'm Dr. Catherine Albrecht and I'll tell you about the push to end anonymity on the internet in a moment. [01:02:11.000 --> 01:02:17.000] YouTube has joined Facebook and Google in forcing people to use their real names. [01:02:17.000 --> 01:02:20.000] They claim this will make people nicer online. [01:02:20.000 --> 01:02:25.000] But in fact, there's hard evidence that real name policies don't improve online behavior. [01:02:25.000 --> 01:02:32.000] In 2007, South Korea mandated a real name web policy, then ditched it four years later. [01:02:32.000 --> 01:02:36.000] Malicious comments decreased by less than 1%, [01:02:36.000 --> 01:02:40.000] but hackers had a field day scooping up valuable real name data. [01:02:40.000 --> 01:02:45.000] All this talk about civility is just an excuse to kill anonymity on the web. [01:02:45.000 --> 01:02:49.000] That's because the big boys want real names to sell to real advertisers [01:02:49.000 --> 01:02:52.000] and eventually to keep the rest of us in line. [01:02:52.000 --> 01:03:00.000] I'm Dr. Catherine Albrecht for StartPage.com, the world's most private search engine. [01:03:00.000 --> 01:03:12.000] Looking for some truth? You found it. LogosRadioNetwork.com. [01:04:01.000 --> 01:04:06.000] We're talking to Gary in Texas. [01:04:06.000 --> 01:04:11.000] We also have Larry up. I'm going to bring both of your lives. [01:04:11.000 --> 01:04:16.000] Larry, meet Gary. You're both having the same issue. [01:04:16.000 --> 01:04:20.000] Gary, you were talking when we went out. [01:04:20.000 --> 01:04:30.000] Yeah, I was just stating that I'm in the process of building an evidence file, [01:04:30.000 --> 01:04:36.000] and I am going to initiate an action against them and all of the other lenders [01:04:36.000 --> 01:04:39.000] that I discovered that were in on this thing. [01:04:39.000 --> 01:04:44.000] I'm sure I have not gone down the county record yet, but I know if I do, [01:04:44.000 --> 01:04:47.000] I'm not going to see a complete chain of title. [01:04:47.000 --> 01:04:54.000] I'm going to see skips in it, and that's probably going to lead to a quiet title action on the property. [01:04:54.000 --> 01:04:57.000] But yeah, there's one thing I want to say. [01:04:57.000 --> 01:05:03.000] I emailed you the other day, Randy, and I don't know if you've had, if you've seen it or not, [01:05:03.000 --> 01:05:15.000] but I have a real deep concern over the QE Unlimited that the Federal Reserve just announced. [01:05:15.000 --> 01:05:22.000] And as you know, they're going to be buying at least $80 billion with the B, [01:05:22.000 --> 01:05:28.000] $80 billion a month in mortgage-backed securities. [01:05:28.000 --> 01:05:34.000] And I was just thinking about the marriage between the Federal Reserve buying these mortgage-backed securities, [01:05:34.000 --> 01:05:41.000] which means that all that money is going to go overseas to the global banking concerns. [01:05:41.000 --> 01:05:49.000] If you marry the QE Unlimited with the fact that they have committed fraud, [01:05:49.000 --> 01:05:56.000] county deed records, fraud with our deeds of trust, fraud with our promissory notes. [01:05:56.000 --> 01:06:01.000] Hold on, Gary. You're getting a lot of background noise. [01:06:01.000 --> 01:06:07.000] I'm just talking. I'm sorry. I may be moving to my chair. I'm kind of animated. [01:06:07.000 --> 01:06:11.000] Yeah. It picks up other sounds really well. [01:06:11.000 --> 01:06:12.000] Okay. [01:06:12.000 --> 01:06:13.000] Okay. Go ahead. That's better. [01:06:13.000 --> 01:06:26.000] I apologize for that. But anyway, I have a real concern that the end game of all this is to confiscate all of the land in the country. [01:06:26.000 --> 01:06:32.000] I think that they can go in and just say, hey, we own the land. You didn't really pay it off. [01:06:32.000 --> 01:06:39.000] And yes, we know people are getting foreclosed on, even though they paid their mortgages off in full. [01:06:39.000 --> 01:06:46.000] And I just can't help but think that with this QE Unlimited going into force, [01:06:46.000 --> 01:06:50.000] that we're going to see confiscation of property throughout the nation. [01:06:50.000 --> 01:06:53.000] And I'm really, really, really concerned about it. [01:06:53.000 --> 01:07:04.000] And I think that everybody who's in a situation similar to what I'm in, we need to go now and initiate actions in our county courts [01:07:04.000 --> 01:07:14.000] and get quiet title among other remedies on our properties right now before. [01:07:14.000 --> 01:07:22.000] In other words, we need to make the first shot and protect our properties so that they can't come and confiscate it in the future. [01:07:22.000 --> 01:07:27.000] And I don't know if I'm on the ball with that or not, but I'm real concerned about it. [01:07:27.000 --> 01:07:36.000] How do you envision them confiscating? Are you saying just through foreclosures or some other method? [01:07:36.000 --> 01:07:47.000] Well, right now, all I can tell you is that they're using foreclosure and they are successful with many of them across the country. [01:07:47.000 --> 01:07:56.000] Even after people have paid off their liens, and the fact that, for example, today, [01:07:56.000 --> 01:08:03.000] if some lender unknown to me were to initiate a foreclosure action against me, [01:08:03.000 --> 01:08:14.000] because I do not possess the original note and original deed of trust, what proof do I have that I actually own the property? [01:08:14.000 --> 01:08:28.000] Would you be able, with the information you have, to go down to the Bureau of Lands, whatever it's called, [01:08:28.000 --> 01:08:33.000] and get a colloidal title or a land patent? [01:08:33.000 --> 01:08:46.000] Well, I've actually filed, about eight years ago, actually filed the paperwork for the land patent, and I had it recorded in county records. [01:08:46.000 --> 01:09:01.000] Yeah, because, as I understand, the land patent will not protect you against a Parlene. [01:09:01.000 --> 01:09:06.000] So what I'm getting at is where you would be harmed. [01:09:06.000 --> 01:09:17.000] If you couldn't file an effective land patent because you still have these potential outstanding claims out there, [01:09:17.000 --> 01:09:24.000] or if somebody wanted to buy the property and couldn't because of the lack of colloidal title. [01:09:24.000 --> 01:09:35.000] Could we respond in another way? Could we say that the land patent was not complete because of the possibility of outstanding claimants to the property? [01:09:35.000 --> 01:09:37.000] Absolutely. [01:09:37.000 --> 01:09:39.000] Yeah. [01:09:39.000 --> 01:09:44.000] That's the one thing that a land patent won't cure. [01:09:44.000 --> 01:09:54.000] I've heard people say that, even if there's a bank lien against the property, the land patent would overcome it, but I've never seen any case law to that effect. [01:09:54.000 --> 01:10:04.000] No, no. And actually, when people make that statement, it's not true because the promissory note is a contract. [01:10:04.000 --> 01:10:14.000] That was exactly what I said. You can't go out and make a promise to pay and then bring forward a land patent and notify that promise to pay. [01:10:14.000 --> 01:10:20.000] That would go against about everything the system was put together to protect us against. [01:10:20.000 --> 01:10:27.000] Correct. But what I'm not sure of, I don't think that the promise to pay supersedes the land patent. [01:10:27.000 --> 01:10:39.000] In other words, the promise to pay doesn't defeat the land patent once... See, it's so... You know, I haven't proven it in court, so I can't say one way or the other. [01:10:39.000 --> 01:10:54.000] But the land patent now should supersede all claims against the property now that the release of lien has been recorded in county records, except for the fact that I don't hold [01:10:54.000 --> 01:11:02.000] the deed of trust and the original promissory note that pledged the property is collateral. [01:11:02.000 --> 01:11:16.000] So, if someone could bring that promissory note, the original, and say, I hold this note, he doesn't. So, I have this claim. Now, you could fight the claim. [01:11:16.000 --> 01:11:25.000] Right. But you would have to, and then you have to trust the courts to rule in accordance with law, and we know how that works. [01:11:25.000 --> 01:11:43.000] Right. Well, you know, I want to say in defense of our judges here in Medina County, we've got some pretty good constitutional law abiding judges. [01:11:43.000 --> 01:11:57.000] Now, I'm not saying that they don't have, you know, a few skeletons in their closets. I'm not saying that they don't, that they always follow exactly with the statute's command because they don't. [01:11:57.000 --> 01:12:09.000] But for the most part, issues like this, I think they would rule in favor of the landholder, at least in this county. [01:12:09.000 --> 01:12:23.000] That is good to hear. I hope that is consistent with other counties. I do understand that a lot of the problem goes through the fact that we don't always give the judge what he needs to rule in our favor. [01:12:23.000 --> 01:12:25.000] Correct. [01:12:25.000 --> 01:12:45.000] So, I've been struggling to give the judge something he could use to rule in our favor, and I've been trying to do it from the perspective of not just what the law says, but the position the judge is in, the world he lives in. [01:12:45.000 --> 01:13:01.000] I'm trying to craft the claims and arguments so that they fit within the world he lives in so he can give this ruling without seeming to be somewhere way out in the left field. [01:13:01.000 --> 01:13:13.000] Absolutely. All these ethereal arguments, it's like you say, these people that are sitting in the positions of judge in these courts, [01:13:13.000 --> 01:13:27.000] they know what they know and they can't go beyond what they don't know. And you've got to give them something logical and tangible and something that if they rule against you, they know they'll lose on appeal. [01:13:27.000 --> 01:13:35.000] And it's got to be clear and concise and you've got to have the law in your favor. And I wanted to say something else, Randy. [01:13:35.000 --> 01:13:49.000] That's why programs like you guys have there on Logos Radio Network, y'all's information is absolutely critical and invaluable. [01:13:49.000 --> 01:14:01.000] And I hope you realize what a real benefit you guys are providing to your listening public because, you know, we don't have the time and effort to... [01:14:01.000 --> 01:14:12.000] I don't. I work, you know, 10 hours a day. I don't have the time and effort to put in studying, but I can listen to you for three hours at night or four hours at night and get a good education that way. [01:14:12.000 --> 01:14:25.000] So, you know, we're all in this together and we all need to pool resources and we all need to learn. And then we need to go try it out in the courts and maybe get our nose bloodied, but we learn from that. [01:14:25.000 --> 01:14:32.000] And the nice thing about administrative process is if you get your nose bloodied, you can start over. [01:14:32.000 --> 01:14:40.000] I think that's the most important thing for people to understand. Go out there and get your nose bloodied. Big deal. [01:14:40.000 --> 01:14:49.000] It'll stop. There's not anything these folks can do, but we don't have something we can do in return. [01:14:49.000 --> 01:14:55.000] People are afraid to step in the arena because they've never stepped in the arena. [01:14:55.000 --> 01:15:08.000] But try to convince people, especially when you're the one going after them, like in this instance with you and Larry, you're the ones that'd be going after them. [01:15:08.000 --> 01:15:15.000] And when you're the plaintiff, it's a whole different ball of wax. Larry, are you back with us? [01:15:15.000 --> 01:15:18.000] Yes, sir. I'm back. [01:15:18.000 --> 01:15:20.000] Good. [01:15:20.000 --> 01:15:24.000] I just had one little question when you get through there. [01:15:24.000 --> 01:15:26.000] Oh, okay. [01:15:26.000 --> 01:15:34.000] Yeah, I'm pretty well done. I just appreciate your program. And as I move forward in this, I'll keep you informed on what I'm doing and what I'm receiving. [01:15:34.000 --> 01:15:41.000] And maybe we can pool resources and file a cause of action at some point. [01:15:41.000 --> 01:15:46.000] Okay, wonderful. I'm glad you were listening so you could come in. [01:15:46.000 --> 01:15:48.000] I'll never miss your program, Randy. [01:15:48.000 --> 01:15:52.000] Thank you. That is good to hear. [01:15:52.000 --> 01:15:54.000] Okay, take care. [01:15:54.000 --> 01:15:55.000] Okay, bye. [01:15:55.000 --> 01:15:58.000] Okay, Larry, you had one question for us. [01:15:58.000 --> 01:16:15.000] Yes, sir. As you know, I lost out on part of the phone call, but my question is, whatever you said, does this apply to equity lien contracts on homestead property? [01:16:15.000 --> 01:16:21.000] You kind of broke up on that, so I didn't quite get all of it, but we're coming up on a break. [01:16:21.000 --> 01:16:28.000] So I'm sorry to hold you off so long, but hang on just a little while to the other side of the break. [01:16:28.000 --> 01:16:34.000] I got it. Part of that was had to do with the equity lien against the homestead property. [01:16:34.000 --> 01:16:45.000] This is Randy Kelton, Debbie Stephens, Eddie Craig, we're using our radio, our call-in number, 512-646-1984. Give us a call, get in line. [01:16:45.000 --> 01:17:00.000] We're moving into our last hour. We've already got 45 minutes left, so give us a call. We'll be right back. 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We're located at 7304 Burnett Road, Suite A, about half a mile south of Amersham. [01:17:48.000 --> 01:17:58.000] We're open Monday through Friday, 10-6, Saturdays, 10-2. Visit us at CapitalCoininBoolean.com or call 512-646-640. [01:18:19.000 --> 01:18:28.000] I don't eat so much food. Ain't I a sight compared to what I used to be? [01:18:28.000 --> 01:18:36.000] Calcium, magnesium, selenium, and zinc. Take a moment now and think. [01:18:36.000 --> 01:18:45.000] If you have a little thing, every day will bring the life that you've been looking for. [01:18:45.000 --> 01:18:52.000] Beyond Tangy Tangerine is available at Brave New Books, located at 1904 KW. [01:18:52.000 --> 01:19:18.000] The bookstore also carries the works of Dr. Joel Wallach, founder of Young Jevity, and creator of Beyond Tangy Tangerine. [01:19:23.000 --> 01:19:37.000] Okay, we are back. Randy Kelton, Demi-Stevens, Eddie Crade from the Louisville Radio, and we're talking to Larry in Texas. [01:19:37.000 --> 01:19:47.000] And will you repeat that question concerning home equity, I mean not home equity, but home estate property? [01:19:47.000 --> 01:19:58.000] Yes, sir. It says that this release of lien that I have, it says it's release of lien on equity, lien contract on homestead property. [01:19:58.000 --> 01:20:09.000] And I believe that was because I took out a home equity and I'm not sure, I don't remember for sure what the loan was. [01:20:09.000 --> 01:20:12.000] But I think that was a home equity loan. [01:20:12.000 --> 01:20:21.000] Yeah, when you get a home equity loan, there used to be, used to be forbidden to get those. [01:20:21.000 --> 01:20:36.000] But with the constitutional amendment, I think it was 51, I don't remember offhand, but they allowed it with really serious restrictions. [01:20:36.000 --> 01:20:48.000] I guess I'm not sure what the question really is. Are you asking can they do that or what particularly are you asking about that? [01:20:48.000 --> 01:21:01.000] Okay, my question is, is this the same as a mortgage contract and that I should have a date of trust that I should be able to get back from the bank? [01:21:01.000 --> 01:21:15.000] It is the same in as much as you have a promissory note. The real problem is not the deed of trust. The real problem is the note. [01:21:15.000 --> 01:21:20.000] You can think of the note like a check. [01:21:20.000 --> 01:21:37.000] And if you've been around a while like I have, you'll remember the days that we would write checks before all this plastic and the merchant would cash the check and the bank would return the check to us. [01:21:37.000 --> 01:21:39.000] Yes. [01:21:39.000 --> 01:21:51.000] They would put that document back in our hands so we can be certain nobody else is going to take that document and try to make a claim against it. [01:21:51.000 --> 01:21:57.000] Your home equity loan is the same way. It is a promise to pay. [01:21:57.000 --> 01:22:10.000] And if you don't have it back, it's out there. And someone can come along later and say, you know, I realize these guys collected on this, but they never owned it. [01:22:10.000 --> 01:22:13.000] I actually owned it. [01:22:13.000 --> 01:22:17.000] And I have it right here to prove that I own it. [01:22:17.000 --> 01:22:19.000] Now what do you do? [01:22:19.000 --> 01:22:31.000] Under the Uniform Commercial Code, if you render payment to the wrong person, the note is not extinguished. [01:22:31.000 --> 01:22:44.000] If you render payment to an authorized agent of the holder and the authorized agent misappropriates the funds, your note is extinguished. [01:22:44.000 --> 01:22:46.000] You're not responsible for that. [01:22:46.000 --> 01:23:00.000] But if you pay someone who just claims he's the authorized agent, then he actually did not have authority to collect it, even if they actually thought that he did. [01:23:00.000 --> 01:23:07.000] Even if he acted in an absolute best of safe, it doesn't make any difference. [01:23:07.000 --> 01:23:16.000] It doesn't extinguish the debt because the person who legitimately holds the debt has the right payment. [01:23:16.000 --> 01:23:24.000] So you could wind up with somebody down the road expressing the same note. [01:23:24.000 --> 01:23:33.000] They have to give you the note back, otherwise your title is permanently clouded. [01:23:33.000 --> 01:23:36.000] Okay, you have been a world of help to me. [01:23:36.000 --> 01:23:44.000] Okay, and let me tell you, suing these guys is not hard, especially if you're pro se. [01:23:44.000 --> 01:23:51.000] See, their problem is, is you don't have to pay $300 to $500 an hour for a lawyer. [01:23:51.000 --> 01:24:02.000] And I do a Wednesday night conference call, and we had Juan Franco on there last week saying that he believes these lawyers, [01:24:02.000 --> 01:24:10.000] he sued a lawyer who was trying to collect the note, and they had to hire another law firm. [01:24:10.000 --> 01:24:15.000] And he said, these lawyers are just trying to get billing. [01:24:15.000 --> 01:24:19.000] And in law, they call that churning. [01:24:19.000 --> 01:24:22.000] These lawyers are churning the case. [01:24:22.000 --> 01:24:25.000] Now they're doing it to another lawyer. [01:24:25.000 --> 01:24:27.000] They don't care what they're doing to them. [01:24:27.000 --> 01:24:28.000] They screw each other. [01:24:28.000 --> 01:24:30.000] They don't care. [01:24:30.000 --> 01:24:34.000] They'll certainly do it to the banks. [01:24:34.000 --> 01:24:47.000] So if you go in and construct a good sounding argument, there are so many things you can do to beat them up with. [01:24:47.000 --> 01:24:50.000] And heck, you're not much loose. [01:24:50.000 --> 01:25:00.000] If you sue them in the state court, the thing is like 160 bucks, about 200 by the time 220 by the time you get them served. [01:25:00.000 --> 01:25:02.000] Let's jump change. [01:25:02.000 --> 01:25:08.000] And for the legal education, it'll give you the one thing you won't believe. [01:25:08.000 --> 01:25:15.000] And it's hard to express how valuable this is going in. [01:25:15.000 --> 01:25:19.000] You're looking at a court system you don't know anything about. [01:25:19.000 --> 01:25:27.000] You can expect them to pull every stinking rotten lowdown, dirty lawyer trip they can find. [01:25:27.000 --> 01:25:36.000] But if you tune into this show, we would show you how to kick their behinds every way from Sunday. [01:25:36.000 --> 01:25:46.000] Part of their problem is, if these guys spend the vast majority of their time dealing with other lawyers, [01:25:46.000 --> 01:25:51.000] and there are just things lawyers don't do to lawyers. [01:25:51.000 --> 01:25:56.000] I had a friend that was in a foreclosure issue, [01:25:56.000 --> 01:26:01.000] and he filed a motion demanding that the lawyer prove up agency. [01:26:01.000 --> 01:26:07.000] And he got in the court and the judge kind of kicked his behind [01:26:07.000 --> 01:26:16.000] and told him to come back. They had filed an affidavit that he couldn't verify that was not a valid affidavit. [01:26:16.000 --> 01:26:24.000] The judges all over this lawyer told him, you come back to my court with a proper affidavit or you don't come back to my court. [01:26:24.000 --> 01:26:30.000] So they get out of there and they're walking out of the courthouse and the lawyer said, [01:26:30.000 --> 01:26:35.000] I don't understand this. No lawyer would ever do something like that to me. [01:26:35.000 --> 01:26:42.000] And he said, well, Bubba, I'm not a lawyer. [01:26:42.000 --> 01:26:53.000] And that's the deal. Lawyers pay, they still start out around 40 grand a year for now practice insurance. [01:26:53.000 --> 01:27:00.000] And here's the deal. And what I'm going to tell you is grossly unfair. [01:27:00.000 --> 01:27:05.000] And I'm sure it's just going to break your heart when you hear this. [01:27:05.000 --> 01:27:15.000] If a lawyer gets a bar grievance in his first year of practice, his insurance carrier, [01:27:15.000 --> 01:27:23.000] well, the reason I could say this is there are nine underwriters in the country for malpractice insurance. [01:27:23.000 --> 01:27:30.000] They're all underwritten by Lloyds of London. They all have essentially the same standards. [01:27:30.000 --> 01:27:36.000] One bar grievance, your first year of practice, they will cancel immediately. [01:27:36.000 --> 01:27:46.000] Just like if you buy insurance on your new car and you pull it out and the next day you bash into a tree with it. [01:27:46.000 --> 01:27:51.000] They're going to pay for that car, but they're going to cancel immediately. [01:27:51.000 --> 01:27:58.000] Two bar grievances, any one year of practice. If you've been practicing 20 years, they'll cancel. [01:27:58.000 --> 01:28:04.000] Three, they'll cancel your law firm's malpractice insurance. [01:28:04.000 --> 01:28:11.000] A lawyer that told me this to start with said a friend of his got out of law school and he didn't get picked up by a law firm. [01:28:11.000 --> 01:28:15.000] So he went down to the court and got on the attorney wheel. [01:28:15.000 --> 01:28:22.000] When somebody needed court point of counsel, they would call him on a regular basis and he used that to pay his student loan [01:28:22.000 --> 01:28:29.000] and pay his office expenses with until he got known. See, lawyers can't advertise directly. [01:28:29.000 --> 01:28:35.000] That's a felony, that's a barantry. They're expected to get their business with a word of mouth, [01:28:35.000 --> 01:28:40.000] but if you're starting out, man, it's tough. You have this huge student loan. [01:28:40.000 --> 01:28:45.000] He gets this guy appointed and the guy disappears. [01:28:45.000 --> 01:28:50.000] So 11 months later, the lawyer goes to court and said, I can't find my client and asked to be removed. [01:28:50.000 --> 01:28:57.000] Court removed him. Next month, the guy came back and he was not happy that his lawyer had dumped him. [01:28:57.000 --> 01:29:02.000] He filed a bar grievance. They canceled immediately. [01:29:02.000 --> 01:29:12.000] The lawyer said that was grossly unfair and I'm standing there grinning from ear to ear and saying, yes, as a matter of fact, it is. [01:29:12.000 --> 01:29:20.000] And he looked at me and said, oh, I shouldn't have told you that. You're right. [01:29:20.000 --> 01:29:23.000] So and here's their problem. [01:29:23.000 --> 01:29:34.000] If you file a bar grievance against a lawyer and you accuse that lawyer of running over 10 babies [01:29:34.000 --> 01:29:40.000] and stealing 20 grandmas, the states are throwing them out in the street. [01:29:40.000 --> 01:29:47.000] They're going to say, well, we examined into your allegation and you find it does not rise to the level of misconduct and toss it. [01:29:47.000 --> 01:29:53.000] The problem is, is the insurance company knows that. Hang on, we'll be right back. This is ready to help them. [01:29:53.000 --> 01:29:59.000] Eddie Craig, we will go on radio. Call in number 512-646-1984. [01:29:59.000 --> 01:30:05.000] This is Building 7, a 47-story skyscraper that fell on the afternoon of September 11. [01:30:05.000 --> 01:30:12.000] The government says that fire brought it down. However, 1,500 architects and engineers have concluded it was a controlled demolition. [01:30:12.000 --> 01:30:18.000] Over 6,000 of my fellow service members have given their lives to thousands of my fellow force responders at dying. [01:30:18.000 --> 01:30:22.000] I'm not a conspiracy theorist. I'm a structural engineer. I'm a New York City correction officer. [01:30:22.000 --> 01:30:27.000] I'm an Air Force pilot. I'm the father who lost his son. We're Americans and we deserve the truth. [01:30:27.000 --> 01:30:31.000] Go to RememberBuilding7.org today. [01:30:31.000 --> 01:30:37.000] The rule of law radio network is proud to present a due process of law seminar hosted by our own Eddie Craig. [01:30:37.000 --> 01:30:42.000] Eddie is a former Nacodotius Sheriff's deputy and for the past 21 years he's been studying the due process of law [01:30:42.000 --> 01:30:48.000] and now offers his knowledge to you at a seminar every Sunday from 2 o'clock to 5 o'clock at Brave New Books, [01:30:48.000 --> 01:30:54.000] located at 1904 Guadalupe Street. Admission is $20, so please make plans to come by and sit with Eddie [01:30:54.000 --> 01:30:59.000] and learn for yourself what the true intent of law really is. [01:30:59.000 --> 01:31:08.000] At HempUSA.org we offer chemical-free products to people around the world, detoxifying, self-healing while rebuilding the immune system. [01:31:08.000 --> 01:31:14.000] We urge our listeners to please consider our largest selling product, micro plant powder. [01:31:14.000 --> 01:31:21.000] Our micro plant powder is rich in iodine, probiotics, zinc and silica to help rebuild the immune system [01:31:21.000 --> 01:31:28.000] and to create a healthy stomach flora. Micro plant powder is excellent for daily intake and is perfect to add to your storage shelter. [01:31:28.000 --> 01:31:32.000] We urge our listeners to please visit us at HempUSA.org [01:31:32.000 --> 01:31:36.000] and remember all of our products are chemical-free and healthy to eat. [01:31:36.000 --> 01:31:41.000] We constantly strive to give you the best service, highest quality and rapid shipping anywhere [01:31:41.000 --> 01:31:45.000] and we offer free shipping on orders over $95 in the US. [01:31:45.000 --> 01:31:51.000] Please visit us at HempUSA.org or call 908-6912608. [01:31:51.000 --> 01:31:59.000] That's 908-6912608. See what our powder, seeds and oil can do for you at HempUSA.org. [01:32:21.000 --> 01:32:36.000] Okay, we are back. [01:32:36.000 --> 01:32:45.000] We're talking to Larry in Texas and this is about strategy. [01:32:45.000 --> 01:32:56.000] One thing to understand is you will not win your case because you have the law and the facts on your side. [01:32:56.000 --> 01:33:03.000] To think so is naive. It is not that way now. [01:33:03.000 --> 01:33:08.000] It never has been that way since this country started. [01:33:08.000 --> 01:33:20.000] If you think back to the movie Miracle on 54th Street, you have this judge with this trying this old guy. [01:33:20.000 --> 01:33:25.000] They're trying to put him in a nut house because he claims his Santa Claus. [01:33:25.000 --> 01:33:31.000] And do you recall how the movie ended? [01:33:31.000 --> 01:33:43.000] It ended with the judge's advisor advising him that if you rule against Santa Claus, you will not get reelected. [01:33:43.000 --> 01:33:50.000] So they brought in all of these letters to Santa Claus and the lawyer got them to deliver them to the courthouse [01:33:50.000 --> 01:33:56.000] because they're all in a dead letter file. They didn't have anything to do with them so he gave them a place to deliver them. [01:33:56.000 --> 01:34:05.000] They said, wonderful, they deliver them to the courthouse. And the judge ruled that if the United States Post Office believes he's Santa Claus, so why? [01:34:05.000 --> 01:34:16.000] He clearly rendered that ruling not because it had anything to do with law or what was right. [01:34:16.000 --> 01:34:24.000] He rendered that ruling so he would get reelected. That's how it works in the world you and I live in. [01:34:24.000 --> 01:34:28.000] Now that may not be right, but that's how it works. [01:34:28.000 --> 01:34:39.000] So with that said, it behooves us to figure out how things work, then do it that way. [01:34:39.000 --> 01:34:48.000] Now we may not like it, may not agree with it, and certainly our prerogative, first figure out how it works and do it that way. [01:34:48.000 --> 01:34:58.000] We understand you will not win the case because the law and the facts are on your side. You'll only win your case if you have the politics on your side. [01:34:58.000 --> 01:35:12.000] So a lot of what we're about, you know, we need the law to build a political structure on it, but it's not so much about the law as it is understanding how it works. [01:35:12.000 --> 01:35:18.000] For instance, we create political pressure with bar grievances. [01:35:18.000 --> 01:35:29.000] As I was saying when we went out, if you file really serious, incredibly serious allegations against the lawyer, the state bar is going to toss it. [01:35:29.000 --> 01:35:38.000] State bar association, association lawyers, they're not there to beat up on their lawyers. They're there to run an appearance form. [01:35:38.000 --> 01:35:45.000] So we know if you file a valid bar grievance, the bar will toss it. [01:35:45.000 --> 01:35:53.000] The insurance company knows if you file a valid bar grievance that the bar is going to toss it. [01:35:53.000 --> 01:36:01.000] So they don't care what the grievance is. They don't even want to see it by the numbers. [01:36:01.000 --> 01:36:08.000] If you file a bar grievance against the lawyer accusing the lawyer of parting his hair on the wrong side. [01:36:08.000 --> 01:36:16.000] That scheister's stumble, he should be stripped of his bar card and run out of town. [01:36:16.000 --> 01:36:25.000] The bar is going to get that grievance and they're going to say we examined into your accusation and find it does not rise to the level of misconduct. [01:36:25.000 --> 01:36:29.000] And so we like it when they do that. [01:36:29.000 --> 01:36:33.000] I get those back and I just chuckle and clap my hands. [01:36:33.000 --> 01:36:35.000] Oh boy. [01:36:35.000 --> 01:36:44.000] When you file a bar grievance, you will never get any really satisfying positive feedback. [01:36:44.000 --> 01:36:48.000] Well, not never, but rare occasions. [01:36:48.000 --> 01:36:57.000] Rare occasions, on rare occasions, the attorney will be so PO'd that he'll gripe to you about it. [01:36:57.000 --> 01:37:03.000] That is another bar grievance. [01:37:03.000 --> 01:37:11.000] What we do is we introduce these guys to the pro safe from hell. [01:37:11.000 --> 01:37:15.000] And you won't believe how much fun that can be. [01:37:15.000 --> 01:37:23.000] Judges, they get on the bench and they act like gods. [01:37:23.000 --> 01:37:31.000] H.G. Wells in his outline of history on speaking to the corruption of the Pope's during the Dark Ages. [01:37:31.000 --> 01:37:37.000] And for the last guy that called me and chewed me out about criticizing the Catholic Church. [01:37:37.000 --> 01:37:44.000] This is not a criticism of Catholic Church. This is history. [01:37:44.000 --> 01:37:52.000] In speaking to the corruption of the Pope's at that time, he very aptly observed the giver of the law. [01:37:52.000 --> 01:37:56.000] Most owes the law allegiance. [01:37:56.000 --> 01:38:01.000] He of all beings should behave as though the law compels him. [01:38:01.000 --> 01:38:11.000] But it is the universal failing of mankind that what we are given to administer, we promptly presume we own. [01:38:11.000 --> 01:38:19.000] Well, our judges, because they're always the one telling everybody how the cow ate the cabbage. [01:38:19.000 --> 01:38:24.000] They begin to get the impression that they are the law. [01:38:24.000 --> 01:38:31.000] We set a court in Johnson County and wanted to see a hearing they were having. [01:38:31.000 --> 01:38:37.000] And the lieutenant told me that the judge said it's her courtroom and you're not coming in it. [01:38:37.000 --> 01:38:43.000] I told the lieutenant kindly informed the judge that she is mistaken. [01:38:43.000 --> 01:38:52.000] That is my courtroom and I very generously allow her to administer it according to my law. [01:38:52.000 --> 01:38:56.000] And then I asked the lieutenant to go back there and arrest her. [01:38:56.000 --> 01:39:07.000] He chickened out. But in fact, you are when you walk into the courthouse, you are the baddest motor scooter in the building. [01:39:07.000 --> 01:39:22.000] Reason being, if you're not caught inside their politics, you can kick them all in the behind and the thing to understand about politics. [01:39:22.000 --> 01:39:28.000] The higher someone up is up the political ladder. [01:39:28.000 --> 01:39:35.000] The more politically sensitive he is because it's like crabs in a bucket. [01:39:35.000 --> 01:39:41.000] The higher up you are, the more people you got down below you want your position. [01:39:41.000 --> 01:39:48.000] I got all the highest judges in Texas put in front of the grand jury once and I thought it was my eloquent oratory. [01:39:48.000 --> 01:39:57.000] And my really well constructed, well plagiarized pleadings turned out didn't have anything to do with any of that. [01:39:57.000 --> 01:40:05.000] Had to do with the fact that Ron Earl was a 25 year district attorney. He was retiring. [01:40:05.000 --> 01:40:12.000] He was a Democrat. All of these 15 judges were Republicans. [01:40:12.000 --> 01:40:14.000] Didn't have anything to do with me. [01:40:14.000 --> 01:40:22.000] And then for the most part, you will not get the judges and the lawyers to be afraid of you. [01:40:22.000 --> 01:40:34.000] What they will be afraid of is the cannon fodder you create for their political enemies that you can do big time. [01:40:34.000 --> 01:40:38.000] And I'm in the process of doing some of that now. [01:40:38.000 --> 01:40:42.000] When you walk into that courtroom, you're the only sovereign in the building. [01:40:42.000 --> 01:40:46.000] That's why you're the baddest motor scooter there. [01:40:46.000 --> 01:40:50.000] Everybody answers to you. [01:40:50.000 --> 01:40:57.000] And when you understand that, it only takes a little while and they will realize it. [01:40:57.000 --> 01:41:01.000] That's when you become mister. [01:41:01.000 --> 01:41:06.000] It doesn't take me long to become mister in a courthouse. [01:41:06.000 --> 01:41:19.000] If you want to adjudicate the issue, we will show you how to file bar grievances, judicial conduct complaints, criminal charges against the judge. [01:41:19.000 --> 01:41:23.000] Oh, that is such a hoot. [01:41:23.000 --> 01:41:27.000] And you never want anybody to guide it. [01:41:27.000 --> 01:41:33.000] And once you understand that, this is not about retribution. [01:41:33.000 --> 01:41:35.000] It's about fixing something. [01:41:35.000 --> 01:41:37.000] And it's about politics. [01:41:37.000 --> 01:41:42.000] And once you understand that it's politics, then you become very carful. [01:41:42.000 --> 01:41:53.000] You'll come away with this, with a sense of control over your life as it compares to the legal system that you never had before. [01:41:53.000 --> 01:41:56.000] And, you know, after that, you get done with these guys. [01:41:56.000 --> 01:41:58.000] Nobody's ever going to want to sue you. [01:41:58.000 --> 01:42:00.000] Somebody says, I'll sue you. [01:42:00.000 --> 01:42:01.000] You agree that. [01:42:01.000 --> 01:42:04.000] Let me say, take your best shot, Bella. [01:42:04.000 --> 01:42:07.000] I'll break you from that habit. [01:42:07.000 --> 01:42:12.000] Okay, this is Hang on, Larry. [01:42:12.000 --> 01:42:13.000] I talked too much that time. [01:42:13.000 --> 01:42:15.000] Well, we've got another minute and a half. [01:42:15.000 --> 01:42:17.000] Did that make sense to you? [01:42:17.000 --> 01:42:20.000] Oh, it made all the sense in the world. [01:42:20.000 --> 01:42:26.000] And I'm learning more and more about this, the true sovereign in the court. [01:42:26.000 --> 01:42:31.000] And I'm loving everything I'm learning about it because I was like most people. [01:42:31.000 --> 01:42:36.000] I was intimidated by going to court and I just didn't know anything about it. [01:42:36.000 --> 01:42:40.000] But through your program, I'm learning a lot more and feeling more confident. [01:42:40.000 --> 01:42:42.000] Yeah, and it gets easier. [01:42:42.000 --> 01:42:55.000] And if there's one thing that I can teach about sovereigns, and we have guys that go around claiming they're sovereign and you will never, ever hear me claim on the sovereign. [01:42:55.000 --> 01:42:57.000] You'll never see anything like that in a document. [01:42:57.000 --> 01:43:06.000] I had a guy call in one time and he said, Mr. Kelkin, how do you express your sovereignty? [01:43:06.000 --> 01:43:10.000] And I knew he'd set me up for a diatribe on sovereignty. [01:43:10.000 --> 01:43:16.000] And I told him, I act like one. [01:43:16.000 --> 01:43:23.000] That, once you act like a sovereign, you act like the CEO of this corporation. [01:43:23.000 --> 01:43:24.000] They call it a corporation. [01:43:24.000 --> 01:43:25.000] Okay, let it be a corporation. [01:43:25.000 --> 01:43:33.000] I'm the CEO and they better not forget it because I'm going to start griping at the guy at the very top, filing charges against him. [01:43:33.000 --> 01:43:39.000] And the time that I get through with him, everybody down the line is going to be in big trouble. [01:43:39.000 --> 01:43:40.000] Okay, hang on. [01:43:40.000 --> 01:43:41.000] This is Randy Kelkin. [01:43:41.000 --> 01:43:43.000] This is David Craig. [01:43:43.000 --> 01:43:45.000] Chris, I see you there. [01:43:45.000 --> 01:43:47.000] We will pick you both up on the other side. [01:43:47.000 --> 01:43:52.000] I call in number 512-646-1984. [01:43:52.000 --> 01:43:58.000] We're about to go into our last segment, so I'll kind of cut my blade in short. [01:43:58.000 --> 01:44:00.000] We'll be right back. [01:44:00.000 --> 01:44:06.000] It is so enlightening to listen to 90.1 FM, but finding things on the Internet isn't so easy. [01:44:06.000 --> 01:44:09.000] And neither is finding like-minded people to share it with. [01:44:09.000 --> 01:44:12.000] Oh, well, I guess you haven't heard of Brave New Books then. [01:44:12.000 --> 01:44:13.000] Brave New Books? [01:44:13.000 --> 01:44:14.000] Yes. [01:44:14.000 --> 01:44:20.000] Brave New Books has all the books and DVDs you're looking for by authors like Alex Jones, Ron Paul, and G. Edward Griffin. [01:44:20.000 --> 01:44:24.000] They even stock inner food, Berkey products, and Calvin Soaps. [01:44:24.000 --> 01:44:26.000] There's no way a place like that exists. [01:44:26.000 --> 01:44:28.000] Go check it out for yourself. [01:44:28.000 --> 01:44:32.000] It's downtown at 1904 Guadalupe Street, just south of UT. [01:44:32.000 --> 01:44:33.000] Oh, by UT? [01:44:33.000 --> 01:44:36.000] There's never anywhere to park down there. [01:44:36.000 --> 01:44:43.000] Actually, they now offer a free hour of parking for paying customers at the 500 MLK parking facility just behind the bookstore. [01:44:43.000 --> 01:44:47.000] It doesn't exist, but when are they open? [01:44:47.000 --> 01:44:52.000] Monday through Saturday, 11 a.m. to 9 p.m. and 1 to 6 p.m. on Sundays. [01:44:52.000 --> 01:45:18.000] Call 512-480-2503 or check out their events page at bravenewbookstore.com. [01:45:22.000 --> 01:45:27.000] Thousands have won with our step-by-step course, and now you can too. [01:45:27.000 --> 01:45:34.000] Jurisdictionary was created by a licensed attorney with 22 years of case-winning experience. [01:45:34.000 --> 01:45:43.000] Even if you're not in a lawsuit, you can learn what everyone should understand about the principles and practices that control our American courts. [01:45:43.000 --> 01:45:52.000] You'll receive our audio classroom, video seminar, tutorials, forms for civil cases, prosa tactics, and much more. [01:45:52.000 --> 01:45:56.000] Please visit ruleoflawradio.com and click on the banner. [01:45:56.000 --> 01:46:24.000] Or call toll-free 866-LAW-EZ. [01:46:24.000 --> 01:46:29.000] Okay, we are back. Randy Kelton, Debbie Stevens, Eddie Craig, rule of law radio. [01:46:29.000 --> 01:46:36.000] Larry, I didn't mean to use up all your time, but that is absolutely one of my favorite subjects. [01:46:36.000 --> 01:46:46.000] I once did a three-day seminar on those subjects, so I could talk a long time. [01:46:46.000 --> 01:46:50.000] Well, this has been the best phone call I've ever been on. [01:46:50.000 --> 01:46:57.000] I'm certainly glad to hear that. But keep listening. We'll be back tomorrow night for four hours. [01:46:57.000 --> 01:47:02.000] And we do enjoy good, hard questions. [01:47:02.000 --> 01:47:07.000] We're trying to give people wimity. [01:47:07.000 --> 01:47:16.000] We're not in any way denigrating the system. We certainly don't blame the system for being in the mess it's in. [01:47:16.000 --> 01:47:24.000] If there is blame to be handed out, it's ours, because we as the sovereigns didn't control it. [01:47:24.000 --> 01:47:34.000] Remember what Benjamin Franklin is credited with saying to a woman when he walked out of the assembly, [01:47:34.000 --> 01:47:44.000] she said, Mr. Franklin, what have you given us? And he said, I've given you a republic if you can keep it. [01:47:44.000 --> 01:47:59.000] It is our job as the sovereigns to keep it. And you really can make a major difference just going in there as the sovereign, [01:47:59.000 --> 01:48:06.000] not waving your arms and telling them what a big bad sovereign you are, but acting like one. [01:48:06.000 --> 01:48:13.000] And one of the things I've found really effective is acting like a CEO. [01:48:13.000 --> 01:48:19.000] I have a little story. Years ago, I was washing trucks for Murphy Motor Freight. [01:48:19.000 --> 01:48:25.000] And I was at the warehouse and they were all talking about what had happened that day. [01:48:25.000 --> 01:48:31.000] It seems that George Murphy was driving down the road and one of his trucks pulled over on the shoulder. [01:48:31.000 --> 01:48:36.000] So he got out, pulled up behind him, got out and walked up to the driver. [01:48:36.000 --> 01:48:41.000] And he said, is there a problem? And he said, the driver said, no, I was a couple hours early. [01:48:41.000 --> 01:48:50.000] So I was just kind of screwing the dog. He said, well, I'm George Murphy and that's my dog you're screwing. [01:48:50.000 --> 01:48:58.000] Get my truck back to my terminal, went back and got in his car and went back to the office. [01:48:58.000 --> 01:49:08.000] He never once spoke to that driver after that. I'm sure you know exactly what he did. [01:49:08.000 --> 01:49:17.000] He went to the executive vice president and said, what in the heck is going on? [01:49:17.000 --> 01:49:27.000] Can't you run my company? And the executive vice president went to the vice president ahead of transportation [01:49:27.000 --> 01:49:33.000] and said, the boss has owned my case, accused me of not being able to run my company because you're not doing your job. [01:49:33.000 --> 01:49:47.000] And George Murphy to his credit gave strict orders that this driver was not to be fired. [01:49:47.000 --> 01:49:51.000] This problem was not his problem. It was management's problem. [01:49:51.000 --> 01:49:57.000] So when we think of ourselves as sovereigns, this is how we do it. [01:49:57.000 --> 01:50:05.000] I just filed a whole stack of criminal complaints with the Chief Justice of the Supreme Court. [01:50:05.000 --> 01:50:14.000] I'm sovereign. And when I look in Article 2.09, Code of Criminal Procedure, that says, who are magistrates? [01:50:14.000 --> 01:50:22.000] Very first one, justices of the Supreme Court and of the justices, he's the top one. [01:50:22.000 --> 01:50:28.000] So being the CEO, I don't start at the bottom of these chumps down there that can only say no. [01:50:28.000 --> 01:50:37.000] I started the guy with the top that has everybody below him trying to take his position. [01:50:37.000 --> 01:50:41.000] And now he's not going to do his duty as a sovereign. [01:50:41.000 --> 01:50:56.000] And I'm going to go down to the District Attorney and ask the District Attorney to present the Chief Justice to the grand jury for prosecution under 39.03 penal code for misdeeds in office. [01:50:56.000 --> 01:51:00.000] And what do you think the prosecuting attorney is going to say? [01:51:00.000 --> 01:51:02.000] No way. [01:51:02.000 --> 01:51:10.000] She's going to see her career flash before her eyes, her bar card turning into confetti. [01:51:10.000 --> 01:51:12.000] So she's going to refuse. [01:51:12.000 --> 01:51:31.000] And then one thing that we really try to get across here is when public officials don't do what they're supposed to, do not feel betrayed, do not feel like you've lost or that you've been mistreated. [01:51:31.000 --> 01:51:43.000] When I ask them to do something, they don't do it. I tend to jump up and down and clap my hands because I got this little tar baby and everybody who touches it sticks to it. [01:51:43.000 --> 01:51:58.000] And the strange thing about it is each person sticks tighter than the one before because I start out with something minor and it gets real serious, real fast for everybody. [01:51:58.000 --> 01:52:04.000] But it doesn't work if they do what they're supposed to, they screw up the whole thing. [01:52:04.000 --> 01:52:09.000] So the more they do it wrong, the more I get to hammer on. [01:52:09.000 --> 01:52:18.000] And you never really want to get anybody indicted. We could get rid of all of these public officials and replace them all. We'd be in the same place. [01:52:18.000 --> 01:52:24.000] I think of my public officials like my grandkids. I'd love them dearly. [01:52:24.000 --> 01:52:31.000] But if one of them runs out on the road, I'm fixing to tan his hide. [01:52:31.000 --> 01:52:43.000] That way he won't run out on the road again. I get a public official not to do his job. If I can get the Chief Justice not to do his duty as a magistrate, [01:52:43.000 --> 01:52:50.000] and this is going to be absolute bushwhack, he is not going to see it coming unless he listens to this program. [01:52:50.000 --> 01:52:59.000] I'm going to land on him like a ton of bricks. And everybody that tries to shield him, I land on them like a ton of bricks. [01:52:59.000 --> 01:53:07.000] And when I get done with this, I'll get magistrates doing their job. That's the whole purpose. I do not want to harm the Chief Justice. [01:53:07.000 --> 01:53:11.000] I just wouldn't follow law. They follow law. I got no complaints. [01:53:11.000 --> 01:53:20.000] Okay, call board is really filling up. Call us back tomorrow, Larry. You really got me going on the subject, and this is one of my favorite subjects. [01:53:20.000 --> 01:53:22.000] Okay, I will. Bye-bye, Larry. [01:53:22.000 --> 01:53:30.000] Okay, thank you, Larry. Okay, we're going to go to Chris in Texas. [01:53:30.000 --> 01:53:32.000] Hey, Randy. [01:53:32.000 --> 01:53:35.000] Chris, I know you have been starting trouble. [01:53:35.000 --> 01:53:42.000] Actually, I just called to offer you my help since you've been with me so often. [01:53:42.000 --> 01:53:55.000] And my help and the way of, if you ever need a note from a specific lender to read something from it, let me know. [01:53:55.000 --> 01:54:07.000] I see these notes by the hundreds every month, and it's because I'm a notary and I've worked for a major company that does that specific job. [01:54:07.000 --> 01:54:11.000] We are the notaries that close these loans. [01:54:11.000 --> 01:54:26.000] Ooh, I would very much like to sit down with you. Part of what we're doing here is we're taking a real close look at these notaries. [01:54:26.000 --> 01:54:33.000] And one in particular is the notary who does the closing. [01:54:33.000 --> 01:54:43.000] And that was our favorite because the borrower was there and the notary was actually physically there. [01:54:43.000 --> 01:54:47.000] He did everything the notary was supposed to do. [01:54:47.000 --> 01:54:58.000] So when we send that notary a request for a copy of his sequential ledger, he's going to send it back to us. [01:54:58.000 --> 01:55:11.000] And then when we send every other notary that we find in the court records a request for their sequential ledger, we're not going to get one. [01:55:11.000 --> 01:55:20.000] Because we know they hire someone who's entry level. [01:55:20.000 --> 01:55:26.000] And then the law firm says, ah, we need a notary, we'll pay for your notary appointment. [01:55:26.000 --> 01:55:29.000] So they pay for it and they get on the stamp and everything. [01:55:29.000 --> 01:55:34.000] And then they send them down and they bring them a whole stack of paperwork and see here, sign all of these. [01:55:34.000 --> 01:55:38.000] I know they do that because I did it. [01:55:38.000 --> 01:55:40.000] I tell a story about it somewhere else. [01:55:40.000 --> 01:55:44.000] I wound up notarizing my own bomb form. [01:55:44.000 --> 01:55:46.000] That was a hoot. [01:55:46.000 --> 01:55:48.000] But they get these people to do that. [01:55:48.000 --> 01:55:52.000] And then when they need a notarized document, they just drag it off the shelf. [01:55:52.000 --> 01:55:55.000] The reason I'd like to sit down with you. [01:55:55.000 --> 01:56:10.000] Is I want to find the best way to get that person who was induced into doing this and probably had no idea of how illegal it was. [01:56:10.000 --> 01:56:23.000] The best way not to engage them but get them to feed me the one who put them there. [01:56:23.000 --> 01:56:26.000] Does that make sense? [01:56:26.000 --> 01:56:29.000] I think I lost him. [01:56:29.000 --> 01:56:33.000] Oh, there you are, Chris. Somebody muted you. [01:56:33.000 --> 01:56:37.000] Okay, there you are, Chris. You're back. [01:56:37.000 --> 01:56:40.000] Okay, does it make sense where I'm going? [01:56:40.000 --> 01:56:50.000] What I've heard so far makes sense, but I actually, my phone got caught and I had to call back in and then pick up where you were at. [01:56:50.000 --> 01:56:53.000] So, okay, okay. [01:56:53.000 --> 01:57:01.000] The reason I want to talk to you is we, you know, I'm doing a, I've got a program here where I examine the county records. [01:57:01.000 --> 01:57:04.000] I take them apart piece by piece. [01:57:04.000 --> 01:57:08.000] And one of the things we really go after are notaries. [01:57:08.000 --> 01:57:15.000] And I especially like the notary that signs the, that notarizes the date of trust. [01:57:15.000 --> 01:57:22.000] The reason I like that one is because he was actually there and he actually did it right. [01:57:22.000 --> 01:57:31.000] And on the notaries for the date of trust, you never see the notary's name stamped in with a rubber stamp. [01:57:31.000 --> 01:57:40.000] You never see all of the writing on the juror hat in the same hand except the signature of the notary. [01:57:40.000 --> 01:57:45.000] I go down to the bank and they know who has a document for me. They fill all that stuff in by hand. [01:57:45.000 --> 01:57:48.000] They don't even use a rubber stamp. [01:57:48.000 --> 01:57:52.000] But when I look at the court records, everything is rubber stamped. [01:57:52.000 --> 01:57:54.000] Okay, ran out of time. [01:57:54.000 --> 01:58:01.000] But we request the sequential ledger from the notary who did the trustee sale and we get it. [01:58:01.000 --> 01:58:07.000] We request the sequential ledger from everybody else and you don't get it. [01:58:07.000 --> 01:58:11.000] So that's why I like yours because we get it. [01:58:11.000 --> 01:58:14.000] And we can say, why don't these other guys have it? [01:58:14.000 --> 01:58:16.000] Give us a call back tomorrow night. [01:58:16.000 --> 01:58:22.000] I would like to talk to you on the air and give everybody a good idea of what to look for. [01:58:22.000 --> 01:58:29.000] And Alicio, I'm sorry I didn't get to you. Give us a call back tomorrow night. [01:58:29.000 --> 01:58:32.000] We've got a four hour show. We will get to you then. [01:58:32.000 --> 01:58:39.000] This is Randy Kelton, Deborah Stevens, Eddie Craig. We will blow radio. We will see you tomorrow night. [01:59:02.000 --> 01:59:08.000] The Bible says verse by verse, helping you to know God and to know the meaning of life. [01:59:08.000 --> 01:59:11.000] Order your free copy today from Bibles for America. [01:59:11.000 --> 01:59:20.000] Call us toll free at 888-551-0102 or visit us online at bfa.org. [01:59:20.000 --> 01:59:26.000] This translation is highly accurate and it comes with over 13,000 cross references, [01:59:26.000 --> 01:59:30.000] plus charts and maps and an outline for every book of the Bible. [01:59:30.000 --> 01:59:32.000] This is truly a Bible you can understand. [01:59:32.000 --> 01:59:40.000] To get your free copy of the New Testament recovery version, call us toll free at 888-551-0102. [01:59:40.000 --> 02:00:00.000] That's 888-551-0102 or visit us online at bfa.org.